Welcome to our dedicated page for Muncy Columbia SEC filings (Ticker: CCFN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Muncy Columbia Financial Corporation filings document the formal disclosures of a Pennsylvania financial holding company and its wholly owned bank subsidiary, Journey Bank. Form 8-K reports cover unaudited operating results, dividend and stock-split actions, Regulation FD communications, and material agreements tied to bank assets, including residential mortgage loan portfolio transactions.
Proxy materials describe shareholder voting, director elections, board governance, and independent auditor ratification. Other current reports record director changes and capital-structure events, while registration tables identify the company's common equity as not registered on a national exchange under Section 12(b).
Muncy Columbia Financial Corporation declared a three-for-one stock split in the form of a 200% stock dividend on its outstanding common shares. Shareholders of record as of the close of business on May 7, 2026 will receive two additional shares for each share held, distributed after the close of business on May 14, 2026.
Based on the current shares outstanding, the company expects to have 10,612,227 common shares issued and outstanding on a split-adjusted basis. Management highlighted recent financial performance and noted expectations that the additional shares will support greater trading liquidity and broader shareholder participation.
Muncy Columbia Financial Corp director Robert M. Rabb filed a Form 4 that updates his holdings of common stock. The filing reports 12,510 shares held indirectly through his spouse and 18,504 shares held directly in his own name. The entries are classified as holdings, with no explicit buy or sell transactions indicated.
Muncy Columbia Financial Corporation reported strong first quarter 2026 results, with GAAP net income of $7.156 million, or $2.02 per share. Net income rose from $4.345 million, or $1.23 per share, in the first quarter 2025, driven mainly by higher net interest income and lower non-interest expense.
The fully tax-equivalent net interest margin improved to 4.33% from 3.83%, as interest and dividend income increased and total interest expense declined. Return on average assets reached 1.72% and return on average equity was 14.83%, both higher than a year earlier, reflecting stronger profitability.
Total assets grew to $1.72 billion at March 31, 2026, with loans and available-for-sale securities both increasing. Asset quality also improved, as non-performing assets fell to $9.36 million, or 0.55% of total assets, helped by the sale of a $9.8 million portfolio of problem residential mortgage loans.
The company recorded a $714,000 pretax loss on that loan sale, partially offset by other loan sale gains and higher other non-interest income, including a $454,000 Pennsylvania sales tax refund. Total non-interest expense declined by $894,000, largely because prior-year results included $1.295 million in one-time costs tied to the retirement of the Executive Chairman.
Total deposits increased by $40.8 million during the quarter, and the company declared total cash dividends of $1.46 per share, including a special one-time cash dividend of $1.00 per share. Book value per share was $54.29 and the equity-to-assets ratio was 11.18% at March 31, 2026, indicating the company remained well capitalized.
Muncy Columbia Financial EVP/Chief Growth Officer Loni N. Kline completed an open-market purchase of 312 shares of common stock at $61.85 per share on March 6, 2026. Following this transaction, Kline directly owns 810 common shares of the company.
Muncy Columbia Financial Corporation is asking shareholders to vote at its April 23, 2026 annual meeting in Bloomsburg, Pennsylvania. As of the February 23, 2026 record date, 3,536,754 common shares are entitled to one vote each.
Shareholders will elect four Class 1 directors—Robert J. Glunk, Willard H. Kile Jr., Steven H. Shannon and Edwin A. Wenner—for terms expiring in 2029 and vote on ratifying S.R. Snodgrass P.C. as independent registered public accounting firm for 2026. The Board recommends voting FOR all director nominees and FOR auditor ratification.
The proxy describes a 13‑member classified Board, an Independent Lead Director role, and committee-based oversight of risk, lending and audit. It also outlines director fees, deferred compensation arrangements, and executive pay, including 2025 compensation of $749,906 for President and CEO Lance O. Diehl and supplemental retirement and split‑dollar life insurance benefits for key executives.
Muncy Columbia Financial Corporation, parent of Journey Bank, files its annual report describing a community banking business focused on individuals and small to medium-sized businesses in northcentral Pennsylvania. The Bank operates 22 branches across five counties and offers deposits, commercial, consumer and mortgage loans, plus trust and brokerage services.
The company completed a 2023 merger of equals between CCFNB Bancorp and Muncy Bank Financial, creating its current structure and rebranding the bank as Journey Bank. As of December 31, 2025, the Bank was classified as well capitalized under regulatory guidelines, and the Corporation qualified as a small bank holding company.
Non-affiliate common stock held a market value of $146.99 million at June 30, 2025, with 3,536,754 shares outstanding at March 6, 2026. The Corporation has paid cash dividends since 1983 and maintained a share repurchase program authorized in 2024, while emphasizing a single reportable segment: community banking.
Muncy Columbia Financial Corp director Bonnie M. Tompkins reported an open-market purchase of common stock. On the stated date, an account held by her spouse bought 91 shares of common stock at $61.89 per share, reported as indirect ownership.
After this transaction, indirect holdings by spouse totaled 4,299 common shares, while directly held common shares stood at 19,558. The filing records this as a net increase in her reported beneficial ownership position.
MUNCY COLUMBIA FINANCIAL Corp executive Loni N. Kline, EVP/Chief Growth Officer, reported an open-market purchase of 498 shares of common stock on March 5, 2026 at a price of $61.85 per share. Following this transaction, Kline directly owns 498 common shares.
MUNCY COLUMBIA FINANCIAL Corp director Bonnie M. Tompkins reported open‑market purchases of company stock. On 2026-03-02, she bought 158 shares of common stock at $61.00 per share in a direct transaction, bringing her direct holdings to 19,558 shares.
On the same date, 58 additional common shares were purchased at $61.00 per share and are reported as indirectly owned "By spouse," increasing the indirect position to 4,208 shares. In total, the Form 4 shows net open‑market purchases of 216 common shares.