[144] City Holding Co SEC Filing

Rhea-AI Filing Summary

City Holding Co. (CHCO) – Form 144 insider notice

Insider Michael T. Quinlan Jr. intends to sell up to 1,000 common shares through Charles Schwab on or about 24 Jul 2025. At the reference price in the filing, the shares are worth roughly $131,190. The stock was acquired as restricted stock units that vested on 27 Feb 2025. With 14.48 million shares outstanding, the proposed transaction equals about 0.007 % of total shares, implying minimal dilution or market overhang.

The same insider previously sold 1,400 shares for $162,708 on 1 May 2025. The filer certifies no undisclosed adverse information and compliance with Rule 10b5-1. The notice contains no operating or financial performance data; it is a routine disclosure but does extend a short-term pattern of modest insider dispositions.

Positive

• Sale size is de-minimis at ~0.007 % of shares outstanding, limiting dilution or market impact.
• Compliance with Rule 10b5-1 and timely Form 144 filing indicate sound governance and transparency.

Negative

• Continued insider selling (2,400 shares since May) could be perceived as a mild negative sentiment signal.
• No accompanying business update leaves investors without context on insider rationale or company outlook.

Insights

Securities Analyst

TL;DR: 1,000-share insider sale is immaterial; neutral impact unless selling accelerates.

The planned divestiture represents <0.01 % of CHCO’s float and follows a similarly small sale in May. Such volumes rarely pressure liquidity or signal strategic shifts. Absent additional insider activity, I view the filing as routine and neutral for valuation and earnings expectations. Investors should monitor for any escalation that might imply insider sentiment change.

Corporate Governance Expert

TL;DR: Sale follows Rule 10b5-1 protocol; governance risk remains low.

The Form 144 shows adherence to disclosure requirements and reaffirms the insider’s representation of no undisclosed material facts. Use of a single broker and a small tranche supports orderly trading. Governance red flags typically emerge with larger, clustered sales or absent plans—none are evident here. Overall impact on shareholder oversight is neutral.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	The Charles Schwab Corporation 3000 Schwab Way Westlake TX 76262	1000	131190.00	14482511	07/24/2025	NASDAQ

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	02/27/2025	Restricted Stock Units	Issuer			1000	02/27/2025	N/A

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Quinlan Michael T Jr 25 Gatewater Road Charleston WV 25313	Common	05/01/2025	1400	162708.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

How many CHCO shares does the insider plan to sell?

The Form 144 covers 1,000 common shares valued at about $131,190.

When is the proposed sale date for City Holding (CHCO) shares?

The filing lists an approximate sale date of 24 July 2025.

What percentage of CHCO’s outstanding shares does the sale represent?

Roughly 0.007 % of the 14.48 million shares outstanding.

Has the insider sold CHCO shares recently?

Yes. 1,400 shares were sold on 1 May 2025 for gross proceeds of $162,708.

Does the Form 144 reveal any new financial or operational information about City Holding?

No. The document is limited to insider sale details and contains no earnings or operational data.