Welcome to our dedicated page for Cullen Frost Bankers SEC filings (Ticker: CFR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Cullen/Frost Bankers, Inc. filings document the financial reporting, governance and capital structure of a Texas financial holding company whose Frost subsidiary provides banking, investment and insurance services. Form 8-K reports furnish quarterly and annual results, earnings press releases, Regulation FD investor presentations and board-related events.
Proxy and shareholder-vote filings cover director elections, annual meeting matters, executive compensation and governance practices. The company’s Exchange Act records also identify its NYSE-listed common stock and depositary shares representing interests in Series B non-cumulative perpetual preferred stock, along with disclosure topics such as dividends, repurchase authorization, technology strategy and forward-looking risk language for banking operations.
Cullen/Frost Bankers, Inc. Chairman and CEO Phillip D. Green reported a transfer of 912 shares of common stock on 02/10/2026, coded "G" at a reported price of $0 per share. After this transaction, he directly beneficially owns 110,879 common shares.
He also reports indirect ownership of 1,100 shares through his spouse, 373.04 shares through a 401(k) plan, and 38,865 shares held in trusts for his children, where he serves as trustee and his children are beneficiaries.
Cullen/Frost Bankers, Inc. filed an 8-K to furnish an investor presentation dated December 31, 2025, highlighting its Texas-focused banking franchise and long-term performance. The company reported market capitalization of $8.1 billion, total assets of $53.0 billion, total loans of $21.9 billion and total deposits of $42.9 billion.
The presentation emphasizes a relationship-banking model, 32 consecutive years of dividend increases to $3.95 per share in 2025, and diversified revenues, with non-interest income making up 22.4% of total revenue. Management underscores conservative credit culture, strong capital ratios such as a 14.06% Common Equity Tier 1 ratio, and a primarily deposit-funded balance sheet with a 50.3% loan-to-deposit ratio.
Cullen/Frost details an organic expansion strategy across major Texas markets, noting a 51% increase in branches since 2018, expansion loans of $2.4 billion and deposits of $3.0 billion as of December 31, 2025. The bank highlights attractive Texas demographics, technology investments, and a high-quality securities and municipal bond portfolio supporting liquidity and earnings.
Cullen/Frost Bankers, Inc. director Marsha McCombs Shields filed an initial ownership report showing no beneficial ownership of the company’s common stock. The Form 3 indicates she is a director of Cullen/Frost and that she holds 0 shares of common stock directly following the reporting date.
Cullen/Frost Bankers, Inc. executive Annette M. Alonzo, GEVP Chief HR Officer, reported stock transactions in common shares. On February 5, 2026, she acquired 1,638 shares at $0, representing shares earned from performance stock units granted in October 2022 for a three-year performance period ending December 31, 2025.
On the same date, she disposed of 690 shares at $143.6 per share. After these transactions, she directly owned 20,131 common shares, which include 134 shares acquired through the company’s Thrift Stock Plan, and indirectly held 15,800.948 shares through a 401(k) plan.
Cullen/Frost Bankers executive Bobby Berman reported routine stock transactions. On February 5, 2026, he acquired 1,293 shares of common stock at $0, representing shares earned from performance stock units for a three-year period ending December 31, 2025.
On the same date, he disposed of 549 shares at $143.6 per share, leaving 29,150 shares of common stock held directly. He also beneficially owns 19,130.724 shares indirectly through a 401(k) plan.
Cullen/Frost Bankers president Paul Bracher reported stock transactions dated February 5, 2026. He acquired 2,299 shares of common stock at $0, representing shares earned from performance stock units granted on October 25, 2022 for a three-year period ending December 31, 2025. He also sold 940 shares at $143.6 per share. After these transactions, he directly beneficially owned 108,679 shares and indirectly held 51,400.047 shares through a 401(k) plan.
Cullen/Frost Bankers Chairman and CEO Phillip D. Green reported stock transactions dated February 5, 2026. He acquired 9,124 shares of common stock at $0, representing shares earned from performance stock units granted in October 2022 for a three-year performance period ending December 31, 2025. He also sold 3,601 shares of common stock at $143.60 per share. After these transactions, he directly owned 111,791 shares, with additional indirect holdings through trusts for children, his spouse, and a 401(k) plan.
Cullen/Frost Bankers executive Howard L. Kasanoff, GEVP Chief Credit Officer, reported equity award vesting and a stock sale. On February 5, 2026, he acquired 882 shares of common stock at $0, representing performance stock units earned for a three-year period ending December 31, 2025. On the same date, he sold 393 shares at $143.60 per share. After these transactions, he held 4,212 direct shares and 3,608.605 shares indirectly through a 401(k) plan, which includes 102 shares from the company’s Thrift Stock Plan.
Cullen/Frost Bankers executive Coolidge E. Rhodes Jr., Group EVP and General Counsel/Secretary, reported both a stock award and a sale of company shares. On February 5, 2026, he acquired 1,724 shares of common stock at $0, representing shares earned from performance stock units granted on October 25, 2022 for a three-year period ending December 31, 2025, as approved by the Compensation & Benefits Committee.
On the same date, he sold 716 shares of common stock at $143.6 per share. After these transactions, he directly owned 4,610 shares and indirectly held 765.644 shares through a 401(k) plan. His reported holdings also include 302 shares acquired through the Cullen/Frost Bankers, Inc. Thrift Stock Plan.
Cullen/Frost Bankers executive Carol Jean Severyn, GEVP and Chief Risk Officer, reported stock transactions dated February 5, 2026. She acquired 1,681 shares of common stock at $0, representing shares earned from performance stock units for a three-year period ending December 31, 2025. On the same day, she disposed of 700 shares at $143.60 per share. Following these transactions, she directly owned 13,549 common shares and indirectly held 9,224.672 shares through a 401(k) plan.