Every 10-Q that City Holding Co (CHCO) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow CHCO and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full CHCO filings page.
City Holding Company, a community banking organization headquartered in West Virginia, reported Q2 2026 performance with net income available to common shareholders of $33,298 thousand for the quarter and $65,033 thousand for the first six months, compared with $33,387 thousand and $63,729 thousand a year earlier. Basic and diluted EPS were $2.35 for the quarter and $4.55 year-to-date.
Quarterly net interest income was $60,759 thousand, up from $58,924 thousand, as total interest expense declined while interest income was essentially unchanged. The provision for credit losses was $436 thousand versus a recovery of $1,909 thousand in Q2 2025. Non-interest income rose to $20,764 thousand and non-interest expense was $39,767 thousand.
At June 30, 2026, total assets were $6,773,995 thousand, including gross loans of $4,501,774 thousand and investment securities available for sale of $1,476,725 thousand. Deposits totaled $5,340,150 thousand and shareholders’ equity was $808,949 thousand. The allowance for credit losses was $19,839 thousand. Non-accrual loans were $4,882 thousand without an allowance and $5,135 thousand with an allowance, while loans over 90 days past due and still accruing were $82 thousand.
City Holding Company generated net income available to common shareholders of $31.7 million for the quarter ended March 31, 2026, up from $30.3 million a year earlier. Basic and diluted EPS were $2.20, compared with $2.06.
Return on average assets was 1.92%, while return on average equity was 15.6%. Net interest income rose to $59.6 million and the company recorded a $0.6 million provision for credit losses. Total assets reached $6.76 billion, with net loans of $4.48 billion and deposits of $5.34 billion.
Credit quality metrics remained solid with an allowance for credit losses of $19.7 million and limited non-accrual balances. The dividend payout ratio was 39.5%, reflecting both continued earnings generation and ongoing capital returns to shareholders.
City Holding Company (CHCO) reported stronger quarterly results. For the three months ended September 30, 2025, net income was $35.2 million versus $29.8 million a year ago, and diluted EPS rose to $2.41 from $2.02. Net interest income increased to $61.1 million from $55.6 million as interest income grew while interest expense declined year over year. Credit costs supported results, with a $0.5 million recovery of credit losses versus a $1.2 million provision last year.
Total assets were $6.67 billion at September 30, 2025, up from $6.46 billion at December 31, 2024. Gross loans reached $4.41 billion compared with $4.27 billion, and deposits totaled $5.26 billion versus $5.14 billion. Shareholders’ equity rose to $798.9 million from $730.7 million, helped by improved accumulated other comprehensive loss as unrealized losses on available‑for‑sale securities narrowed. The allowance for credit losses stood at $19.7 million, down from $21.9 million, and non‑accrual balances were concentrated in commercial real estate and select residential categories. CHCO had 14,408,651 common shares outstanding as of November 3, 2025.