Chime Financial (CHYM) president receives new RSU and option grants

Rhea-AI Filing Summary

Chime Financial, Inc. reported that President Mark T. Troughton received equity compensation grants. He was awarded an employee stock option for 412,758 shares of Class A Common Stock at an exercise price of $21.6200 per share, expiring on March 11, 2036.

He also received 206,379 shares of Class A Common Stock as a grant, bringing his direct holdings to 2,886,106 shares. Footnotes state that certain awards are restricted stock units, with RSUs vesting quarterly starting on May 15, 2026 and option shares vesting monthly starting on March 15, 2026, contingent on continued service.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Troughton Mark T

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	President

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/12/2026		A		206,379(1)	A	$0	2,886,106(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to buy)	$21.62	03/12/2026		A		412,758		(3)	03/11/2036	Class A Common Stock	412,758	$0	412,758	D

Explanation of Responses:

1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on May 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. 1/48th of the shares subject to the option will vest on March 15, 2026 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Remarks:

	/s/ Theresa Bloom, by power of attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transactions did Chime Financial (CHYM) report for its president?

Chime Financial reported that President Mark T. Troughton received new equity awards. He was granted 412,758 employee stock options and 206,379 shares of Class A Common Stock as compensation, increasing his direct share ownership to 2,886,106 shares after the grant.

Were the recent Chime Financial (CHYM) insider transactions open-market buys or sales?

The reported transactions are compensation-related grants, not open-market trades. Both the 412,758 stock options and 206,379 Class A Common Stock shares were acquired at a transaction price of $0.0000 per share, reflecting awards rather than purchases or sales in the market.

What are the key terms of Mark T. Troughton’s stock option grant at Chime Financial (CHYM)?

The president received options for 412,758 shares of Class A Common Stock at an exercise price of $21.6200 per share, expiring on March 11, 2036. According to footnotes, one-forty-eighth of these option shares vest on March 15, 2026, then monthly thereafter.

How do the restricted stock units (RSUs) granted by Chime Financial (CHYM) vest?

Footnotes state that certain granted securities are RSUs, each representing one Class A share. One-sixteenth of the RSUs vests on May 15, 2026 and then quarterly, subject to Mark T. Troughton continuing as a service provider through each vesting date and meeting any conditions.

How many Chime Financial (CHYM) shares does the president hold after these grants?

Following the grant of 206,379 shares of Class A Common Stock, Mark T. Troughton directly holds 2,886,106 shares. This figure represents his direct non-derivative ownership reported after the compensation award and excludes any future shares that may vest from RSUs or options.