CCB director granted 1,532 restricted shares

Chapman Jeffrey M reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Chapman Jeffrey M reported acquisition or exercise transactions in this Form 4 filing.

COASTAL FINANCIAL CORP director Jeffrey M. Chapman received a grant of 1,532 shares of Common Stock as restricted stock. The award was made at no cash cost per share and represents his entire reported direct holding after the transaction. According to the grant terms, these restricted shares were issued under the Coastal Financial Corporation 2018 Omnibus Incentive Plan and will vest one day prior to the issuer's 2027 Annual Shareholder Meeting.

Insider Trade Summary

Grant/Award: 1,532 shares

Grant/Award 1 txn

Insider Chapman Jeffrey M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	1,532	$0.00	$0.00

Holdings After Transaction: Common Stock — 1,532 shares (Direct)

Footnotes (1)

1. F1. Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests one day prior to the issuer's 2027 Annual Shareholder Meeting.

Key Figures

Restricted stock granted: 1,532 shares Price per share: $0.0000 per share Shares held after grant: 1,532 shares +1 more

4 metrics

Restricted stock granted 1,532 shares Common Stock award to director on 2026-05-26

Price per share $0.0000 per share Reported transaction price for restricted stock grant

Shares held after grant 1,532 shares Director’s reported direct holdings following transaction

Vesting timing One day before 2027 Annual Shareholder Meeting Restricted stock vesting condition under 2018 plan

Key Terms

Restricted stock, 2018 Omnibus Incentive Plan, Annual Shareholder Meeting, Grant, award, or other acquisition

4 terms

Restricted stock financial

"Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan"

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

2018 Omnibus Incentive Plan financial

"granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan"

Annual Shareholder Meeting financial

"which vests one day prior to the issuer's 2027 Annual Shareholder Meeting"

A yearly gathering where a company’s owners (shareholders) and its leaders meet to review performance, approve key decisions like electing directors, and vote on issues such as executive pay or major policy changes. Think of it as an annual town hall for people who own part of the business: investors use it to ask questions, influence direction through votes, and gauge management’s plans and transparency, all of which can affect the stock’s outlook.

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did COASTAL FINANCIAL CORP (CCB) report for Jeffrey M. Chapman?

COASTAL FINANCIAL CORP reported that director Jeffrey M. Chapman received 1,532 shares of Common Stock as a restricted stock grant. The award was classified as a grant or other acquisition and increased his reported direct holdings to 1,532 shares after the transaction.

Was the Jeffrey M. Chapman Form 4 transaction in CCB stock a purchase or a grant?

The transaction was a grant of restricted stock, not an open-market purchase. It is coded as a grant, award, or other acquisition, meaning the shares were received as compensation rather than bought on the market at a stated cash price.

How many CCB shares does Jeffrey M. Chapman hold after this restricted stock grant?

After the reported transaction, Jeffrey M. Chapman holds 1,532 shares of COASTAL FINANCIAL CORP Common Stock directly. This total matches the number of restricted shares granted in the filing, indicating these shares currently represent his reported direct ownership position.

What are the vesting terms for Jeffrey M. Chapman’s restricted CCB stock grant?

The restricted stock granted to Jeffrey M. Chapman vests one day prior to the issuer's 2027 Annual Shareholder Meeting. Until vesting, the shares remain subject to the restrictions specified in the Coastal Financial Corporation 2018 Omnibus Incentive Plan.

Under which plan was Jeffrey M. Chapman’s CCB restricted stock grant issued?

The restricted shares were granted under the Coastal Financial Corporation 2018 Omnibus Incentive Plan. This plan provides a framework for equity-based awards such as restricted stock to directors, officers, and other participants as part of their compensation structure.

Did Jeffrey M. Chapman pay a price per share for the CCB restricted stock grant?

The Form 4 reports a transaction price per share of $0.0000 for the restricted stock grant. This indicates the shares were awarded without a cash purchase price as part of an equity compensation arrangement under the company’s 2018 Omnibus Incentive Plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/28/2026 - 06:52 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chapman Jeffrey M

(Last) (First) (Middle)

5415 EVERGREEN WAY

(Street)

EVERETT WASHINGTON 98203

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
COASTAL FINANCIAL CORP [ CCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		1,532(1)	A	$0	1,532	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock granted pursuant to the Coastal Financial Corporation 2018 Omnibus Incentive Plan which vests one day prior to the issuer's 2027 Annual Shareholder Meeting.

Remarks:

	/s/ Melisa Nelson, as Attorney-in-fact	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)