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[8-K] COMMERCE BANCSHARES INC /MO/ Reports Material Event

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(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Commerce Bancshares, Inc. furnished a press release announcing third quarter 2025 earnings under Item 2.02 of Form 8-K. The release, dated October 16, 2025, is included as Exhibit 99.1, with an accompanying investor and analyst slide presentation as Exhibit 99.2.

The information is furnished, not filed, under the Exchange Act and is not incorporated by reference into Securities Act filings. The materials are available on the company’s investor relations website.

Commerce Bancshares, Inc. ha fornito un comunicato stampa che annuncia gli utili del terzo trimestre 2025 ai sensi della Sezione 2.02 della parte Form 8-K. Il comunicato, datato 16 ottobre 2025, è incluso come Allegato 99.1, con una presentazione a schermo per investitori e analisti in Allegato 99.2.

Le informazioni sono fornite, non depositate, ai sensi del Securities Exchange Act e non sono incorporate per riferimento nei filing sotto il Securities Act. I materiali sono disponibili sul sito di relazioni con gli investitori dell'azienda.

Commerce Bancshares, Inc. presentó un comunicado de prensa que anuncia las ganancias del tercer trimestre de 2025 bajo el Artículo 2.02 del Formulario 8-K. El comunicado, fechado el 16 de octubre de 2025, se incluye como Exhibit 99.1, con una presentación para inversionistas y analistas como Exhibit 99.2.

La información se proporciona y no se presenta conforme a la Exchange Act y no se incorpora por referencia a los expedientes de la Securities Act. Los materiales están disponibles en el sitio web de relaciones con inversionistas de la compañía.

Commerce Bancshares, Inc.는 Form 8-K의 항목 2.02에 따라 2025년 3분기 수익 발표 보도자료를 제공했습니다. 발표 자료의 날짜는 2025년 10월 16일이며 Exhibit 99.1로 포함되고, 투자자 및 애널리스트용 슬라이드 프레젠테이션은 Exhibit 99.2로 동봉되어 있습니다.

정보는 Exchange Act에 따라 제출된 것이 아니며 파일링에 의해 참조로 통합되지 않습니다. 자료는 회사의 투자자 관계 웹사이트에서 확인할 수 있습니다.

Commerce Bancshares, Inc. a fourni un communiqué de presse annonçant les résultats du troisième trimestre 2025 conformément à l’Article 2.02 du Formulaire 8-K. Le communiqué, daté du 16 octobre 2025, est inclus comme Exhibit 99.1, avec une présentation destinée aux investisseurs et analystes en tant qu'Exhibit 99.2.

L’information est fournie, et non déposée, en vertu du Exchange Act et n’est pas incorporée par référence dans les dépôts du Securities Act. Le matériel est disponible sur le site des relations investisseurs de la société.

Commerce Bancshares, Inc. hat eine Pressemitteilung vorgelegt, die die Ergebnisse des dritten Quartals 2025 gemäß Item 2.02 des Form 8-K ankündigt. Die Mitteilung, datiert auf den 16. Oktober 2025, ist als Exhibit 99.1 enthalten, zusammen mit einer Begleitpräsentation für Investoren und Analysten als Exhibit 99.2.

Die Informationen werden nach dem Exchange Act bereitgestellt, nicht eingereicht, und sind nicht durch Verweis in Securities Act-Einreichungen aufgenommen. Die Materialien sind auf der Investor Relations-Website des Unternehmens verfügbar.

Commerce Bancshares, Inc. قدمت بياناً صحافياً يعلن عن أرباح الربع الثالث من عام 2025 بموجب البند 2.02 من النموذج 8-K. البيان، بتاريخ 16 أكتوبر 2025، مذكور كمعروض 99.1، مع عرض شرائح للمستثمرين والمحللين كم Exhibit 99.2.

تم تزويد المعلومات وليس تقديمها وفقاً لقانون الأوراق المالية Exchange Act، ولا يتم دمجها بالرجوع إلى ملفات Securities Act. المواد متوافرة على موقع علاقات المستثمرين للشركة.

Commerce Bancshares, Inc. 已发布一份新闻稿,按 Form 8-K 的第 2.02 条宣布 2025 年第三季度的收益。该新闻稿日期为 2025 年 10 月 16 日,作为 Exhibit 99.1 纳入,其中还附有供投资者和分析师使用的幻灯片演示,作为 Exhibit 99.2。

该信息是按交易所法案提供,而非提交文件,且不通过对证券法备案的引用纳入。该材料可在公司投资者关系网站上查看。

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Commerce Bancshares, Inc. ha fornito un comunicato stampa che annuncia gli utili del terzo trimestre 2025 ai sensi della Sezione 2.02 della parte Form 8-K. Il comunicato, datato 16 ottobre 2025, è incluso come Allegato 99.1, con una presentazione a schermo per investitori e analisti in Allegato 99.2.

Le informazioni sono fornite, non depositate, ai sensi del Securities Exchange Act e non sono incorporate per riferimento nei filing sotto il Securities Act. I materiali sono disponibili sul sito di relazioni con gli investitori dell'azienda.

Commerce Bancshares, Inc. presentó un comunicado de prensa que anuncia las ganancias del tercer trimestre de 2025 bajo el Artículo 2.02 del Formulario 8-K. El comunicado, fechado el 16 de octubre de 2025, se incluye como Exhibit 99.1, con una presentación para inversionistas y analistas como Exhibit 99.2.

La información se proporciona y no se presenta conforme a la Exchange Act y no se incorpora por referencia a los expedientes de la Securities Act. Los materiales están disponibles en el sitio web de relaciones con inversionistas de la compañía.

Commerce Bancshares, Inc.는 Form 8-K의 항목 2.02에 따라 2025년 3분기 수익 발표 보도자료를 제공했습니다. 발표 자료의 날짜는 2025년 10월 16일이며 Exhibit 99.1로 포함되고, 투자자 및 애널리스트용 슬라이드 프레젠테이션은 Exhibit 99.2로 동봉되어 있습니다.

정보는 Exchange Act에 따라 제출된 것이 아니며 파일링에 의해 참조로 통합되지 않습니다. 자료는 회사의 투자자 관계 웹사이트에서 확인할 수 있습니다.

Commerce Bancshares, Inc. a fourni un communiqué de presse annonçant les résultats du troisième trimestre 2025 conformément à l’Article 2.02 du Formulaire 8-K. Le communiqué, daté du 16 octobre 2025, est inclus comme Exhibit 99.1, avec une présentation destinée aux investisseurs et analystes en tant qu'Exhibit 99.2.

L’information est fournie, et non déposée, en vertu du Exchange Act et n’est pas incorporée par référence dans les dépôts du Securities Act. Le matériel est disponible sur le site des relations investisseurs de la société.

Commerce Bancshares, Inc. hat eine Pressemitteilung vorgelegt, die die Ergebnisse des dritten Quartals 2025 gemäß Item 2.02 des Form 8-K ankündigt. Die Mitteilung, datiert auf den 16. Oktober 2025, ist als Exhibit 99.1 enthalten, zusammen mit einer Begleitpräsentation für Investoren und Analysten als Exhibit 99.2.

Die Informationen werden nach dem Exchange Act bereitgestellt, nicht eingereicht, und sind nicht durch Verweis in Securities Act-Einreichungen aufgenommen. Die Materialien sind auf der Investor Relations-Website des Unternehmens verfügbar.

False000002235600000223562025-10-162025-10-16

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
__________________________
Form 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): October 16, 2025

Commerce Bancshares, Inc.
(Exact name of registrant as specified in its charter)
Missouri 001-36502 43-0889454
(State of Incorporation) (Commission File Number) (IRS Employer Identification No.)
1000 Walnut,  
Kansas City,MO 64106
(Address of principal executive offices) (Zip Code)

(816) 234-2000
(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
      Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
      Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
      Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
      Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
Title of classTrading symbol(s)Name of exchange on which registered
$5 Par Value Common StockCBSHNASDAQ Global Select Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.




Item 2.02 Results of Operations and Financial Condition
A copy of the press release issued October 16, 2025 by Commerce Bancshares, Inc. announcing Third Quarter 2025 earnings is furnished under Item 2.02 of this Current Report on Form 8-K as Exhibit 99.1. Additionally, a slide presentation for investors and analysts is being furnished as Exhibit 99.2 to this Current Report on Form 8-K.
The information in this Current Report on Form 8-K, including the exhibits, is furnished pursuant to Item 2.02 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities under that Section. Furthermore, the information in this Current Report on Form 8-K, including the exhibits, shall not be deemed to be incorporated by reference into the filings of Commerce Bancshares, Inc. under the Securities Act of 1933, as amended.
All information included in this Current Report on Form 8-K is available on the Company’s website at https://investor.commercebank.com/news-info/financial-news-releases/default.aspx.

Item 9.01 Financial Statements and Exhibits

Exhibits
99.1    Press release dated October 16, 2025
99.2    Slide presentation for investors and analysts dated October 16, 2025
104    The XBRL tags on the cover page of this Form 8-K are embedded within the Inline XBRL document.


SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 COMMERCE BANCSHARES, INC.
 By:  /s/ Paul A. Steiner  
  Paul A. Steiner
  
Controller
(Chief Accounting Officer) 
Date: October 16, 2025


FAQ

What did Commerce Bancshares (CBSH) report in this 8-K?

The company furnished a press release announcing third quarter 2025 earnings and an investor slide presentation.

Which exhibits were included in the filing for CBSH?

Exhibit 99.1 is the October 16, 2025 press release; Exhibit 99.2 is the investor and analyst slide presentation.

Is the earnings information considered filed or furnished?

It is furnished under Item 2.02 and not deemed filed under the Exchange Act.

Where can I access the CBSH earnings materials?

They are available on the company’s investor relations site at https://investor.commercebank.com/news-info/financial-news-releases/default.aspx.

What date are the CBSH exhibits dated?

Both the press release and the slide presentation are dated October 16, 2025.

Does the 8-K incorporate the exhibits into Securities Act filings?

No. The furnished information is not incorporated by reference into Securities Act filings.
Commerce Bancs

NASDAQ:CBSH

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