Welcome to our dedicated page for Cheche Group SEC filings (Ticker: CCG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cheche Group Inc. filings document foreign private issuer current reports for a China-based auto insurance technology platform. The company’s Form 6-K reports include unaudited financial results, interim condensed consolidated financial statements, MD&A, and press releases that are incorporated by reference into registration statements.
The filings also record partnership disclosures for embedded insurance and intelligent pricing initiatives, Nasdaq minimum bid price compliance notices, changes in the company’s independent registered public accounting firm, internal-control matters, and governance approvals by the board and audit committee.
Cheche Group Inc., a China-based auto insurance technology platform, announced that Nasdaq approved an additional 180-calendar day extension to regain compliance with the exchange’s US$1.00 per share minimum closing bid price under Nasdaq Listing Rule 5550(a)(2). The initial 180-day compliance period expired on July 13, 2026, and the new deadline is January 11, 2027.
Cheche will be deemed back in compliance if its Class A ordinary shares close at or above US$1.00 for at least 10, though generally not more than 20, consecutive business days during this new period. If it does not meet this requirement by January 11, 2027, the company may be subject to delisting from Nasdaq, though it could request a review by a Nasdaq Hearings Panel. Cheche operates a nationwide network of around 108 branches licensed to distribute insurance across 25 provinces, autonomous regions, and municipalities in China.
Cheche Group Inc. approved and is implementing a 35-for-1 share consolidation of its Class A and Class B ordinary shares. The change is expected to become effective as of the opening of business on July 20, 2026, U.S. Eastern time, subject to Nasdaq’s processing and remaining administrative procedures. After effectiveness, every 35 existing shares will be combined into 1 share, and the Class A shares will continue trading on Nasdaq under “CCG” with a new CUSIP/CINS and ISIN.
Immediately before the consolidation, Cheche has 69,093,430 Class A and 18,596,504 Class B shares outstanding; this is expected to become 1,974,098 Class A and 531,328 Class B shares afterward, with fractional entitlements rounded to the nearest whole share. Outstanding warrants and their exercise prices will be adjusted proportionately. The consolidation is intended to help the company regain compliance with Nasdaq’s minimum bid price requirement and is designed to affect all shareholders uniformly, aside from minor rounding effects.
Cheche Group Inc. filed a report describing the launch of “Cheche Score,” an AI-powered dynamic pricing model for new energy vehicle insurance in China. The system uses connected vehicle data, real-time driving behavior, and over 200 risk indicators to generate individualized risk ratings from A to E, enabling per-vehicle pricing instead of traditional broad actuarial categories.
Cheche Score is already commercialized in multiple Chinese cities and is supported by AI-powered renewal cooperation agreements with several large insurance carriers. According to the company, the platform has improved policy renewal conversion rates, lowered underwriting costs per policy, and shortened the insurance application process to seconds, while addressing issues like imprecise pricing and risk misclassification.
Cheche Group Inc. filed a Form 6-K highlighting the launch of “ABAO Agent,” an AI-powered intelligent underwriting agent built on the company’s proprietary large language model. The tool is deeply integrated into core insurance workflows, focusing on auto insurance underwriting and policy renewal.
ABAO Agent is already commercially deployed at scale in auto insurance renewal scenarios. It can autonomously handle customer outreach, needs identification, policy follow-up, and conversion around the clock, functions that previously required human teams. Cheche positions this as a key step in its evolution from a digital insurance transaction platform to an AI-driven insurtech company.
Cheche Group Inc. reported that shareholders approved all proposals at an extraordinary general meeting held on June 12, 2026 in Beijing. The key decision is a share consolidation, whereby every thirty-five issued and unissued class A ordinary shares of par value US$0.00001 each will become one class A ordinary share of par value US$0.00035, and every thirty-five issued and unissued class B ordinary shares of par value US$0.00001 will become one class B ordinary share of par value US$0.00035.
Shareholders also approved amendments to the company’s memorandum and articles of association and adoption of a new memorandum and articles of association to reflect the consolidation. The effective date of the consolidation will be set by the chairman of the board or designated officers. Cheche describes itself as a leading auto insurance technology platform in China with around 108 branches across 25 provinces and regions.
Cheche Group Inc. has called an extraordinary general meeting on June 12, 2026 in Beijing to seek shareholder approval for a major share consolidation and related charter updates.
The proposed Share Consolidation would combine every thirty-five issued and unissued Class A or Class B ordinary shares of par value US$0.00001 into one new share of the same class with par value US$0.00035. Shareholders will also vote on adopting a Second Amended and Restated Memorandum and Articles of Association to reflect this new capital structure. The record date for voting and notice is the close of business on May 22, 2026, Eastern time.
Cheche Group Inc. filed a Form 6-K highlighting two developments. Founder and CEO Lei Zhang has expressed a non-binding intent to buy Cheche’s ordinary shares using his personal funds via open-market or privately negotiated transactions, potentially under a Rule 10b5-1 trading plan and in line with insider-trading rules. The company also notes it achieved full-year profitability in 2025 and has commercially launched an AI large model-driven intelligent connected vehicle pricing product that currently covers about 20 million new energy vehicles through collaborations with 18 major automakers. Management frames the intended share purchases as reflecting long-term confidence in Cheche’s technology-led growth model and its position in China’s auto insurance and InsurTech market.
Cheche Group Inc., a Cayman holding company operating in China through VIE contractual arrangements, files its annual report describing 2025 results and China-related risks. Net revenues were RMB3,009.8 million in 2025, compared with RMB3,473.1 million in 2024 and RMB3,301.4 million in 2023. Net loss narrowed to RMB17.8 million in 2025 from RMB61.2 million in 2024 and RMB159.6 million in 2023.
As of December 31, 2025, the company had 83,020,061 ordinary shares outstanding (excluding 709,432 treasury Class A shares) and 10,608,609 warrants exercisable for the same number of Class A shares. The report details strict PRC constraints on dividends, foreign exchange and intra‑group cash transfers, with RMB500.6 million of PRC net assets restricted from distribution at 2025 year-end. It highlights extensive regulatory, cybersecurity, data, HFCAA and CSRC filing considerations, and discloses a Nasdaq notice in January 2026 for not meeting the US$1.00 minimum bid price, triggering a 180‑day compliance period.
Cheche Group Inc. reported unaudited results for the second half and full year 2025, showing a clear move toward profitability driven by NEV insurance. For second half 2025, net revenues were RMB1,661.2 million, down 9.4% year over year, but gross profit edged up to RMB94.6 million as NEV premiums rose to 24.1% of written premiums.
Second half operating income reached RMB6.1 million versus a prior loss, with net income of RMB7.8 million and adjusted net income of RMB22.2 million. For full year 2025, net revenues were RMB3,009.8 million (down 13.3%), yet gross profit increased to RMB160.4 million and operating loss narrowed to RMB20.9 million. Full year adjusted operating income turned positive at RMB5.6 million and adjusted net income improved to RMB11.6 million from a prior loss.
NEV partnerships reached 16 in second half 2025, generating 1.2 million policies and RMB3.7 billion in written premiums; full year embedded NEV policies were 2.0 million with RMB6.3 billion in premiums. Total written premiums placed grew to RMB27.0 billion in 2025 and policies issued rose to 20.3 million. As of December 31, 2025, cash, restricted cash and short-term investments totaled RMB170.8 million. For 2026, Cheche guides to net revenues of RMB3.0–3.2 billion, total written premiums of RMB28.0–30.0 billion, NEV written premiums of RMB10.5–12.0 billion, and adjusted net income multiplying several folds over 2025.
Cheche Group Inc. director Ren Huichuan has filed an initial statement of beneficial ownership on Form 3. This filing establishes his status as a reporting insider of the company and does not report any share purchases, sales, or other transactions.