STOCK TITAN
  1. Home
  2. Sec-filings
  3. CCG
  4. [6-K] Cheche Group Inc. Current Report (Foreign Issuer)

Cheche Group (NASDAQ: CCG) launches AI Cheche Score for NEV insurance

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
6-K

Rhea-AI Filing Summary

Cheche Group Inc. filed a report describing the launch of “Cheche Score,” an AI-powered dynamic pricing model for new energy vehicle insurance in China. The system uses connected vehicle data, real-time driving behavior, and over 200 risk indicators to generate individualized risk ratings from A to E, enabling per-vehicle pricing instead of traditional broad actuarial categories.

Cheche Score is already commercialized in multiple Chinese cities and is supported by AI-powered renewal cooperation agreements with several large insurance carriers. According to the company, the platform has improved policy renewal conversion rates, lowered underwriting costs per policy, and shortened the insurance application process to seconds, while addressing issues like imprecise pricing and risk misclassification.

Positive

  • None.

Negative

  • None.
Risk-control indicators more than 200 indicators Dynamic pricing and risk management inputs for Cheche Score
Risk tiers 5 tiers (A to E) Risk segmentation system from lowest to highest risk
Branches around 108 branches Nationwide network licensed to distribute insurance policies
Geographic coverage 25 provinces and regions Chinese provinces, autonomous regions, and municipalities covered
AI-powered dynamic pricing financial
"a proprietary AI-powered dynamic pricing solution for new energy vehicle"
risk segmentation system financial
"to power a five-tier risk segmentation system from A (lowest risk) to E"
underwriting financial
"lowered per-policy underwriting costs, and reduced the end-to-end application"
Underwriting is the process where a financial institution agrees to buy and then resell new stocks or bonds to investors. It matters because it helps companies raise money quickly and smoothly, while the bank takes on the risk of selling those securities at the agreed price. Think of it like a booker guaranteeing to sell all tickets for a concert before opening the doors.
forward-looking statements regulatory
"This press release includes “forward-looking statements” within the meaning"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
new energy vehicle (NEV) insurance financial
"dynamic pricing solution for new energy vehicle (“NEV”) insurance"
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Form 6-K: How Foreign Companies Report to the SEC →

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the month of June 2026

 

Commission File Number 001-41801

 

Cheche Group Inc.

 

8/F, Desheng Hopson Fortune Plaza

13-1 Deshengmenwai Avenue

Xicheng District, Beijing 100088, China

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

 

Form 20-F ☒ Form 40-F ☐

 

 

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Dated: June 24, 2026
     
  By: /s/ Lei ZHANG
  Name:  Lei ZHANG
  Title: Chief Executive Officer and Director

 

 

 

 

EXHIBIT INDEX

 

Exhibit Number   Description
99.1   Press Release

 

 

 

Exhibit 99.1

 

Cheche Group Launches “Cheche Score,” a Proprietary AI-Powered Dynamic Pricing Model

 

BEIJING, China – June 24, 2026 – Cheche Group Inc. (NASDAQ: CCG) (“Cheche” or the “Company”), China’s leading auto insurance technology platform, today announced the launch of “Cheche Score,” a proprietary AI-powered dynamic pricing solution for new energy vehicle (“NEV”) insurance. Built on the Company’s AI models and multi-dimensional risk management framework, Cheche Score establishes a data-driven, differentiated pricing model purpose-built for the era of intelligent driving and represents a significant step forward in Cheche’s strategy to redefine risk management across China’s fast-growing NEV insurance market.

 

Cheche Score integrates NEV driving characteristics, real-time driving behavior data, and more than 200 dynamic risk-control indicators to power a five-tier risk segmentation system from A (lowest risk) to E (highest risk). The model generates individualized risk ratings based on vehicle type, driving scenarios, and intelligent driving usage patterns, enabling per-vehicle dynamic pricing that replaces the industry’s traditional broad-brush actuarial approach. Lower-risk NEV owners receive more competitive premiums rather than cross-subsidizing higher-risk pools, delivering both pricing accuracy and commercial fairness.

 

Cheche Score is fully commercialized and functioning across multiple cities in China. Cheche has entered into dedicated AI-powered renewal cooperation agreements with several of China’s largest insurance carriers, jointly building a digital operating ecosystem that connects intelligent pricing, precision renewal, and closed-loop customer service. Since its deployment, the platform has delivered sustained improvements in policy renewal conversion rates, lowered per-policy underwriting costs, and reduced the end-to-end application process to mere seconds. These capabilities help overcome longstanding industry challenges, including imprecise pricing, risk misclassification, and operational inefficiencies, while supporting scalable, data-driven underwriting.

 

Cheche Score responds to a clear and growing market need for dynamic, data-driven pricing in NEV insurance,” said Lei Zhang, Founder, CEO and Chairman of Cheche Group. “By integrating multi-dimensional connected vehicle data with real driving behavior, we are returning the pricing decision to the model for the first time — an approach we believe will define the next generation of intelligent risk management.

 

Safe Harbor Statements

 

This press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,” “expect,” “anticipate,” “believe,” “seek,” “target” or other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements also include, but are not limited to, statements regarding existing and new partnerships and customer relationships, projections, estimation, and forecasts of revenue and other financial and performance metrics, projections of market opportunity and expectations, the Company’s ability to scale and grow its business, the Company’s advantages and expected growth, and its ability to source and retain talent, as applicable. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of the Company’s management, and are not predictions of actual performance. These statements involve risks, uncertainties, and other factors that may cause the Company’s actual results, levels of activity, performance, or achievements to materially differ from those expressed or implied by these forward-looking statements. Further information regarding these and other risks, uncertainties, or factors is included in the Company’s filings with the U.S. Securities and Exchange Commission. Although the Company believes that it has a reasonable basis for each forward-looking statement contained in this press release, the Company cautions you that these statements are based on a combination of facts and factors currently known and projections of the future, which are inherently uncertain. The forward-looking statements in this press release represent the views of the Company as of the date of this press release. Subsequent events and developments may cause those views to change. Except as may be required by law, the Company does not undertake any duty to update these forward-looking statements.

 

About Cheche Group Inc.

 

Established in 2014 and headquartered in Beijing, China, Cheche is a leading auto insurance technology platform with a nationwide network of around 108 branches licensed to distribute insurance policies across 25 provinces, autonomous regions, and municipalities in China. Capitalizing on its leading position in auto insurance transaction services, Cheche has evolved into a comprehensive, data-driven technology platform that offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions in China. Learn more at https://www.chechegroup.com/en.

 

Cheche Group Inc.:

 

IR@chechegroup.com

 

Crocker Coulson

Crocker.coulson@aumadvisors.com

(646) 652-7185

 

 

Source: View Original Filing on SEC EDGAR

FAQ

What did Cheche Group Inc. (CCG) announce in its latest 6-K filing?

Cheche Group announced the launch of Cheche Score, an AI-powered dynamic pricing model for new energy vehicle insurance, already commercialized in multiple Chinese cities with several major carrier partners.

What is Cheche Score and how does it work for NEV insurance?

Cheche Score is a proprietary AI-driven pricing solution that integrates NEV driving characteristics, real-time behavior data, and over 200 risk indicators to create five risk tiers, enabling individualized premiums for each vehicle.

How does Cheche Score change pricing for Cheche Group (CCG) customers?

Cheche Score enables per-vehicle dynamic pricing instead of broad actuarial categories. Lower-risk NEV drivers receive more competitive premiums while higher-risk drivers no longer benefit from cross-subsidized pricing.

What operational benefits has Cheche Score delivered so far?

The company states Cheche Score has improved policy renewal conversion rates, reduced per-policy underwriting costs, and cut the end-to-end insurance application process to just seconds across multiple Chinese cities.

How is Cheche Group (CCG) partnering with insurers for Cheche Score?

Cheche has entered AI-powered renewal cooperation agreements with several large Chinese insurance carriers, building a digital ecosystem that links intelligent pricing, precision renewals, and closed-loop customer service.

What broader strategy does Cheche Score support for Cheche Group Inc.?

Cheche Score supports Cheche’s strategy to redefine risk management in China’s NEV insurance market by using multi-dimensional connected vehicle data and AI models to address imprecise pricing and risk misclassification.

Filing Exhibits & Attachments

1 document

Press Releases