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[8-K] COMMUNITY FINANCIAL SYSTEM, INC. Reports Material Event

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Community Financial System, Inc. announced its results of operations for the third quarter ended September 30, 2025. The announcement was made on October 21, 2025 via a press release furnished as Exhibit 99.1 to an Item 2.02 Form 8-K. The company’s common stock trades on the NYSE under the symbol CBU. The materials were furnished, not filed, under the Exchange Act, and are available through the exhibit index.

Community Financial System, Inc. ha annunciato i risultati delle operazioni per il terzo trimestre terminato il 30 settembre 2025. L'annuncio è stato pubblicato il 21 ottobre 2025 tramite un comunicato stampa fornito come Allegato 99.1 a un modulo 8-K, voce 2.02. Le azioni ordinarie della società sono negoziate sulla NYSE con simbolo CBU. Il materiale è stato fornito, non registrato, ai sensi del Securities Exchange Act ed è disponibile tramite l'indice degli allegati.

Community Financial System, Inc. comunicó sus resultados de operaciones para el tercer trimestre terminado el 30 de septiembre de 2025. El anuncio se realizó el 21 de octubre de 2025 mediante un comunicado de prensa presentado como Exhibit 99.1 a un Formulario 8-K, Artículo 2.02. Las acciones ordinarias de la compañía cotizan en la NYSE con el símbolo CBU. Los materiales fueron proporcionados, no presentados, conforme a la Ley de Intercambio y están disponibles a través del índice de exhibiciones.

Community Financial System, Inc. 은 2025년 9월 30일에 종료된 3분기 운영 실적을 발표했습니다. 발표는 2025년 10월 21일에 8-K 양식의 항목 2.02에 첨부된 Exhibit 99.1으로 제공된 보도자료를 통해 이루어졌습니다. 회사의 보통주는 NYSE에서 CBU 기호로 거래됩니다. 자료는 Exchange Act에 따라 제출되었으며, 첨부 목록을 통해 제공됩니다.

Community Financial System, Inc. a annoncé ses résultats d'exploitation pour le troisième trimestre clos le 30 septembre 2025. L'annonce a été faite le 21 octobre 2025 par le biais d'un communiqué de presse fourni comme Exhibit 99.1 à un Formulaire 8-K, texte de l'article 2.02. Les actions ordinaires de la société se négocient à la NYSE sous le symbole CBU. Le matériel a été fourni, non déposé, en vertu de la loi sur les changes et est disponible via l'indice des exhibits.

Community Financial System, Inc. gab seine Ergebnisse aus dem dritten Quartal mit Stichtag 30. September 2025 bekannt. Die Bekanntgabe erfolgte am 21. Oktober 2025 durch eine Pressemitteilung, die als Exhibit 99.1 zu einem Form 8-K, Abschnitt 2.02, beigefügt wurde. Die Stammaktien des Unternehmens handeln an der NYSE unter dem Symbol CBU. Die Materialien wurden gemäß dem Exchange Act bereitgestellt, nicht eingereicht, und sind über den Exhibit-Index verfügbar.

Community Financial System, Inc. أعلنت نتائج عملياتها للربع الثالث المنتهي في 30 سبتمبر 2025. تم الإعلان في 21 أكتوبر 2025 من خلال بيان صحفي مُقدم كـ Exhibit 99.1 إلى النموذج 8-K، البند 2.02. تُتداول أسهم الشركة العادية في بورصة نيويورك بالرمز CBU. تم تقديم المواد، وليست مسجلة، وفقًا لقانون بورصة الأوراق المالية، وهي متاحة من خلال فهرس المعروضات.

Community Financial System, Inc. 公布了截至2025年9月30日的第三季度经营业绩。公告于2025年10月21日通过作为8-K表格第2.02项附件的 Exhibit 99.1 的新闻稿发布。该公司普通股在纽约证券交易所交易,代码为 CBU。材料是按照交易法提供的(提交),而非备案,可通过展品索引获得。

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Community Financial System, Inc. ha annunciato i risultati delle operazioni per il terzo trimestre terminato il 30 settembre 2025. L'annuncio è stato pubblicato il 21 ottobre 2025 tramite un comunicato stampa fornito come Allegato 99.1 a un modulo 8-K, voce 2.02. Le azioni ordinarie della società sono negoziate sulla NYSE con simbolo CBU. Il materiale è stato fornito, non registrato, ai sensi del Securities Exchange Act ed è disponibile tramite l'indice degli allegati.

Community Financial System, Inc. comunicó sus resultados de operaciones para el tercer trimestre terminado el 30 de septiembre de 2025. El anuncio se realizó el 21 de octubre de 2025 mediante un comunicado de prensa presentado como Exhibit 99.1 a un Formulario 8-K, Artículo 2.02. Las acciones ordinarias de la compañía cotizan en la NYSE con el símbolo CBU. Los materiales fueron proporcionados, no presentados, conforme a la Ley de Intercambio y están disponibles a través del índice de exhibiciones.

Community Financial System, Inc. 은 2025년 9월 30일에 종료된 3분기 운영 실적을 발표했습니다. 발표는 2025년 10월 21일에 8-K 양식의 항목 2.02에 첨부된 Exhibit 99.1으로 제공된 보도자료를 통해 이루어졌습니다. 회사의 보통주는 NYSE에서 CBU 기호로 거래됩니다. 자료는 Exchange Act에 따라 제출되었으며, 첨부 목록을 통해 제공됩니다.

Community Financial System, Inc. a annoncé ses résultats d'exploitation pour le troisième trimestre clos le 30 septembre 2025. L'annonce a été faite le 21 octobre 2025 par le biais d'un communiqué de presse fourni comme Exhibit 99.1 à un Formulaire 8-K, texte de l'article 2.02. Les actions ordinaires de la société se négocient à la NYSE sous le symbole CBU. Le matériel a été fourni, non déposé, en vertu de la loi sur les changes et est disponible via l'indice des exhibits.

Community Financial System, Inc. gab seine Ergebnisse aus dem dritten Quartal mit Stichtag 30. September 2025 bekannt. Die Bekanntgabe erfolgte am 21. Oktober 2025 durch eine Pressemitteilung, die als Exhibit 99.1 zu einem Form 8-K, Abschnitt 2.02, beigefügt wurde. Die Stammaktien des Unternehmens handeln an der NYSE unter dem Symbol CBU. Die Materialien wurden gemäß dem Exchange Act bereitgestellt, nicht eingereicht, und sind über den Exhibit-Index verfügbar.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

 

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): October 21, 2025

 

 

(Exact name of registrant as specified in its charter)

 

 

Delaware 001-13695 16-1213679
(State or other jurisdiction of
incorporation)
(Commission File Number) (IRS Employer Identification No.)

 

5790 Widewaters Parkway, DeWitt, New York 13214
(Address of principal executive offices) (Zip Code)

  

Registrant’s telephone number, including area code: (315) 445-2282

 

Not applicable.

 

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class Trading
Symbol(s)
Name of each exchange on which registered
Common Stock, $1.00 par value per share CBU New York Stock Exchange

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

 

Emerging growth company   ¨

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

 

 

 

 

 

Item 2.02Results of Operations and Financial Condition.

 

On October 21, 2025, Community Financial System, Inc. announced its results of operations for the third quarter ended September 30, 2025. The public announcement was made by means of a news release, the text of which is furnished as Exhibit 99.1.

 

The information in this Form 8-K, including Exhibit 99.1 attached hereto, is being furnished under Item 2.02 and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

 

Item 9.01Financial Statements and Exhibits.

 

(d)  Exhibits

 

The following exhibit is being furnished pursuant to Item 2.02 above.

 

99.1Press Release, dated October 21, 2025, issued by Community Financial System, Inc.

 

104Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Community Financial System, Inc.
   
   
  By: /s/ Marya Burgio Wlos
  Name: Marya Burgio Wlos
  Title: Executive Vice President and Chief Financial Officer

 

Dated: October 21, 2025

 

 

 

 

Exhibit Index

 

 

Exhibit Number   Description
   
   
99.1 Press Release, dated October 21, 2025, issued by Community Financial System, Inc.
   
104 Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

 

 

 

 

FAQ

What did CBU disclose in this 8-K?

Community Financial System announced its Q3 2025 results of operations and furnished a related press release as Exhibit 99.1 under Item 2.02.

When were the results announced by CBU?

The company announced its third-quarter results on October 21, 2025.

Which period does the announcement cover for CBU?

The announcement covers the third quarter ended September 30, 2025.

How did CBU provide the Q3 2025 results?

Results were provided via a press release furnished as Exhibit 99.1 to the Form 8-K.

Is the CBU press release considered filed or furnished?

The information, including Exhibit 99.1, was furnished under Item 2.02 and is not deemed filed under the Exchange Act.

What is CBU’s stock exchange and ticker?

Community Financial System’s common stock trades on the NYSE under the symbol CBU.
Community Financial System Inc

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