Chime Financial (CHYM) insider Form 4 shows RSU tax withholding

Chime Financial, Inc. (CHYM) reported insider equity activity by a co-founder who is both a director and officer.

Rhea-AI Filing Summary

Chime Financial, Inc. (CHYM) reported insider equity activity by a co-founder who is both a director and officer. On 11/20/2025, 4,175 shares of Class A common stock were withheld at a price of $18.43 to cover tax obligations related to restricted stock units, which did not involve an open-market sale by the insider. On 11/21/2025, 22,475 shares of Class A common stock were moved out of the insider’s direct holdings at $0 and the same number of common shares were recorded as indirectly owned through the King Family Trust, where the insider serves as attorney-in-fact. Following these transactions, the insider directly held 151,667 shares and indirectly held 22,475 shares.

Insider Trade Summary

44,950 shares gifted

Gift 3 txns

Insider King Ryan A

Role Co-Founder

Type	Security	Shares	Price	Value
Gift	Class A Common Stock	22,475	$0.00	$0.00
Gift	Common Stock	22,475	$0.00	$0.00
Exercise Price or Tax Liability	Class A Common Stock	4,175	$18.43	$77K

Holdings After Transaction: Class A Common Stock — 151,667 shares (Direct); Common Stock — 22,475 shares (Indirect, See footnote)

Footnotes (2)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units and does not represent a sale by the Reporting Person.
2. F2. The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.

FAQ

What insider transaction did Chime Financial (CHYM) report in this Form 4?

The filing reports that a Chime Financial co-founder, who is both a director and officer, had shares withheld for taxes on restricted stock units and reclassified a block of shares from direct ownership to indirect ownership via a family trust.

How many Chime Financial (CHYM) shares were withheld for taxes?

4,175 shares of Class A common stock were withheld by Chime Financial on 11/20/2025 at a price of $18.43 per share to satisfy tax withholding obligations tied to restricted stock units.

Did the Chime Financial insider sell shares in the market?

The filing states that the 4,175 shares reported on 11/20/2025 were withheld by the company to meet tax obligations for restricted stock units and do not represent a market sale by the reporting person.

What happened with the 22,475 Chime Financial (CHYM) shares on 11/21/2025?

On 11/21/2025, 22,475 shares of Class A common stock moved from the insider’s direct holdings at a reported price of $0, and 22,475 common shares were recorded as indirectly owned through the King Family Trust.

Who holds the indirectly owned Chime Financial shares?

The 22,475 indirectly owned shares are held by the King Family Trust, for which the reporting person serves as attorney-in-fact, according to the explanation of responses.

How many Chime Financial shares does the insider own after these transactions?

After the reported transactions, the insider directly owned 151,667 shares of Class A common stock and indirectly owned 22,475 shares of common stock through the King Family Trust.

What is the reporting person’s role at Chime Financial (CHYM)?

The reporting person is identified as a Director and an Officer of Chime Financial, with the title of Co-Founder.

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Accepted by SEC EDGAR 11/21/2025 - 05:29 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

King Ryan A

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Co-Founder

3. Date of Earliest Transaction (Month/Day/Year)
11/20/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/20/2025		F		4,175(1)	D	$18.43	174,142	D
Class A Common Stock	11/21/2025		G		22,475	D	$0	151,667	D
Common Stock	11/21/2025		G		22,475	A	$0	22,475	I	See footnote(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units and does not represent a sale by the Reporting Person.

2. The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.

Remarks:

	/s/ Theresa Bloom, by power of attorney	11/21/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.