CNB Financial (CCNE) SVP Carla Higgins discloses direct and 401(k) share holdings

Rhea-AI Filing Summary

CNB Financial Corporation executive Carla M. Higgins reported her beneficial ownership of company stock in an initial insider filing. As of the event date, she held 3,820.91 shares of CNB Financial common stock directly and 2,198.39 shares indirectly through a 401(k) plan.

The indirect holdings were adjusted to match the most recent 401(k) plan statement, indicating this filing primarily updates and documents existing positions rather than disclosing a new stock purchase or sale.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Higgins Carla M.

(Last) (First) (Middle)

2035 EDINBORO RD.

(Street)

ERIE PA 16509

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/27/2026

3. Issuer Name and Ticker or Trading Symbol
CNB FINANCIAL CORP/PA [ CCNE ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP/Strategic Project Manager

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	3,820.91	D
Common Stock	2,198.39(1)	I	by 401K Plan

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The amount of securities beneficially owned have been adjusted to reflect the latest 401K plan statement.

Remarks:

	/s/ Jessica A. Zupich, Attorney-in-Fact	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the CCNE Form 3 filing by Carla M. Higgins report?

The Form 3 for CNB Financial (CCNE) reports that executive Carla M. Higgins beneficially owns common stock directly and through a 401(k) plan. It documents her initial insider holdings rather than a new transaction, helping establish her ownership baseline as a company officer.

How many CNB Financial (CCNE) shares does Carla M. Higgins hold directly?

Carla M. Higgins holds 3,820.91 shares of CNB Financial common stock directly. This direct ownership reflects shares registered in her own name, separate from retirement plan holdings, and is reported as part of her initial insider ownership disclosure on Form 3.

What CNB Financial (CCNE) shares does Carla M. Higgins hold through her 401(k) plan?

She indirectly holds 2,198.39 shares of CNB Financial common stock through a 401(k) plan. The filing notes that this amount was adjusted to reflect the latest 401(k) plan statement, aligning the reported beneficial ownership with current retirement plan records.

What is Carla M. Higgins’ role at CNB Financial (CCNE) in this Form 3?

In this filing, Carla M. Higgins is identified as an officer of CNB Financial with the title “SVP/Strategic Project Manager.” As an executive officer, she is required to report her beneficial ownership of company stock under Section 16 rules using Form 3.

Does the CCNE Form 3 filing show any new stock transactions by Carla M. Higgins?

The Form 3 describes beneficially owned holdings rather than listing a specific buy or sell transaction. Both the direct and 401(k) plan positions are reported as existing amounts, with the 401(k) balance adjusted to match the most recent plan statement.