Director at Muncy Columbia (CCFN) buys additional common stock

Rhea-AI Filing Summary

Muncy Columbia Financial Corp director W. Bruce McMichael Jr. reported an open-market purchase of common stock. He bought 932 shares at $26.80 per share on May 21, 2026, increasing his direct holdings to 16,469 shares. This filing records a routine insider share acquisition.

Insider Trade Summary

Net Buyer: 932 shares ($24,978)

Net Buy 1 txn

Insider MCMICHAEL W BRUCE JR

Role null

Bought 932 shs ($25K)

Type	Security	Shares	Price	Value
Purchase	Common	932	$26.80	$25K

Holdings After Transaction: Common — 16,469 shares (Direct, null)

Footnotes (1)

Key Figures

Shares purchased: 932 shares Purchase price: $26.80 per share Shares held after transaction: 16,469 shares +1 more

4 metrics

Shares purchased 932 shares Open-market buy on May 21, 2026

Purchase price $26.80 per share Open-market purchase of common stock

Shares held after transaction 16,469 shares Director’s direct holdings following the trade

Transaction code P Purchase in open market or private transaction

Key Terms

open-market purchase, non-derivative, direct ownership, Form 4

4 terms

open-market purchase financial

"reported an open-market purchase of common stock"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

non-derivative financial

"The filing only reports a non-derivative common stock purchase"

direct ownership financial

"The reported CCFN shares are held under direct ownership"

Form 4 regulatory

"as disclosed in the Form 4 insider transaction filing"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MCMICHAEL W BRUCE JR

(Last) (First) (Middle)

19 CRESTMONT CIRCLE

(Street)

BLOOMSBURG PENNSYLVANIA 17815

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MUNCY COLUMBIA FINANCIAL Corp [ CCFN ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common	05/21/2026		P		932	A	$26.8	16,469	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Joseph K. O'Neill, Jr., attorney-in-fact	05/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CCFN director W. Bruce McMichael Jr. report?

Director W. Bruce McMichael Jr. reported buying 932 shares of Muncy Columbia Financial common stock in an open-market transaction. The shares were purchased at a price of $26.80 each on May 21, 2026, increasing his direct ownership stake.

How many Muncy Columbia Financial (CCFN) shares does the director hold after this trade?

After the reported purchase, the director holds 16,469 common shares directly. This figure includes the newly acquired 932 shares bought at $26.80 per share on May 21, 2026, as disclosed in the Form 4 insider transaction filing.

Was the CCFN insider transaction a buy or a sell?

The CCFN insider transaction was a buy. Director W. Bruce McMichael Jr. completed an open-market purchase of 932 common shares at $26.80 per share, raising his direct holdings to 16,469 shares according to the reported Form 4 data.

What is the nature of ownership for the CCFN shares reported in this Form 4?

The reported CCFN shares are held under direct ownership. The Form 4 indicates the transaction as non-derivative common stock with a direct ownership code, meaning the director personally holds the 16,469 shares following the open-market purchase.

Does this CCFN Form 4 filing involve derivative securities or options?

No, the filing only reports a non-derivative common stock purchase. There are no option exercises or other derivative transactions listed, and the derivative summary section is empty, indicating no derivatives were involved in this particular insider trade.