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Cheche Group signs cooperation agreement with CAR Inc.

CAR Inc. reports operations in more than 360 cities, more than 6,500 company-operated locations and a fleet of more than 220,000 vehicles.

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Form Type
6-K

Rhea-AI Filing Summary

Cheche Group Inc. signed a strategic cooperation agreement with CAR Inc. to explore integrated services linking car rental, auto insurance and automotive aftermarket services across the vehicle-usage lifecycle. The companies intend to combine capabilities in insurance technology, mobility and the automotive aftermarket.

Cheche’s intelligent connected vehicle insurance platform includes embedded insurance SaaS, AI-based pricing and digital claims. Cheche says it has business relationships with nearly 20 automakers and connects with more than 100 insurance companies. CAR Inc. reports 19 years of mobility experience, operations in more than 360 cities, more than 6,500 company-operated locations and a fleet of more than 220,000 vehicles.

Mobility experience 19 years CAR Inc.'s experience in mobility
Cities More than 360 cities CAR Inc. operations
Company-operated locations More than 6,500 locations CAR Inc.'s network
Vehicles More than 220,000 vehicles CAR Inc.'s fleet
Automaker relationships Nearly 20 automakers Cheche business relationships
Insurance companies More than 100 insurance companies Companies connected with Cheche
Branches Around 101 branches Cheche's nationwide network
Provinces, autonomous regions and municipalities 25 Areas across China where Cheche's branches are licensed to distribute insurance policies
embedded insurance SaaS technical
"including embedded insurance SaaS"
AI-based pricing technical
"AI-based pricing"
AI-based pricing uses machine learning models to set or adjust product or service prices automatically by analyzing many inputs such as customer behavior, demand, inventory and competitor rates. It matters to investors because it can raise revenue and profit margins by finding the best price in real time—like a smart thermostat optimizing comfort and cost—but also introduces risks from model errors, sudden price swings, or regulatory and reputation issues that can affect sales forecasts and valuation.
digital claims technical
"and digital claims"
intelligent connected vehicle insurance platform technical
"its intelligent connected vehicle insurance platform"
automotive aftermarket technical
"insurance technology, mobility, and the automotive aftermarket"
The automotive aftermarket is the market for replacement parts, accessories, maintenance and repair services for vehicles after they leave the factory. Like the steady business of fixing and upgrading houses after you move in, it represents recurring demand that can provide predictable revenue, profit margins and resilience for companies, making it important to investors who care about long-term cash flow and exposure to vehicle ownership trends.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What services will CCG and CAR Inc. combine?

The companies intend to explore integrated services linking car rental, auto insurance and automotive aftermarket services across the vehicle-usage lifecycle. Their stated capabilities span insurance technology, mobility and the automotive aftermarket.

How large is CAR Inc.'s mobility network?

CAR Inc. reports 19 years of mobility experience, operations in more than 360 cities, more than 6,500 company-operated locations and a fleet of more than 220,000 vehicles.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the month of November 2026

 

Commission File Number 001-41801

 

Cheche Group Inc.

 

8/F, Desheng Hopson Fortune Plaza

13-1 Deshengmenwai Avenue

Xicheng District, Beijing 100088, China

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

 

Form 20-F ☒ Form 40-F ☐

 

 

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Dated: November 9, 2026
     
  By: /s/ Lei ZHANG
  Name: Lei ZHANG
  Title: Chief Executive Officer and Director

 

 

 

 

EXHIBIT INDEX

 

Exhibit Number   Description
99.1   PRESS RELEASE

 

 

 

Exhibit 99.1

 

Cheche Group and CAR Inc. Sign Strategic Partnership Agreement to Integrate Mobility, Insurance and Automotive Aftermarket Services

 

BEIJING, November 9, 2026 – Cheche Group Inc. (NASDAQ: CCG) (“Cheche” or the “Company”), China’s leading auto insurance technology platform, today announced that it has signed a strategic cooperation agreement in Beijing with CAR Inc., also known as “神州租车”, one of China’s largest car rental and mobility services providers. The two companies intend to combine their capabilities in insurance technology, mobility, and the automotive aftermarket to explore offering customers integrated services across the vehicle usage lifecycle, centered on scenarios that link car rental, auto insurance, and aftermarket services.

 

The agreement extends Cheche’s work across auto insurance service scenarios and the broader automotive ecosystem and will focus on three areas:

 

●Mobility services: exploring how rental benefits and replacement-vehicle services can connect with auto finance, insurance, new vehicle sales, and after-sales service.

 

●Product and service innovation: jointly developing mobility service products, including solutions that combine insurance coverage with mobility services.

 

●Channel and network collaboration: combining CAR Inc.’s nationwide service network and large fleet with Cheche’s channels across the insurance industry, automakers, and aftermarket services, to explore delivery models that integrate online and offline.

 

Cheche’s technology and services center on its intelligent connected vehicle insurance platform, including embedded insurance SaaS, AI-based pricing, and digital claims. The Company has business relationships with nearly 20 automakers and connects with more than 100 insurance companies. CAR Inc. has 19 years of experience in mobility, with operations in more than 360 cities, more than 6,500 company-operated locations, and a fleet of more than 220,000 vehicles.

 

“CAR Inc. brings scale and fleet operations we don’t have; we bring insurance and automotive-technology experience they don’t have. Put together, insurance coverage, mobility benefits, and aftermarket services become part of how customers actually use their vehicles - not separate products bolted on afterward,” said Lei Zhang, Founder, CEO and Chairman of Cheche Group.

 

“Since the launch of our ‘Car Life’ ecosystem, this agreement marks another significant milestone, further expanding its capabilities and extending its reach,” said Dewu Gao, Chief Executive Officer of CAR Inc. “Cheche’s expertise in insurance and automotive technology complements the scale of our fleet and the strength of our network, creating new opportunities to enhance the value and breadth of our ecosystem.”

 

Safe Harbor Statements

 

This press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,” “expect,” “anticipate,” “believe,” “seek,” “target” or other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements also include, but are not limited to, statements regarding existing and new partnerships and customer relationships, projections, estimation, and forecasts of revenue and other financial and performance metrics, projections of market opportunity and expectations, the Company’s ability to scale and grow its business, the Company’s advantages and expected growth, and its ability to source and retain talent, as applicable. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of the Company’s management, and are not predictions of actual performance. These statements involve risks, uncertainties, and other factors that may cause the Company’s actual results, levels of activity, performance, or achievements to materially differ from those expressed or implied by these forward-looking statements. Further information regarding these and other risks, uncertainties, or factors is included in the Company’s filings with the U.S. Securities and Exchange Commission. Although the Company believes that it has a reasonable basis for each forward-looking statement contained in this press release, the Company cautions you that these statements are based on a combination of facts and factors currently known and projections of the future, which are inherently uncertain. The forward-looking statements in this press release represent the views of the Company as of the date of this press release. Subsequent events and developments may cause those views to change. Except as may be required by law, the Company does not undertake any duty to update these forward-looking statements.

 

About Cheche Group Inc.

 

Established in 2014 and headquartered in Beijing, China, Cheche is a leading auto insurance technology platform with a nationwide network of around 101 branches licensed to distribute insurance policies across 25 provinces, autonomous regions, and municipalities in China. Capitalizing on its leading position in auto insurance transaction services, Cheche has evolved into a comprehensive, data-driven technology platform that offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions in China. Learn more at https://www.chechegroup.com/en.

 

Cheche Group Inc.:

 

IR@chechegroup.com

 

Crocker Coulson

Crocker.coulson@aumadvisors.com

(646) 652-7185

 

 

 

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