[Form 4] City Holding Co Insider Trading Activity

Rhea-AI Filing Summary

EVP-Retail Banking Michael T. Quinlan Jr. filed a Form 4 reporting the sale of 1,000 City Holding Co. (CHCO) common shares on 07/24/2025 at an average price of $131.115, generating roughly $131k in proceeds.

Following the transaction, Quinlan directly owns 1,830 shares. He also holds 2,313.0052 shares through the company 401(k) Plan and 2,385 unvested restricted-stock units (RSUs) spread across five annual grants. These RSUs convert 1-for-1 into common stock and vest in equal tranches between 2022 and 2028, indicating continued long-term equity exposure.

The 1k-share disposition represents a small fraction of the insider’s total economic interest (≈6.5k shares/units) and does not by itself signal a material change in ownership control.

Insights

Financial Analyst

TL;DR: Small insider sale; ownership remains substantial—impact appears minimal.

The $131k sale equals roughly 0.4% of CHCO’s average daily trading value and leaves the EVP with ~6,528 shares/units. Insider liquidity events of this scale rarely alter corporate governance dynamics or market sentiment, especially when substantial RSUs remain unvested, aligning management with shareholder value creation. No derivative exercises occurred, and vesting schedules are unaltered. I rate the filing as neutral for investors.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Quinlan Michael T Jr

(Last) (First) (Middle)

25 GATEWATER ROAD

(Street)

CROSS LANES WV 25313

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
CITY HOLDING CO [ CHCO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Retail Banking

3. Date of Earliest Transaction (Month/Day/Year)
07/24/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/24/2025		S		1,000	D	$131.115	1,830	D
Common Stock								2,313.0052(1)	I	by 401(k) Plan and Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	$0(2)							(3)	(3)	Common Stock	145		145	D
Restricted Stock Unit	(2)							(4)	(4)	Common Stock	340		340	D
Restricted Stock Unit	(2)							(5)	(5)	Common Stock	605		605	D
Restricted Stock Unit	(2)							(6)	(6)	Common Stock	696		696	D
Restricted Stock Unit	(2)							(7)	(7)	Common Stock	599		599	D

Explanation of Responses:

1. Includes shares acquired pursuant to the Company's 401(k) Plan & Trust during the fiscal year in transactions exempt from 16b under old Rule 16a8(b). Share totals are reported as of the 12/31/2024 plan valuation date.

2. Each restricted stock unit represents the right to receive, at settlement, one share of common stock.

3. One-third of these restricted stock units are scheduled to vest on each of February 24, 2022; February 24, 2023; and February 24, 2024.

4. One-third of these restricted stock units are scheduled to vest on each of February 23, 2023; February 23, 2024; and February 23, 2025.

5. One-third of these restricted stock units are scheduled to vest on each of February 22, 2024; February 22, 2025; and February 22, 2026.

6. One-third of these restricted stock units are scheduled to vest on each of February 23, 2025; February 23, 2026; and February 23, 2027.

7. One-third of these restricted stock units are scheduled to vest on each of March 21, 2026; March 21, 2027; and March 21, 2028

Remarks:

	Victoria A. Faw, attorney-in-fact	07/25/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How many CHCO shares did EVP Michael T. Quinlan Jr. sell?

He sold 1,000 shares of City Holding Co. common stock.

At what price were the shares sold?

The reported sale price was $131.115 per share.

What is Quinlan’s direct share ownership after the sale?

He now directly owns 1,830 CHCO shares.

How many CHCO shares does the insider hold through the 401(k) Plan?

The filing lists 2,313.0052 shares held in the company’s 401(k) Plan & Trust.

What is the total number of unvested RSUs owned by the insider?

He has 2,385 unvested restricted-stock units that convert 1-for-1 into common shares.

Do the RSUs have specific vesting dates?

Yes. Each grant vests in three annual tranches between 2022 and 2028, as detailed in the filing.