Chime (CHYM) co-founder Ryan King reports stock gifts and tax withholding

Rhea-AI Filing Summary

Chime Financial, Inc. director and co-founder Ryan A. King reported share disposals mainly as gifts and tax withholding events. On February 18, 2026, he made a bona fide gift of 7,147 Class A shares held directly and another 7,147 shares held indirectly through the King Family Trust.

On February 17, 2026, 4,519 Class A shares were withheld by Chime at a value of 19.6900 per share to satisfy tax obligations from restricted stock unit settlements, which the filing states does not represent a sale by King.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

King Ryan A

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Co-Founder

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/17/2026		F		4,519(1)	D	$19.69	147,148(2)	D
Class A Common Stock	02/18/2026		G		7,147	D	$0	140,001(2)	D
Class A Common Stock	02/18/2026		G		7,147	A	$0	29,622	I	See footnote(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares that have been withheld by the Issuer to satisfy its tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") and does not represent a sale by the Reporting Person.

2. Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.

3. The shares are held by the King Family Trust, for which the Reporting Person serves as trustee.

Remarks:

	/s/ Theresa Bloom, by power of attorney	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Chime (CHYM) co-founder Ryan King report?

Ryan King reported three disposals: two bona fide gifts of 7,147 Class A shares each on February 18, 2026, and 4,519 shares withheld on February 17, 2026 to satisfy tax obligations related to restricted stock unit settlements.

Were any of Ryan King’s Chime (CHYM) transactions open-market sales?

The filing states no open-market sales occurred. One transaction involved 4,519 shares withheld by Chime to cover tax obligations from restricted stock unit settlements, which is explicitly described as not representing a sale by Ryan King.

How many Chime (CHYM) shares did Ryan King gift in this Form 4?

Ryan King reported two bona fide gifts on February 18, 2026, each for 7,147 shares of Chime Class A Common Stock, totaling 14,294 gifted shares, including shares held directly and shares held indirectly through the King Family Trust.

What role does the King Family Trust play in Chime (CHYM) share holdings?

Part of Ryan King’s holdings are held indirectly through the King Family Trust. The filing notes that the trust holds certain Chime Class A shares and that Ryan King serves as trustee, and one 7,147-share gift transaction relates to this trust-held position.

Why were 4,519 Chime (CHYM) shares disposed of at $19.6900 per share?

The 4,519 shares at $19.6900 per share were withheld by Chime to satisfy tax withholding and remittance obligations arising from net settlement of restricted stock units, according to the filing, and are not characterized as a sale executed by Ryan King.

What type of securities were involved in Ryan King’s Chime (CHYM) Form 4?

All reported transactions involve Chime’s Class A Common Stock. Footnotes also explain that certain related securities are restricted stock units, with each RSU representing a contingent right to receive one share of Class A Common Stock upon vesting conditions.