Here are the 10-Q quarterly reports from CNB Financial Corp/PA (CCNE) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CCNE and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CCNE filings page.
CNB Financial Corporation (CCNE) reported third-quarter 2026 net income of $28.061 million, compared with $19.990 million a year earlier; diluted earnings per common share were $0.91, compared with $0.69. Net interest income was $76.305 million, versus $67.129 million, and provision for credit loss expense was $3.471 million, versus $2.069 million.
For the first nine months of 2026, net income was $83.401 million, compared with $45.427 million, and net cash provided by operating activities was $61.248 million, compared with $38.879 million. At September 30, 2026, total assets were $8.385 billion, deposits were $7.048 billion and loans receivable were $6.621 billion. The company reported net cash used in investing activities of $203.747 million for the nine-month period.
Available-for-sale debt securities had $67.112 million of unrealized losses at September 30, 2026, compared with $35.403 million at December 31, 2025. Management concluded the decline in fair value was not due to credit losses and no credit allowance was required at September 30.
CNB Financial Corporation reported strong results for the quarter ended June 30, 2026. Net income was $28,304 thousand, compared with $13,956 thousand a year earlier, and net income available to common shareholders was $27,229 thousand. Basic earnings per common share were $0.92 versus $0.61 in the prior-year quarter, driven by higher net interest income of $76,344 thousand and a lower provision for credit losses of $1,777 thousand. For the first six months of 2026, net income totaled $55,340 thousand, up from $25,437 thousand in the same period of 2025.
The balance sheet expanded modestly, with total assets of $8,432,169 thousand at June 30, 2026. Loans receivable were $6,513,861 thousand and deposits were $7,080,464 thousand, providing the core funding base. Shareholders’ equity increased to $909,447 thousand, supported by retained earnings growth despite an accumulated other comprehensive loss of $36,560 thousand from securities valuation changes.
Asset quality remained supported by an allowance for credit losses of $67,455 thousand, slightly higher than year-end 2025, while provision expense for the first half of 2026 at $2,775 thousand was well below the prior year. Nonaccrual loans were $54,842 thousand. The company continued to digest its 2025 ESSA Bancorp acquisition, carrying total goodwill of $87.3 million, including $43.6 million related to ESSA, with management concluding no goodwill impairment as of June 30, 2026.
CNB Financial Corporation reported strong first-quarter results for the period ended March 31, 2026. Net income was $27.0 million, up from $11.5 million a year earlier, with net income available to common shareholders of $26.0 million.
Net interest income rose to $73.3 million from $48.4 million, while provision for credit losses declined to $998 thousand. Diluted earnings per common share were $0.88, compared with $0.50 in the prior-year quarter, and the quarterly cash dividend increased to $0.19 per common share.
At March 31, 2026, total assets were $8.51 billion, loans receivable were $6.43 billion, and deposits were $7.14 billion. The allowance for credit losses on loans remained at $67.1 million, reflecting stable credit quality, while nonperforming loans and past-due trends stayed manageable across portfolios.
CNB Financial Corporation reported lower profitability for the quarter while significantly expanding its balance sheet through the acquisition of ESSA Bancorp. For the three months ended September 30, 2025, net income was $7.0 million versus $14.0 million a year earlier, and diluted earnings per common share declined to $0.22 from $0.61.
Total assets rose to $8.25 billion from $6.19 billion, driven by loans receivable increasing to $6.47 billion and deposits to $6.90 billion. The all-stock ESSA transaction totaled approximately $202.6 million, added 20 community offices, and generated preliminary goodwill of $49.9 million. Net interest income improved to $67.1 million in the quarter, but provision for credit losses jumped to $18.5 million, lifting the allowance to $67.7 million. Merger and integration costs were $4.2 million for the quarter and $6.0 million year-to-date.