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Chime Financial (CHYM) director Susan Decker awarded 10,753 RSUs, now holds direct and indirect shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

DECKER SUSAN L reported acquisition or exercise transactions in this Form 4 filing.

Chime Financial, Inc. director Susan L. Decker received a grant of 10,753 restricted stock units (RSUs) of Class A Common Stock. The RSUs were awarded at a price of $0.00 per share as equity compensation.

Each RSU represents a right to receive one share of Class A Common Stock, vesting 100% on the earlier of June 2, 2027 or the day immediately before Chime Financial’s next annual meeting, as long as she continues as a service provider. Following the award, Decker directly holds 25,048 shares, and an additional 57,000 shares are held indirectly through SJCE Family LP, where she serves as general partner.

Positive

  • None.

Negative

  • None.
Insider DECKER SUSAN L
Role null
Type Security Shares Price Value
Grant/Award Class A Common Stock 10,753 $0.00 --
holding Class A Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 25,048 shares (Direct, null); Class A Common Stock — 57,000 shares (Indirect, See footnote)
Footnotes (1)
  1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. 100% of the RSUs shall vest on the earlier of (i) June 2, 2027 or (ii) the day immediately before the date of the Issuer's next annual meeting, subject to the Reporting Person continuing as a service provider through each such date. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU. These securities are held by SJCE Family LP, for which the Reporting Person serves as general partner.
RSU grant size 10,753 RSUs Equity award on June 2, 2026
RSU grant price $0.00 per share Compensation award, not open-market purchase
Direct holdings after grant 25,048 shares Class A Common Stock held directly by Susan Decker
Indirect holdings 57,000 shares Held by SJCE Family LP, where Decker is general partner
RSU vesting date June 2, 2027 Or the day before the next annual meeting, whichever is earlier
restricted stock units ("RSUs") financial
"These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share"
Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.
Class A Common Stock financial
"Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock."
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
annual meeting financial
"100% of the RSUs shall vest on the earlier of (i) June 2, 2027 or (ii) the day immediately before the date of the Issuer's next annual meeting"
A company's annual meeting is a yearly gathering where owners (shareholders) and the board review performance, ask questions, and vote on key matters like electing directors, approving auditor choices, and sometimes setting pay or dividend policies. For investors it matters because decisions made and votes cast can change who runs the company, influence strategy and payouts, and affect the value or direction of their investment—similar to a homeowners’ meeting where rules and leaders that shape your property’s value are decided.
service provider financial
"subject to the Reporting Person continuing as a service provider through each such date."
general partner financial
"These securities are held by SJCE Family LP, for which the Reporting Person serves as general partner."
A general partner is the person or firm that runs an investment partnership and legally represents it — they make the day-to-day decisions, choose which assets to buy or sell, and are responsible for the partnership’s obligations. Investors care because the general partner’s judgment, risk-taking and fee and profit-sharing arrangements determine both the potential returns and the level of exposure to losses; think of the GP as the ship’s captain whose skill and honesty shape the voyage’s outcome.
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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
DECKER SUSAN L
(Last)(First)(Middle)
C/O CHIME FINANCIAL, INC.
101 CALIFORNIA STREET, SUITE 500
(Street)
SAN FRANCISCO CALIFORNIA 94111
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/02/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/02/2026A10,753(1)A$025,048(2)D
Class A Common Stock57,000ISee footnote(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. 100% of the RSUs shall vest on the earlier of (i) June 2, 2027 or (ii) the day immediately before the date of the Issuer's next annual meeting, subject to the Reporting Person continuing as a service provider through each such date.
2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
3. These securities are held by SJCE Family LP, for which the Reporting Person serves as general partner.
Remarks:
/s/ Theresa Bloom, by power of attorney06/04/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did Chime Financial (CHYM) director Susan Decker receive in this Form 4?

Susan Decker received 10,753 restricted stock units (RSUs) of Chime Financial Class A Common Stock as equity compensation. Each RSU converts into one share if vesting conditions are met, increasing her potential ownership stake over time.

When do Susan Decker’s new RSUs in Chime Financial (CHYM) vest?

The 10,753 RSUs vest 100% on the earlier of June 2, 2027, or the day immediately before Chime Financial’s next annual meeting. Vesting requires Decker to continue as a service provider through the applicable vesting date.

How many Chime Financial (CHYM) shares does Susan Decker hold after this Form 4?

After the grant, Susan Decker directly holds 25,048 shares of Chime Financial Class A Common Stock. Additionally, 57,000 shares are held indirectly through SJCE Family LP, where she serves as general partner, reflecting combined exposure.

Are Susan Decker’s new Chime Financial (CHYM) shares an open-market purchase?

No, the 10,753 shares are restricted stock units granted at $0.00 per share as compensation, not an open-market purchase. They convert into shares only upon vesting, according to the specified service-based conditions.

What is the role of SJCE Family LP in Susan Decker’s Chime Financial (CHYM) holdings?

SJCE Family LP holds 57,000 shares of Chime Financial Class A Common Stock indirectly associated with Susan Decker. She serves as general partner of this limited partnership, which is disclosed as the holding entity for those shares.