Chime President reports RSU tax share withholding

Chime Financial, Inc. President Mark T. Troughton reported a routine tax-related share disposition.

Rhea-AI Filing Summary

Chime Financial, Inc. President Mark T. Troughton reported a routine tax-related share disposition. On the transaction date, 26,069 shares of Class A Common Stock were withheld by the company at a price of $17.88 per share to satisfy tax obligations tied to net settlement of restricted stock units, and this did not involve an open-market sale by him. After this withholding, he directly beneficially owned 2,860,037 shares of Class A Common Stock.

Insider Trade Summary

Exercise Price or Tax Liability: 26,069 shares

Exercise Price or Tax Liability 1 txn

Insider Troughton Mark T

Role President

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Class A Common Stock	26,069	$17.88	$466K

Holdings After Transaction: Class A Common Stock — 2,860,037 shares (Direct)

Footnotes (2)

1. F1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.
2. F2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Key Figures

Shares withheld for taxes: 26,069 shares Withholding price per share: $17.88 per share Shares held after transaction: 2,860,037 shares

3 metrics

Shares withheld for taxes 26,069 shares Withheld to satisfy RSU-related tax obligations

Withholding price per share $17.88 per share Value used for RSU tax-withholding disposition

Shares held after transaction 2,860,037 shares Directly owned Class A Common Stock after withholding

Key Terms

restricted stock units ("RSUs"), net settlement, tax withholding, beneficially owned

4 terms

restricted stock units ("RSUs") financial

"Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share..."

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

net settlement financial

"tax withholding and remittance obligations in connection with the net settlement of restricted stock units..."

tax withholding financial

"withheld by the Issuer to satisfy its tax withholding and remittance obligations..."

Tax withholding is the practice of taking a portion of a payment—such as wages, dividends, or sale proceeds—before it reaches the recipient and sending that portion to the tax authority as an advance on the recipient’s eventual tax bill. For investors it matters because withholding reduces immediate cash received and affects after‑tax returns, estimated tax payments, and whether you may owe more or receive a refund when taxes are finally calculated, like having a small automatic savings set aside for your tax bill.

beneficially owned financial

"total_shares_following_transaction": "2860037.0000""

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Chime Financial (CHYM) President Mark T. Troughton report?

Mark T. Troughton reported a tax-related share disposition, where 26,069 shares were withheld by Chime Financial to cover tax obligations from restricted stock unit settlement, rather than an open-market sale, leaving him with 2,860,037 directly held shares.

Did Mark T. Troughton sell Chime Financial (CHYM) shares on the open market?

No, the 26,069 Chime Financial shares were withheld by the company to satisfy tax withholding and remittance obligations for vested restricted stock units, as noted in the footnote, and did not represent an open-market sale by Mark T. Troughton.

How many Chime Financial (CHYM) shares were involved in the tax withholding event?

The filing shows 26,069 shares of Chime Financial Class A Common Stock were withheld at $17.88 per share to cover tax obligations related to restricted stock units, a standard mechanism rather than a discretionary market trade.

What are Mark T. Troughton’s Chime Financial (CHYM) holdings after this Form 4 transaction?

Following the tax-withholding transaction, Mark T. Troughton directly beneficially owned 2,860,037 shares of Chime Financial Class A Common Stock, according to the Form 4, reflecting his remaining equity stake after the RSU-related share withholding.

What role did restricted stock units (RSUs) play in this Chime Financial (CHYM) Form 4?

The Form 4 explains that certain securities are RSUs, each representing a right to receive one share of Class A Common Stock, and the 26,069 withheld shares covered tax obligations arising from the net settlement of these RSUs at vesting.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/18/2026 - 06:45 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Troughton Mark T

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CALIFORNIA 94111

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/15/2026		F		26,069(1)	D	$17.88	2,860,037(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

Remarks:

	/s/ Theresa Bloom, by power of attorney	05/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)