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Cheche Group (NASDAQ: CCG) unveils ABAO Agent, AI underwriting and renewal platform

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(Neutral)
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(Neutral)
Form Type
6-K

Rhea-AI Filing Summary

Cheche Group Inc. filed a Form 6-K highlighting the launch of “ABAO Agent,” an AI-powered intelligent underwriting agent built on the company’s proprietary large language model. The tool is deeply integrated into core insurance workflows, focusing on auto insurance underwriting and policy renewal.

ABAO Agent is already commercially deployed at scale in auto insurance renewal scenarios. It can autonomously handle customer outreach, needs identification, policy follow-up, and conversion around the clock, functions that previously required human teams. Cheche positions this as a key step in its evolution from a digital insurance transaction platform to an AI-driven insurtech company.

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Branches 108 branches Nationwide network for insurance distribution in China
Geographic coverage 25 provinces, regions, municipalities Areas where Cheche can distribute insurance policies
Support availability 24/7 autonomous operation ABAO Agent’s continuous insurance renewal workflow capabilities
AI-powered intelligent underwriting agent financial
"Cheche Group Inc. announced the official launch of “ABAO Agent,” an AI-powered intelligent underwriting agent."
large language model technical
"Built on the Company’s proprietary, large language model and deeply integrated with core insurance workflows"
A large language model is a computer system trained on vast amounts of text to understand and generate human-like writing, like a very well-read virtual assistant that can summarize, draft, translate, or answer questions. Investors care because it can change how businesses operate and compete—boosting productivity, cutting costs, or enabling new products—while also creating risks around accuracy, regulation, and security that can affect revenue and valuation.
digital insurance transaction platform financial
"Cheche’s strategic evolution from a digital insurance transaction platform to a AI-driven insurtech company."
NEV insurance financial
"cementing Cheche’s leadership in intelligent risk management for NEV insurance."
forward-looking statements regulatory
"This press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995."
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Form 6-K: How Foreign Companies Report to the SEC →

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the month of June 2026

 

Commission File Number 001-41801

 

Cheche Group Inc.

 

8/F, Desheng Hopson Fortune Plaza

13-1 Deshengmenwai Avenue

Xicheng District, Beijing 100088, China

(Address of principal executive offices)

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

 

Form 20-F ☒ Form 40-F ☐

 

 

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Dated: June 22, 2026
     
  By: /s/ Lei ZHANG
  Name:  Lei ZHANG
  Title: Chief Executive Officer and Director

 

 

 

 

EXHIBIT INDEX

 

Exhibit Number   Description
99.1   Press Release

 

 

 

Exhibit 99.1

 

Cheche Group Launches “ABAO Agent,” an AI-Powered Intelligent Underwriting Solution

 

BEIJING, China – June 22, 2026 – Cheche Group Inc. (NASDAQ: CCG) (“Cheche” or the “Company”), China’s leading auto insurance technology platform, today announced the official launch of “ABAO Agent,” an AI-powered intelligent underwriting agent. Built on the Company’s proprietary, large language model and deeply integrated with core insurance workflows, ABAO Agent delivers end-to-end intelligent automation across underwriting and policy renewal — marking a pivotal step in Cheche’s strategic evolution from a digital insurance transaction platform to a AI-driven insurtech company.

 

ABAO Agent is now commercially deployed in auto insurance renewal scenarios at scale. Its 24/7 autonomous capabilities allow the agent to independently execute the complete renewal workflow — customer outreach, needs identification, policy follow-up, and conversion — functions that previously required dedicated human teams. The result is a reduction in labor and operational costs for carrier partners, with no compromise to service continuity.

 

“ABAO Agent is the core engine of Cheche’s intelligent transformation,” said Lei Zhang, Founder, CEO and Chairman of Cheche Group. “We have spent years building proprietary insurance data, scenario-based algorithms, and deep industry relationships — ABAO Agent is where that foundation becomes a competitive moat. We will continue integrating AI across the full insurance lifecycle, from underwriting and pricing to claims, with the goal of driving structural cost reductions for our carrier partners and cementing Cheche’s leadership in intelligent risk management for NEV insurance.”

 

Safe Harbor Statements

 

This press release includes “forward-looking statements” within the meaning of the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by the use of words such as “estimate,” “plan,” “project,” “forecast,” “intend,” “will,” “expect,” “anticipate,” “believe,” “seek,” “target” or other similar expressions that predict or indicate future events or trends or that are not statements of historical matters. These forward-looking statements also include, but are not limited to, statements regarding existing and new partnerships and customer relationships, projections, estimation, and forecasts of revenue and other financial and performance metrics, projections of market opportunity and expectations, the Company’s ability to scale and grow its business, the Company’s advantages and expected growth, and its ability to source and retain talent, as applicable. These statements are based on various assumptions, whether or not identified in this press release, and on the current expectations of the Company’s management, and are not predictions of actual performance. These statements involve risks, uncertainties, and other factors that may cause the Company’s actual results, levels of activity, performance, or achievements to materially differ from those expressed or implied by these forward-looking statements. Further information regarding these and other risks, uncertainties, or factors is included in the Company’s filings with the U.S. Securities and Exchange Commission. Although the Company believes that it has a reasonable basis for each forward-looking statement contained in this press release, the Company cautions you that these statements are based on a combination of facts and factors currently known and projections of the future, which are inherently uncertain. The forward-looking statements in this press release represent the views of the Company as of the date of this press release. Subsequent events and developments may cause those views to change. Except as may be required by law, the Company does not undertake any duty to update these forward-looking statements.

 

About Cheche Group Inc.

 

Established in 2014 and headquartered in Beijing, China, Cheche is a leading auto insurance technology platform with a nationwide network of around 108 branches licensed to distribute insurance policies across 25 provinces, autonomous regions, and municipalities in China. Capitalizing on its leading position in auto insurance transaction services, Cheche has evolved into a comprehensive, data-driven technology platform that offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions in China. Learn more at https://www.chechegroup.com/en.

 

Cheche Group Inc.:

 

IR@chechegroup.com

 

Crocker Coulson

Crocker.coulson@aumadvisors.com

(646) 652-7185

 

 

 

Source: View Original Filing on SEC EDGAR

FAQ

What did Cheche Group Inc. (CCG) announce in its June 2026 Form 6-K?

Cheche Group Inc. announced the official launch of “ABAO Agent,” an AI-powered intelligent underwriting agent. Built on its proprietary large language model, the system automates underwriting and renewal workflows, marking a strategic step toward becoming an AI-driven insurtech platform.

What is Cheche Group’s ABAO Agent and how does it work?

ABAO Agent is an AI-powered intelligent underwriting agent integrated into core insurance workflows. It autonomously manages auto insurance renewals, including customer outreach, needs identification, policy follow-up, and conversion, operating 24/7 to handle tasks that previously required dedicated human teams.

How is ABAO Agent currently being used by Cheche Group (CCG)?

ABAO Agent is commercially deployed at scale in auto insurance renewal scenarios. It runs continuously to execute the full renewal process for carrier partners, supporting customer communications and policy conversion within existing insurance workflows described by Cheche Group Inc.

What strategic role does ABAO Agent play in Cheche Group’s business?

Cheche Group describes ABAO Agent as the core engine of its intelligent transformation. The system reflects years of work on proprietary insurance data and scenario-based algorithms, supporting the company’s shift toward an AI-driven insurtech model and broader intelligent risk management capabilities.

How does Cheche Group (CCG) describe its broader AI ambitions?

Cheche Group plans to continue integrating AI across the full insurance lifecycle. The company highlights applications from underwriting and pricing to claims, with a stated goal of driving structural cost reductions for carrier partners and strengthening its position in intelligent risk management, particularly for NEV insurance.

What is Cheche Group Inc.’s core business footprint in China?

Cheche Group operates a leading auto insurance technology platform in China. It has a nationwide network of around 108 branches licensed to distribute insurance policies across 25 provinces, autonomous regions, and municipalities, offering digital insurance transaction services and insurance SaaS solutions.

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