Community Financial System (CBU) details Q4 and full-year 2025 results release
Rhea-AI Filing Summary
Community Financial System, Inc. filed a current report to furnish its results of operations for the fourth quarter and fiscal year ended December 31, 2025. The company made a public announcement of these results through a news release, which is included as Exhibit 99.1.
The information, including the press release, is provided under a disclosure rule for operating results and is expressly designated as "furnished" rather than "filed," which affects how it is treated under securities laws and in future regulatory filings.
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8-K Event Classification
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company
| If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. | ¨ |
| Item 2.02 | Results of Operations and Financial Condition. |
On January 27, 2026, Community Financial System, Inc. announced its results of operations for the fourth quarter and fiscal year ended December 31, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.
The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.
| Item 9.01 | Financial Statements and Exhibits. |
(d) Exhibits
The following exhibit is being furnished pursuant to Item 2.02 above.
| 99.1 | Press Release, dated January 27, 2026, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| Community Financial System, Inc. | ||
| By: | /s/ Marya Burgio Wlos | |
| Name: Marya Burgio Wlos | ||
| Title: Executive Vice President and Chief Financial Officer | ||
Dated: January 27, 2026
Exhibit Index
| Exhibit Number | Description |
| 99.1 | Press Release, dated January 27, 2026, issued by Community Financial System, Inc. |
| 104 | Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL) |