City Holding Company (CHCO) shares Q4 2025 earnings news release

Rhea-AI Filing Summary

City Holding Company filed a current report to share that it has released its financial results for the fourth quarter ended December 31, 2025. The company stated that it issued a news release on January 21, 2026 describing its earnings for this period, and that this release is included as Exhibit 99.1 to the report and incorporated by reference. Investors looking for specific revenue, profit, or balance sheet details for the quarter would find them in that accompanying news release rather than in the body of this report.

0000726854false00007268542026-01-212026-01-21

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C., 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): January 21, 2026

CITY HOLDING COMPANY

(Exact Name of Registrant as Specified in its Charter)

Commission File Number: 0-11733

West Virginia			55-0619957
(State or Other Jurisdiction of			(I.R.S. Employer
Incorporation or Organization)			Identification No.)

25 Gatewater Road, Cross Lanes, West Virginia 25313

(Address of Principal Executive Offices, Including Zip Code)

304-769-1100

(Registrant’s Telephone Number, Including Area Code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b))
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Common Stock $2.50 Par Value

CHCO

NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company			☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

-1-

Section 2 - Financial Information

Item 2.02 Results of Operations and Financial Condition.

On January 21, 2026, City Holding Company ("the Company") issued a news release, attached as Exhibit 99.1, announcing the Company's earnings results for the fourth quarter ended December 31, 2025. Furnished as Exhibit 99.1 and incorporated herein by reference is the news release issued by the Company.

Section 9 - Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits.

(c) Exhibits

99.1 News Release issued January 21, 2026

Signatures

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the Undersigned hereunto duly authorized.

Dated: January 21, 2026			City Holding Company
By:			/s/ David L. Bumgarner
			David L. Bumgarner
			Executive Vice President & Chief Financial Officer

-2-

FAQ

What did City Holding Company (CHCO) disclose in this 8-K?

City Holding Company disclosed that it issued a news release announcing its earnings results for the fourth quarter ended December 31, 2025, which is attached as Exhibit 99.1.

Which period do the latest City Holding Company (CHCO) earnings cover?

The earnings discussed in this report cover the fourth quarter ended December 31, 2025.

Where can investors find the detailed Q4 2025 results for City Holding Company (CHCO)?

Detailed Q4 2025 results are contained in the news release furnished as Exhibit 99.1, which is incorporated by reference in the report.

What SEC item does City Holding Company (CHCO) use to report these earnings?

The company used Item 2.02, Results of Operations and Financial Condition, to report that it issued the Q4 2025 earnings news release.

Who signed the City Holding Company (CHCO) 8-K related to Q4 2025 earnings?

The report was signed on behalf of City Holding Company by David L. Bumgarner, Executive Vice President & Chief Financial Officer, dated January 21, 2026.

Does this City Holding Company (CHCO) filing include financial statements?

The filing lists Exhibit 99.1, a news release with earnings results, under the financial statements and exhibits section; detailed financial data are provided in that exhibit.