Chime Financial (NYSE: CHYM) GC sells shares and exercises options

Rhea-AI Filing Summary

Chime Financial, Inc.’s General Counsel Adam B. Frankel reported an option exercise and share sale. On 01/08/2026, he exercised 9,349 employee stock options at $16.56 per share, converting them into Class A Common Stock. That same day, he sold 4,382 Class A shares at a weighted average price of $27.2869 per share under a pre-arranged Rule 10b5-1 trading plan adopted on September 8, 2025.

After these transactions, he directly held 218,849 shares of Class A Common Stock and 274,067 employee stock options. Footnotes note that some holdings are in the form of RSUs, each representing a right to receive one share upon vesting, and that prior to this report he transferred shares, RSUs, and options to a former spouse under a domestic relations order, which he no longer reports as beneficially owned.

Insider Trade Summary

Net Seller: 4,382 shares ($119,571)

Net Sell 3 txns

Insider FRANKEL ADAM B

Role General Counsel

Sold 4,382 shs ($120K)

Type	Security	Shares	Price	Value
Exercise	Employee Stock Option (Right to buy)	9,349	$16.56	$155K
Sale	Class A Common Stock	4,382	$27.2869	$120K
Exercise	Class A Common Stock	9,349	$16.56	$155K

Holdings After Transaction: Employee Stock Option (Right to buy) — 274,067 shares (Direct); Class A Common Stock — 209,500 shares (Direct)

Footnotes (1)

1. This sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan, adopted September 8, 2025. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $26.99 to $27.68 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU. Since the date of the Reporting Person's last ownership report, he transferred 15,269 shares of the Issuer's Class A Common Stock, RSUs representing a contingent right to receive 23,265 shares of the Issuer's Class A Common Stock and stock options to purchase an aggregate of 113,880 shares of the Issuer's Class A Common Stock to his former spouse pursuant to a domestic relations order. The Reporting Person no longer reports as beneficially owned any securities owned by his former spouse. 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FRANKEL ADAM B

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
01/08/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/08/2026		S(1)		4,382	D	$27.2869(2)	209,500(3)(4)	D
Class A Common Stock	01/08/2026		M		9,349	A	$16.56	218,849(3)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to buy)	$16.56	01/08/2026		M			9,349	(5)	08/31/2033	Class A Common Stock	9,349	$16.56	274,067	D

Explanation of Responses:

1. This sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan, adopted September 8, 2025.

2. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $26.99 to $27.68 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote.

3. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

4. Since the date of the Reporting Person's last ownership report, he transferred 15,269 shares of the Issuer's Class A Common Stock, RSUs representing a contingent right to receive 23,265 shares of the Issuer's Class A Common Stock and stock options to purchase an aggregate of 113,880 shares of the Issuer's Class A Common Stock to his former spouse pursuant to a domestic relations order. The Reporting Person no longer reports as beneficially owned any securities owned by his former spouse.

5. 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Remarks:

	/s/ Theresa Bloom, by power of attorney	01/09/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider activity did Chime Financial (CHYM) report for Adam B. Frankel?

The General Counsel, Adam B. Frankel, reported exercising 9,349 employee stock options at $16.56 per share and selling 4,382 shares of Class A Common Stock at a weighted average price of $27.2869 on 01/08/2026.

How many Chime Financial (CHYM) shares does Adam B. Frankel hold after this Form 4?

Following the reported transactions, Adam B. Frankel directly held 218,849 shares of Chime Financial’s Class A Common Stock and 274,067 employee stock options.

Was the Chime Financial (CHYM) share sale by Adam B. Frankel under a Rule 10b5-1 plan?

Yes. The sale of 4,382 shares was effected pursuant to a Rule 10b5-1 trading plan that was adopted on September 8, 2025.

What prices were involved in Adam B. Frankel’s Chime Financial (CHYM) transactions?

He exercised options at an exercise price of $16.56 per share and sold 4,382 shares at a weighted average sale price of $27.2869 per share, with individual sale prices ranging from $26.99 to $27.68.

How do RSUs factor into Adam B. Frankel’s Chime Financial (CHYM) holdings?

Certain reported securities are RSUs, each representing a contingent right to receive one share of Class A Common Stock, subject to vesting schedules and conditions.

What change occurred in Adam B. Frankel’s reported ownership due to a domestic relations order?

Since his last ownership report, he transferred 15,269 shares, RSUs representing 23,265 shares, and options for 113,880 shares to his former spouse under a domestic relations order, and he no longer reports securities owned by his former spouse as beneficially owned.