Chime Financial (CHYM) CEO logs stock gifts and RSU tax withholding in Form 4

Filing Impact

(High)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Chime Financial, Inc. director and Chief Executive Officer Christopher R. Britt reported non-market transfers of Class A Common Stock. On May 18, 2026, he made two bona fide gifts of 14,372 shares each, one from indirect holdings and one from direct holdings. After these gifts, indirect holdings were 67,157 shares and direct holdings were 258,959 shares. On May 15, 2026, 9,170 shares were withheld at $17.88 per share to satisfy tax obligations upon RSU net settlement, which the company states does not represent a sale by the reporting person.

Insider Trade Summary

28,744 shares gifted

Mixed 3 txns

Insider Britt Christopher R

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Gift	Class A Common Stock	14,372	$0.00	--
Gift	Class A Common Stock	14,372	$0.00	--
Tax Withholding	Class A Common Stock	9,170	$17.88	$164K

Holdings After Transaction: Class A Common Stock — 258,959 shares (Direct, null); Class A Common Stock — 67,157 shares (Indirect, See footnote)

Footnotes (1)

Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Key Figures

Gifted shares (direct): 14,372 shares Gifted shares (indirect): 14,372 shares Tax-withheld shares: 9,170 shares +4 more

7 metrics

Gifted shares (direct) 14,372 shares Bona fide gift of Class A Common Stock on May 18, 2026

Gifted shares (indirect) 14,372 shares Bona fide gift from indirect holdings on May 18, 2026

Tax-withheld shares 9,170 shares Shares withheld to satisfy RSU tax obligations at $17.88 per share

Direct holdings after transactions 258,959 shares Class A Common Stock held directly after reported events

Indirect holdings after transactions 67,157 shares Class A Common Stock held indirectly via Britt Living Trust

RSU tax price $17.88 per share Value used for RSU-related tax withholding transaction

Total gifted shares 28,744 shares Sum of two G-coded bona fide gift transactions

Key Terms

Class A Common Stock, bona fide gift, restricted stock units ("RSUs"), tax withholding and remittance obligations, +1 more

5 terms

Class A Common Stock financial

"security_title: "Class A Common Stock""

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

bona fide gift financial

"transaction_code_description: "Bona fide gift""

A bona fide gift is a genuine, voluntary transfer of money, property, or benefits from one party to another made without expectation of repayment, services, or hidden conditions. Investors care because such gifts can affect company disclosures, related‑party transaction rules, tax treatment, and perceived conflicts of interest; think of it like someone giving you a present with no strings attached — but on a corporate scale, auditors and regulators need to verify it really is unconditional.

restricted stock units ("RSUs") financial

"in connection with the net settlement of restricted stock units ("RSUs")"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

tax withholding and remittance obligations financial

"withheld by the Issuer to satisfy its tax withholding and remittance obligations"

Britt Living Trust financial

"The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee."

Form 4 Insider Transactions: What Each Field Means →

05/18/2026 - 06:47 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last)

(First)

(Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO

CALIFORNIA

94111

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Class A Common Stock	05/15/2026		F		9,170⁽¹⁾	D	$17.88	273,331⁽²⁾	D
Class A Common Stock	05/18/2026		G		14,372	D	$0	258,959⁽²⁾	D
Class A Common Stock	05/18/2026		G		14,372	A	$0	67,157	I	See footnote⁽³⁾

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did Chime Financial (CHYM) report for Christopher R. Britt?

Chime Financial reported that Christopher R. Britt made two bona fide gifts of 14,372 Class A Common shares each and had 9,170 shares withheld for taxes. The filing clarifies these were gifts and tax-withholding events, not open-market stock sales.

How many Chime Financial (CHYM) shares were gifted by CEO Christopher R. Britt?

Christopher R. Britt reported gifting a total of 28,744 Class A Common shares, split into two equal transfers of 14,372 shares on May 18, 2026. One transfer came from indirect holdings and one from direct holdings, both classified as bona fide gifts.

How many Chime Financial (CHYM) shares does Christopher R. Britt hold after these transactions?

After the reported transactions, Christopher R. Britt directly held 258,959 Class A Common shares and indirectly held 67,157 shares. The indirect position is held through the Britt Living Trust, where he serves as trustee, according to the footnote disclosure.

Was the Chime Financial (CHYM) Form 4 a sign of CEO selling shares on the market?

The Form 4 does not show any open-market sales. It reports bona fide gifts and 9,170 shares withheld at $17.88 per share to cover tax obligations on RSU settlement, which the company states does not represent a sale by Christopher R. Britt.

What does the tax withholding transaction in the Chime Financial (CHYM) Form 4 represent?

The 9,170-share F-coded transaction at $17.88 per share represents shares withheld by Chime Financial to satisfy tax withholding and remittance obligations on vested RSUs. The footnote specifies this is not a sale by the reporting person.