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CNB Financial (CCNE) director gifts 20,419 common and depositary shares to spouse trust

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CNB Financial Corp. director Francis X. Straub III reported gifting shares to a family trust. On June 5, 2026, he made bona fide gifts of 15,169 shares of CCNE common stock and 5,250 depositary shares, with the Cheryl Straub Trust benefiting his spouse.

The filing also shows 12,081.97 phantom stock units, each economically equivalent to one common share and payable upon termination of service. Each depositary share represents a 1/40th interest in CNB Financial’s 7.125% Series A fixed-rate non-cumulative perpetual preferred stock.

Positive

  • None.

Negative

  • None.
Insider Straub Francis X III
Role null
Type Security Shares Price Value
Gift Common Stock 15,169 $0.00 --
Gift Depositary Shares 5,250 $0.00 --
holding Phantom Stock -- -- --
holding Common Stock -- -- --
holding Depositary Shares -- -- --
Holdings After Transaction: Common Stock — 22,805 shares (Direct, null); Depositary Shares — 5,250 shares (Direct, null); Phantom Stock — 12,081.97 shares (Direct, null); Common Stock — 15,169 shares (Indirect, By spousal trust); Depositary Shares — 5,250 shares (Indirect, By Spousal Trust)
Footnotes (1)
  1. On June 5, 2026, the reporting person contributed 15,169 shares of CCNE common stock to the Cheryl Straub Trust. The beneficiary of the trust is the reporting person's spouse. Each Depositary Share represents a 1/40th interest in a share of the Issuer's 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, no par value per share. Depositary Shares were purchased in an underwritten public offering. Each share of phantom stock is the economic equivalent of one share of common stock. The phantom shares become payable upon termination of service. n/a
Common shares gifted 15,169 shares Bona fide gift on June 5, 2026 to Cheryl Straub Trust
Depositary shares gifted 5,250 shares Bona fide gift on June 5, 2026
Total gifted shares 20,419 shares GiftShares in transaction summary
Phantom stock units 12,081.97 units Each unit economically equivalent to one common share
Preferred dividend rate 7.125% Series A fixed-rate non-cumulative perpetual preferred
Depositary share ratio 1/40th interest Each depositary share equals 1/40th of one preferred share
Phantom Stock financial
"Each share of phantom stock is the economic equivalent of one share of common stock."
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
Depositary Shares financial
"Each Depositary Share represents a 1/40th interest in a share of the Issuer's 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock"
Depositary shares are tradable certificates that represent a fractional piece of a larger security held by a third-party bank, like owning a slice of a single big pie instead of the whole pie. They let companies issue and investors buy smaller, more affordable portions of preferred stock or other instruments; holders usually receive proportional dividends and market pricing similar to ordinary shares, but may have limited voting rights and different liquidity or tax implications, which can affect income and resale value.
bona fide gift financial
"transaction_code_description": "Bona fide gift""
A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.
Non-Cumulative Perpetual Preferred Stock financial
"7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, no par value per share."
Non-cumulative perpetual preferred stock is a type of investment that pays a fixed dividend forever, without a set end date. If the company skips some dividends in a year, you don’t get that money later, and it’s gone forever. It matters because investors get regular income but may miss out if the company faces financial trouble.
economic equivalent financial
"Each share of phantom stock is the economic equivalent of one share of common stock."
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Straub Francis X III

(Last)(First)(Middle)
31 S 2ND STREET

(Street)
CLEARFIELD PENNSYLVANIA 16830

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CNB FINANCIAL CORP/PA [ CCNE ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/05/2026GV15,169D$022,805(1)D
Common Stock15,169(1)IBy spousal trust
Depositary Shares(2)06/05/2026GV5,250D$05,250(1)D
Depositary Shares(2)5,250(1)IBy Spousal Trust
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(3)(4) (4) (4)Common Stock12,081.9712,081.97D
Explanation of Responses:
1. On June 5, 2026, the reporting person contributed 15,169 shares of CCNE common stock to the Cheryl Straub Trust. The beneficiary of the trust is the reporting person's spouse.
2. Each Depositary Share represents a 1/40th interest in a share of the Issuer's 7.125% Series A Fixed-Rate Non-Cumulative Perpetual Preferred Stock, no par value per share. Depositary Shares were purchased in an underwritten public offering.
3. Each share of phantom stock is the economic equivalent of one share of common stock. The phantom shares become payable upon termination of service.
4. n/a
Remarks:
/s/ Jessica A. Zupich, Attorney-in-Fact06/08/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider activity did CNB Financial (CCNE) report for Francis X. Straub III?

CNB Financial director Francis X. Straub III reported bona fide gifts of common and depositary shares. On June 5, 2026, he transferred shares to the Cheryl Straub Trust, a spousal trust, rather than executing open-market stock sales.

How many CNB Financial (CCNE) common shares were gifted in this Form 4?

The Form 4 shows a gift of 15,169 shares of CNB Financial common stock. These shares were contributed to the Cheryl Straub Trust, whose beneficiary is the director’s spouse, reflecting a family estate-planning transfer instead of a market transaction.

What CNB Financial (CCNE) depositary shares were involved in the reported gift?

The filing reports a bona fide gift of 5,250 depositary shares at a stated price of $0.00 per share. Each depositary share represents a 1/40th interest in CNB Financial’s 7.125% Series A fixed-rate non-cumulative perpetual preferred stock.

What is the Cheryl Straub Trust mentioned in the CNB Financial (CCNE) filing?

The Cheryl Straub Trust is a spousal trust benefiting the reporting person’s spouse. On June 5, 2026, 15,169 CCNE common shares were contributed to this trust, and related holdings are now shown as indirectly owned through the spousal trust structure.

What are CNB Financial (CCNE) phantom stock units held by the director?

The director holds 12,081.97 phantom stock units tied to CNB Financial common stock. Each phantom share is economically equivalent to one common share, with the units becoming payable upon termination of service rather than trading on the open market.

How many total CNB Financial (CCNE) shares were transferred as gifts?

The transaction summary shows 20,419 shares transferred as bona fide gifts. This total combines 15,169 common shares and 5,250 depositary shares, all recorded as dispositions by gift rather than purchases or sales for cash consideration.