Welcome to our dedicated page for Community Financial System SEC filings (Ticker: CBU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Community Financial System, Inc. (NYSE: CBU) SEC filings page on Stock Titan brings together the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret the information. As a diversified financial services company focused on banking, employee benefit services, insurance services and wealth management services, Community Financial System, Inc. uses SEC filings to report material events, financial results, governance changes and capital actions.
Investors can review current reports on Form 8‑K, where the company discloses items such as quarterly and annual results of operations, acquisitions of bank branches, planned mergers involving subsidiaries, minority investments, stock repurchase authorizations, executive succession arrangements and board appointments. These filings often incorporate or reference press releases and investor presentations that provide additional context on strategy and performance.
On this page, users can also access annual reports on Form 10‑K and quarterly reports on Form 10‑Q when available, which typically contain detailed discussions of Community Financial System, Inc.’s business lines, risk factors and financial statements. For a financial services company with banking, employee benefit, insurance and wealth management operations, these periodic reports are central to understanding revenue sources, segment performance and risk management.
Stock Titan enhances these documents with AI-generated summaries that highlight key points, explain complex sections in plain language and help identify notable changes from prior periods. The platform also surfaces insider transaction filings on Form 4, where applicable, so users can track reported purchases and sales of CBU securities by directors and officers. Real-time updates from EDGAR ensure that new filings, including 10‑K, 10‑Q, 8‑K and Form 4 submissions, appear promptly, allowing investors to follow Community Financial System, Inc.’s regulatory disclosure record in one place.
Community Financial System, Inc. files its annual report outlining a diversified banking and financial services franchise centered on Community Bank, N.A. and BPAS. The bank operates 192 full-service branches and 8 drive-thru locations across five Northeastern states, serving retail, commercial, institutional and government customers.
In 2025 it expanded in the Lehigh Valley, acquiring seven Santander Bank branches with $31.9 million of loans and $543.7 million of deposits for $80.9 million in cash consideration, recording core deposit intangibles of $11.9 million and goodwill of $32.0 million. The company also bought assets from several insurance, employee benefit and wealth firms for $11.2 million, adding $8.4 million of customer list intangibles and $2.9 million of goodwill.
The report details four operating segments, a 3,001-person workforce, extensive federal and state regulation, and a wide range of risk factors, including interest rate, liquidity, credit, regulatory, cybersecurity, stablecoin-related funding risks, and evolving requirements around capital, consumer protection, anti-money laundering and data privacy.
COMMUNITY FINANCIAL SYSTEM, INC.
The filing shows direct holdings of stock options with post-report balances of 2,496, 5,451, and 4,474 options, and 3,257 shares of common stock. It also reports 9,620.2561 shares of common stock held indirectly through Community Financial System, Inc.'s 401(k) Plan, based on a current plan statement.
Community Financial System, Inc. appointed Brenda M. Hall as a new independent director to its Board, effective March 1, 2026. She also joins the Board of Community Bank, N.A. and will serve on the Risk Committee for both the Company and the Bank.
Hall is the former Executive Vice President and Chief Operating Officer of Standard Lines at Selective Insurance Group, Inc., where she led the company’s largest business segment and held multiple senior roles over a 24-year career. With her appointment, the Board now has 14 directors, 13 of whom are independent.
Community Financial System, Inc. filed a current report stating that it has posted a new investor presentation on its website for use in upcoming meetings with investors and analysts. The presentation is available on the Events & Presentations page of the company’s investor relations site.
Community Financial, Inc. director John F. Whipple, Jr. reported an option exercise and share sale on February 4, 2026. He exercised 4,246 stock options at an exercise price of $38.02 per share, receiving the same number of common shares.
On the same day, he sold 4,246 common shares at a weighted average price of $65.1681 per share, with individual sale prices ranging from $65.00 to $65.355. After these transactions, he directly owned 8,506.0302 common shares of Community Financial, Inc.
Community Financial, Inc. director Sally A. Steele reported an option exercise and share sale in the company’s common stock. On February 3, 2026, she exercised stock options for 4,000 shares at $23.04 per share, increasing her directly held common stock to 43,964 shares before the sale.
That same day, she sold 4,000 common shares at a weighted average price of $64.1201, leaving 39,964 shares held directly. She also reports 4,585 common shares held indirectly, jointly with her brother, and 1,265.3149 phantom stock units that are economically equivalent to common shares and will be settled in stock at a predetermined date.
Community Financial, Inc. director Eric Stickels reported a sale of 2,000 shares of common stock on February 3, 2026. The shares were sold at a weighted average price of $64.746, with individual trades ranging from $64.60 to $64.805 per share.
After this transaction, Stickels beneficially owned 33,342 shares directly. He also reported indirect beneficial ownership of 14,907.6568 shares held through his wife's Community Financial System, Inc. 401(k) account.
Community Financial System, Inc. filed a notice that a holder plans to sell 4,246 shares of its common stock through broker APEX Clearing on the NYSE. The planned sale has an aggregate market value of 278,537.6. The filing notes 52,680,000 shares of common stock outstanding and lists an approximate sale date of 02/04/2026.
Community Financial, Inc. executive vice president and general counsel Michael N. Abdo reported routine equity transactions. On January 30, 2026, he exercised a stock option for 2,287 shares of common stock at $38.02 per share and acquired those shares.
On the same date, 1,763 shares of common stock were withheld at $62.44 per share in a transaction coded “F,” typically used for tax withholding, leaving him with 7,254 directly held shares. He also indirectly holds 2,710.425 shares through Community Financial System, Inc.’s 401(k) plan, based on a current plan statement.
Community Bank System has a planned sale of 4,000 shares of its common stock, with an aggregate market value of 256000.00, according to a Form 144 notice. The shares are to be sold through broker APEX Clearing on the NYSE around 02/03/2026.
The filing notes 52,680,000 common shares outstanding. The 4,000 shares to be sold were acquired on 02/03/2026 via a stock option exercise from Community Bank Systems, with the same date listed for payment.