Chime Financial (CHYM) CFO receives major stock and option awards

Rhea-AI Filing Summary

Chime Financial, Inc. reported that Chief Financial Officer Matthew S. Newcomb received new equity compensation. He was granted an employee stock option covering 281,426 shares of Class A Common Stock at an exercise price of $21.62 per share, expiring on March 11, 2036. He also received 140,713 restricted stock units, each representing one share of Class A Common Stock, which begin vesting on May 15, 2026 and then quarterly, subject to his continued service. Following these awards, he directly holds 514,310 shares of Class A Common Stock, and 2,263,321 additional shares are held indirectly through the 2019 Newcomb Fox Family Trust, for which he and his spouse serve as trustees.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Newcomb Matthew S

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/12/2026		A		140,713(1)	A	$0	514,310(2)	D
Class A Common Stock								2,263,321(2)	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to buy)	$21.62	03/12/2026		A		281,426		(4)	03/11/2036	Class A Common Stock	281,426	$0	281,426	D

Explanation of Responses:

1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on May 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. These shares are held by 2019 Newcomb Fox Family Trust, for which the Reporting Person and his spouse serve as trustees.

4. 1/48th of the shares subject to the option will vest on March 15, 2026 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Remarks:

	/s/ Theresa Bloom, by power of attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What equity awards did Chime (CHYM) CFO Matthew Newcomb receive?

Chime’s CFO Matthew Newcomb received an option to buy 281,426 Class A shares at $21.62 and 140,713 restricted stock units. These RSUs each represent one share of Class A Common Stock, subject to specified vesting schedules and his continued service with the company.

How do the new RSUs for Chime (CHYM) CFO vest?

The 140,713 RSUs for Chime’s CFO vest over time. One-sixteenth vests on May 15, 2026, with additional portions vesting quarterly thereafter. Vesting is contingent on Matthew Newcomb continuing as a service provider through each scheduled vesting date under the award terms.

What are the terms of the Chime (CHYM) CFO stock option grant?

The stock option covers 281,426 Class A shares at an exercise price of $21.62 per share and expires on March 11, 2036. One-forty-eighth of the option vests on March 15, 2026, with additional monthly vesting, conditioned on his continued service.

How many Chime (CHYM) shares does the CFO hold directly and indirectly?

After these awards, the CFO directly holds 514,310 Class A shares. An additional 2,263,321 shares are held indirectly by the 2019 Newcomb Fox Family Trust, for which he and his spouse serve as trustees, giving them authority over those trust-held shares.

Are the new Chime (CHYM) CFO awards open-market purchases or compensation grants?

The reported transactions are compensation-related grants, not open-market purchases. Both the option and 140,713 RSUs were acquired under award arrangements, with no purchase price paid per share, and vesting is tied to Matthew Newcomb’s continued service at Chime Financial.