Cheche Group Inc. filings document foreign private issuer current reports for a China-based auto insurance technology platform. The company’s Form 6-K reports include unaudited financial results, interim condensed consolidated financial statements, MD&A, and press releases that are incorporated by reference into registration statements.
The filings also record partnership disclosures for embedded insurance and intelligent pricing initiatives, Nasdaq minimum bid price compliance notices, changes in the company’s independent registered public accounting firm, internal-control matters, and governance approvals by the board and audit committee.
Cheche Group Inc. has called an extraordinary general meeting for November 25, 2026, at 10 a.m. Beijing time, to consider creating Class C ordinary shares and adopting new governing documents. Each proposed Class C share would carry 300 votes, compared with one vote for Class A and three for Class B, and could be converted into one Class A share at its holder’s option.
The proposed capital structure would reclassify 10,000,000 authorized but unissued Class B shares as Class C shares. Total authorized shares would remain 142,857,143, comprising 114,285,714 Class A, 18,571,429 Class B and 10,000,000 Class C shares. Implementing the new class is subject to approval of the second proposal to adopt the third amended and restated memorandum and articles of association. Shareholders of record at close of business November 5, 2026, Eastern time may vote; proxy forms are due by close of business November 23, 2026, Eastern time.
Cheche Group Inc. (CCG) granted and issued 250,000 Class B ordinary shares directly to CEO, director and 10% owner Lei Zhang on November 3, 2026, under its 2026 Equity Incentive Plan and a Class B Ordinary Share Award and Subscription Agreement. The shares were fully vested on the grant date, with no vesting conditions or exercise requirement; the aggregate subscription price was US$87.50, equal to the shares’ US$0.00035 par value. Lei Zhang’s reported direct position after the award was 781,329 Class B ordinary shares. The position reflects 531,329 previously held shares adjusted in the 35-for-1 consolidation effective July 20, 2026.
Cheche Group Inc. (symbol: CCG) is the issuer of record for a Form 4 filing submitted to the SEC. Li Liqun reported disposition transactions in this Form 4 filing.
Cheche Group Inc. director Li Liqun returned 156 Class A ordinary shares and 15 restricted shares to the issuer on September 23, 2026; reported holdings after each transaction were zero. The cancellations and surrenders were connected with replacing prior equity compensation arrangements through an aggregate cash settlement of US$10,000, negotiated as a total rather than on a per-share basis. No Rule 10b5-1 plan is reported.
Cheche Group Inc. (symbol: CCG) is the issuer of record for a Form 4 filing submitted to the SEC. Rong Shengwen reported disposition transactions in this Form 4 filing.
Cheche Group Inc. (CCG) was the recipient of director Rong Shengwen’s cancellation and surrender of 312 Class A ordinary shares and 30 restricted shares on September 23, 2026. Of the prior equity awards, 312 shares had vested and been issued, while 30 remained unvested and unissued immediately before the transactions. The prior equity compensation arrangements were replaced with an aggregate cash settlement of US$20,000, negotiated as a whole rather than on a per-share basis. The awards had been adjusted in connection with a 35-for-1 share consolidation effective July 20, 2026.
Cheche Group Inc. (symbol: CCG) is the issuer of record for a Form 4 filing submitted to the SEC. LI Xiufang reported disposition transactions in this Form 4 filing.
Cheche Group Inc. (CCG) director Xiufang Li returned 171 restricted shares to the issuer on September 23, 2026; her reported holdings after the transaction were zero shares. The cancellation was connected to replacing her prior equity compensation arrangements with an aggregate cash settlement of US$10,000, negotiated in aggregate rather than on a per-share basis.
Cheche Group Inc. (CCG) furnished unaudited interim condensed consolidated financial statements for the six months ended June 30, 2026, showing a smaller balance sheet and higher losses. Total assets declined from RMB 1,474.9 million at December 31, 2025 to RMB 1,013.5 million at June 30, 2026, while total liabilities fell from RMB 1,119.7 million to RMB 708.8 million.
Net revenues decreased from RMB 1,348.7 million in the first half of 2025 to RMB 885.0 million in the first half of 2026, and net loss widened from RMB 25.6 million to RMB 44.1 million. The company reports a positive working capital position of RMB 213.7 million, cash and cash equivalents of RMB 131.7 million, restricted cash of RMB 41.8 million, and access to an unused RMB 20.0 million credit line as of June 30, 2026. Management states that, based on these resources and the ability to adjust expenses, existing cash and operating cash flows are expected to fund operations and commitments for at least the next twelve months.
Cheche Group Inc. (CCG) reported unaudited results for the six months ended June 30, 2026, reflecting a major restructuring toward higher-margin, AI-driven insurance technology. Net revenues were RMB885.0 million (US$130.4 million), down 34.4% year over year as the company deliberately exited lower-margin streams, while gross margin expanded by 160 basis points. Gross profit declined 12.6% to RMB57.5 million (US$8.5 million).
Total operating expenses rose 16.4% to RMB108.0 million, driven mainly by a RMB35.1 million specific allowance for long-aged, high-risk receivables within general and administrative expenses. Net loss increased 72.3% to RMB44.1 million (US$6.5 million), and adjusted net loss rose 257.7% to RMB37.7 million (US$5.6 million). As of June 30, 2026, Cheche held RMB173.7 million (US$25.6 million) in cash, restricted cash and short-term investments and shareholders’ equity of RMB304.7 million.
Strategically, Cheche advanced its AI capabilities with the launch of its intelligent NEV pricing product, Cheche Score, and the ABAO Agent Family, positioning itself as an AI-driven insurance infrastructure provider. However, full-year 2026 guidance was cut, with net revenue now expected at RMB1.5–1.8 billion versus the prior RMB3.0–3.2 billion, NEV written premiums placed reduced to RMB8.0–10.0 billion, and an estimated adjusted net loss of RMB42.7–47.4 million.
Cheche Group Inc. (CCG) announced the launch of the ABAO Agent Family, a suite of five specialized AI agents built on its proprietary vertical insurance LLM to serve the full new energy vehicle (NEV) insurance lifecycle. Two agents face external users: a claims companion that automates first notification of loss, damage assessment, and real-time claim updates across channels including in-vehicle systems and OEM apps, and an underwriting/pricing agent that delivers millisecond-level multi-dimensional risk analysis and a Cheche Score using more than 200 dynamic risk-control factors within a five-tier risk segmentation framework. The claims platform is live with Volkswagen Anhui and Avatr and fully integrated with PICC, Ping An, and China Pacific Insurance, with planned integration into Huawei’s Yinwang ecosystem. Three additional ABAO agents are deployed internally to automate customer service quality control and settlement workflows, driving a 30% increase in settlement workflow efficiency and a 50% increase in overall settlement processing efficiency without additional headcount. Cheche positions this as a shift from a digital transaction platform toward an AI-driven insurance infrastructure and Model-as-a-Service provider.
Cheche Group Inc. reports that Nasdaq has confirmed the company has regained compliance with the minimum bid price requirement under Nasdaq Listing Rule 5550(a)(2), and that the related deficiency matter is now closed. Compliance was achieved after the closing bid price of its Class A ordinary shares stayed at or above US$1.00 per share for 10 consecutive business days from July 21, 2026 through August 3, 2026.
Earlier, the shares had traded below US$1.00 for 30 consecutive business days, triggering a notice on January 12, 2026 and two successive 180‑day cure periods, the second running to January 11, 2027. The press release is incorporated by reference into Cheche’s Form F‑3 registration statements. Cheche operates a nationwide auto insurance technology platform with around 108 branches across 25 provinces and regions in China.