CNB Financial (CCNE) SVP Heather Koptchak reports acquisition of 1,895 common shares

Rhea-AI Filing Summary

CNB Financial Corp. insider Heather J. Koptchak, SVP/Chief of Employee Resources, reported acquiring 1,895 shares of common stock on January 30, 2026 at $27.70 per share. Following this acquisition, she directly holds 6,311.54 common shares. In addition, 2,359.703 common shares are held indirectly through a 401(k) plan and 53.44 shares are held indirectly through her spouse. Some of the reported shares were accumulated through the company’s Dividend Reinvestment Plan in 2025, and the 401(k) balance reflects the latest plan statement.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Koptchak Heather J.

(Last) (First) (Middle)

31 S 2ND STREET

(Street)

CLEARFIELD PA 16830

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CNB FINANCIAL CORP/PA [ CCNE ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP/Chief ofEmployee Resources

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		A	V	1,895	A	$27.7	6,311.54(1)	D
Common Stock								2,359.703(2)	I	By 401K Plan
Common Stock								53.44(1)	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Accumulated shares through the Dividend Reinvestment Plan in 2025

2. The amount of securities beneficially owned have been adjusted to reflect the latest 401K plan statement.

Remarks:

	/s/ Jessica A. Zupich, Attorney-in-Fact	02/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did CCNE executive Heather Koptchak report?

Heather J. Koptchak reported acquiring 1,895 CNB Financial Corp. common shares at $27.70 each. This Form 4 filing shows an increase in her direct ownership and documents additional indirect holdings through a 401(k) plan and her spouse.

How many CNB Financial (CCNE) shares does Heather Koptchak own after the transaction?

After the reported transaction, Heather Koptchak directly owns 6,311.54 CNB Financial common shares. She also has 2,359.703 shares held indirectly via a 401(k) plan and 53.44 shares held indirectly through her spouse, according to the Form 4.

What was the price of the CNB Financial (CCNE) shares acquired by Heather Koptchak?

The 1,895 CNB Financial Corp. common shares were acquired at $27.70 per share. The filing notes these were accumulated through the company’s Dividend Reinvestment Plan in 2025, reflecting ongoing participation rather than a single open-market purchase.

What indirect CNB Financial (CCNE) holdings does Heather Koptchak report?

Heather Koptchak reports 2,359.703 CNB Financial common shares held indirectly through a 401(k) plan and 53.44 shares held indirectly through her spouse. The filing explains the 401(k) amount was updated to match the latest plan statement balance.

What role does Heather Koptchak hold at CNB Financial (CCNE)?

Heather J. Koptchak is an officer of CNB Financial Corp., serving as Senior Vice President and Chief of Employee Resources. Her status as an officer makes her a reporting person required to disclose changes in ownership on Form 4 filings.

How were some of Heather Koptchak’s CCNE shares accumulated?

A portion of Heather Koptchak’s CNB Financial shares was accumulated through the company’s Dividend Reinvestment Plan in 2025. The Form 4 explicitly states that accumulated DRIP shares and updated 401(k) balances are reflected in her reported beneficial ownership.