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Commerce Bancshares Inc (CBSH) CEO exercises SARs and sells common stock

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

John W. Kemper, President and CEO of Commerce Bancshares Inc (CBSH), exercised Stock Appreciation Rights covering 26,386 shares of common stock on 2026-07-29. Related transactions used shares to pay exercise price or tax liability, returned shares to the issuer, and included a sale of 5,830 shares at prices between $60.565 and $60.62 per share. The filing also reports 284,092 shares of common stock held indirectly through Tower Properties Co, and the Rule 10b5-1 trading plan checkbox was not marked.

Positive

  • None.

Negative

  • None.
Insider Kemper John W
Role President and CEO
Sold 5,830 shs ($353K)
Approx. gross sale proceeds $353K
Approx. exercise cost $1.02M
Type Security Shares Price Value
Exercise Stock Appreciation Rights F2 10,289 $0.00 $0.00
Exercise Stock Appreciation Rights F3 16,097 $0.00 $0.00
Exercise Common Stock 10,289 $36.4398 $375K
Exercise Common Stock 16,097 $39.8997 $642K
Exercise Price or Tax Liability Common Stock 1,618 $60.68 $98K
Exercise Price or Tax Liability Common Stock 2,165 $60.63 $131K
Disposition Common Stock 6,179 $60.68 $375K
Disposition Common Stock 10,594 $60.63 $642K
Sale Common Stock F1 5,830 $60.5815 $353K
holding Common Stock -- -- --
Holdings After Transaction: Stock Appreciation Rights — 0 shares (Direct); Common Stock — 206,528 shares (Direct); Common Stock — 284,092 shares (Indirect, Tower Properties Co)
Footnotes (3)
  1. F1. Sale prices ranged from $60.565 to $60.62.
  2. F2. The stock appreciation right vests in four equal annual installments beginning January 31, 2018.
  3. F3. The stock appreciation right vests in four equal annual installments beginning January 24, 2019.
SARs exercised (underlying shares) 26,386 shares Total common shares underlying Stock Appreciation Rights exercised on 2026-07-29
Common shares sold 5,830 shares Sale of common stock on 2026-07-29 at $60.565–$60.62 per share
Shares used for exercise price or tax liability 3,783 shares Total shares in two code F transactions on 2026-07-29
Disposition to issuer (1) 6,179 shares Code D disposition to issuer at $60.6800 per share on 2026-07-29
Disposition to issuer (2) 10,594 shares Code D disposition to issuer at $60.6300 per share on 2026-07-29
Indirectly held common shares 284,092 shares Common stock held indirectly through Tower Properties Co after reported transactions
Stock Appreciation Rights financial
"security_title: Stock Appreciation Rights; vests in four equal annual installments"
Stock appreciation rights (SARs) are a form of employee compensation that give the holder the right to receive the increase in a company's stock price over a set baseline, paid in cash or shares, without having to buy the stock. For investors, SARs matter because they can create future cash outflows or share dilution and signal how a company rewards and motivates executives — similar to giving a bonus tied directly to how well the company’s stock performs.
Payment of exercise price or tax liability financial
"transaction_code_description: Payment of exercise price or tax liability by delivering or withholding"
Disposition to issuer financial
"transaction_code_description: Disposition to issuer for common stock on 2026-07-29"
Sale in open market or private transaction financial
"transaction_code_description: Sale in open market or private transaction for code S"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transactions did CBSH President and CEO John W. Kemper report on July 29, 2026?

John W. Kemper reported exercising Stock Appreciation Rights covering 26,386 shares of Commerce Bancshares common stock. He then used some shares to satisfy exercise price or tax obligations, returned others to the issuer, and sold 5,830 shares in a coded “S” sale transaction.

How many Commerce Bancshares (CBSH) shares did the CEO sell, and at what prices?

The CEO sold 5,830 shares of Commerce Bancshares common stock on 2026-07-29. The filing states the sale prices ranged from $60.565 to $60.62 per share, reflecting execution across multiple trades within that narrow price band.

How many Commerce Bancshares (CBSH) shares were involved in tax or exercise-price withholding?

Two code “F” transactions used a total of 3,783 shares of Commerce Bancshares common stock. These entries are described as payment of exercise price or tax liability by delivering or withholding securities, tied to the same date as the Stock Appreciation Rights exercises.

Did John W. Kemper retain any indirect holdings of Commerce Bancshares (CBSH) after these transactions?

The report lists 284,092 shares of Commerce Bancshares common stock held indirectly through Tower Properties Co. This line is shown as an indirect ownership entry, separate from the directly transacted shares in the reported exercises, withholdings, dispositions, and sale.

Were the July 29, 2026 CBSH insider transactions under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 trading plan checkbox is shown as not checked. That indicates the reported exercises, withholdings, dispositions, and sale were not affirmatively reported as being made pursuant to a Rule 10b5-1 or similar pre-arranged trading plan.

What were the exercise prices of the Stock Appreciation Rights reported by CBSH’s CEO?

The CEO exercised Stock Appreciation Rights covering 10,289 shares at an exercise price of $36.4398 per share and 16,097 shares at $39.8997 per share. Both derivative positions converted into Commerce Bancshares common stock on 2026-07-29.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Kemper John W

(Last)(First)(Middle)
1000 WALNUT ST., 7TH FLOOR

(Street)
KANSAS CITY MISSOURI 64106

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
COMMERCE BANCSHARES INC /MO/ [ CBSH ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President and CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/29/2026M10,289A$36.4398216,817D
Common Stock07/29/2026M16,097A$39.8997232,914D
Common Stock07/29/2026F1,618D$60.68231,296D
Common Stock07/29/2026F2,165D$60.63229,131D
Common Stock07/29/2026D6,179D$60.68222,952D
Common Stock07/29/2026D10,594D$60.63212,358D
Common Stock07/29/2026S5,830D$60.5815(1)206,528D
Common Stock284,092ITower Properties Co
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Appreciation Rights$36.439807/29/2026M10,28901/31/2018(2)01/31/2027Common Stock10,289$00D
Stock Appreciation Rights$39.899707/29/2026M16,09701/24/2019(3)01/24/2028Common Stock16,097$00D
Explanation of Responses:
1. Sale prices ranged from $60.565 to $60.62.
2. The stock appreciation right vests in four equal annual installments beginning January 31, 2018.
3. The stock appreciation right vests in four equal annual installments beginning January 24, 2019.
By: Steven A. Brandjord For: John W. Kemper07/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)