Muncy Columbia Financial Corporation reported stronger quarterly results, with net income of $7.2M for the three months ended March 31, 2026, up from $4.3M a year earlier. Earnings per share were $2.02 versus $1.23, as higher net interest income and lower non-interest expenses supported profitability.
Total assets reached $1.72B, slightly above year-end 2025, driven by growth in cash, available-for-sale securities, and loans. Deposits increased to $1.45B, while the allowance for credit losses remained stable at $10.0M, or 0.84% of total loans.
Subsequent to quarter-end, the company approved a three-for-one stock split via a 200% stock dividend and sold $7.6M of mortgage-backed securities at a realized pretax loss of about $973K. It also fully prepaid $41.0M of long-term FHLB borrowings, incurring modest penalties and accelerating fair value adjustments.
MUNCY COLUMBIA FINANCIAL Corp director Robert J. Glunk made small open-market purchases of company stock. On May 4, 2026, he bought a total of 37 shares of common stock in several open-market purchases at $74.75 per share.
These 37 shares are held through indirect accounts where he is listed as custodian, with post-transaction balances in those accounts ranging from 39 to 282 shares each. Separately, he reports 27,015.717 shares of common stock held directly after the reported transactions.
MUNCY COLUMBIA FINANCIAL Corp executive Jessica M. Lehman, EVP/Director of Trust Services, made an open-market purchase of company stock. She bought 174 shares of common stock at $72.12 per share on April 30, 2026. After this trade, she directly holds 412 shares of CCFN common stock.
MUNCY COLUMBIA FINANCIAL Corp director Robert J. Glunk reported a small open-market purchase of company stock. On May 1, 2026, an account for which he acts as custodian bought 6 shares of Common Stock at $74.27 per share, an indirect ownership position.
After this transaction, that custodial account held 270 shares, while a separate entry shows 27,015.717 directly held shares. The filing mainly updates reported holdings and reflects a routine, very small net increase in his overall stake.
MUNCY COLUMBIA FINANCIAL Corp director Brian D. Klingerman reported an open-market purchase of 1,000 shares of the company’s common stock at $73.50 per share. Following this transaction, he directly owns a total of 10,613.19 common shares.
MUNCY COLUMBIA FINANCIAL Corp director Bonnie M. Tompkins reported buying additional common shares of CCFN in the open market. On April 28, 2026, she made two non-derivative open-market purchases totaling 136 shares at a price of $73.10 per share.
One purchase covered 69 shares held indirectly through her spouse, bringing those indirect holdings to 4,368 shares. The other covered 67 shares held directly, increasing her direct ownership to 19,625 common shares after the transaction.
Muncy Columbia Financial Corporation reported shareholder voting results from its April 23, 2026 annual meeting and shared an investor presentation on recent performance. Shareholders elected four Class 1 directors and ratified S.R. Snodgrass, P.C. as independent registered public accounting firm with 2,322,155 votes for.
The presentation highlighted 2025 net income of $24.2 million and return on average assets of 1.49%, with first-quarter 2026 net income of $7.2 million. Deposits were $1.413 billion, assets $1.673 billion, and loans $1.178 billion. Net interest margin rose to 4.08% in 2025. The board approved a three-for-one stock split via a 200% stock dividend, targeting 10,612,227 split-adjusted shares outstanding.
Muncy Columbia Financial Corporation declared a three-for-one stock split in the form of a 200% stock dividend on its outstanding common shares. Shareholders of record as of the close of business on May 7, 2026 will receive two additional shares for each share held, distributed after the close of business on May 14, 2026.
Based on the current shares outstanding, the company expects to have 10,612,227 common shares issued and outstanding on a split-adjusted basis. Management highlighted recent financial performance and noted expectations that the additional shares will support greater trading liquidity and broader shareholder participation.
Muncy Columbia Financial Corp director Robert M. Rabb filed a Form 4 that updates his holdings of common stock. The filing reports 12,510 shares held indirectly through his spouse and 18,504 shares held directly in his own name. The entries are classified as holdings, with no explicit buy or sell transactions indicated.
Muncy Columbia Financial Corporation reported strong first quarter 2026 results, with GAAP net income of $7.156 million, or $2.02 per share. Net income rose from $4.345 million, or $1.23 per share, in the first quarter 2025, driven mainly by higher net interest income and lower non-interest expense.
The fully tax-equivalent net interest margin improved to 4.33% from 3.83%, as interest and dividend income increased and total interest expense declined. Return on average assets reached 1.72% and return on average equity was 14.83%, both higher than a year earlier, reflecting stronger profitability.
Total assets grew to $1.72 billion at March 31, 2026, with loans and available-for-sale securities both increasing. Asset quality also improved, as non-performing assets fell to $9.36 million, or 0.55% of total assets, helped by the sale of a $9.8 million portfolio of problem residential mortgage loans.
The company recorded a $714,000 pretax loss on that loan sale, partially offset by other loan sale gains and higher other non-interest income, including a $454,000 Pennsylvania sales tax refund. Total non-interest expense declined by $894,000, largely because prior-year results included $1.295 million in one-time costs tied to the retirement of the Executive Chairman.
Total deposits increased by $40.8 million during the quarter, and the company declared total cash dividends of $1.46 per share, including a special one-time cash dividend of $1.00 per share. Book value per share was $54.29 and the equity-to-assets ratio was 11.18% at March 31, 2026, indicating the company remained well capitalized.