CHIME FINANCIAL, INC. Schedule 13G/A: Menlo-related reporting persons report aggregate beneficial ownership of 17,442,713 shares of Class A common stock, representing 4.98% of the outstanding Class A as of March 31, 2026. The percentage is calculated using 350,471,830 shares outstanding disclosed in the company's Form 10-Q filed May 7, 2026. The filing lists individual holdings including Menlo XIV 6,865,680 and Menlo Inflection I 9,650,310 and discloses shared voting and dispositive powers through affiliated general partners. The report is signed by Venky Ganesan on behalf of the general partner entities.
Positive
None.
Negative
None.
Insights
Menlo-affiliated funds report a sub-5% passive holding in CHIME Financial.
Schedule 13G/A lists aggregate beneficial ownership of 17,442,713 shares or 4.98% of Class A common stock as of March 31, 2026, based on 350,471,830 shares outstanding. Several affiliated entities hold shares directly, while general partner entities claim shared voting and dispositive power.
Because the holding is below 5% and reported on a 13G/A, it is presented as a passive investment; cash-flow treatment and sale intentions are not disclosed in the excerpt. Subsequent filings would show any change in stake or voting arrangements.
Aggregate stake is visible but not controlling; disclosures clarify allocation across funds and GP control.
The filing itemizes holdings by entity (for example, Menlo XIV 6,865,680 and Menlo Inflection I 9,650,310) and states shared voting/dispositive power via MV Management XIV, L.L.C., MSOP GP, and MSOP GP II. The report incorporates row data as of March 31, 2026.
Key items to watch in future filings are any Form 13D or Form 4 submissions indicating a change in intent or active trading, and updated outstanding share counts that would affect the reported 4.98% stake.
Key Figures
Aggregate beneficial ownership:17,442,713 sharesPercent of class:4.98%Shares outstanding used:350,471,830 shares+3 more
6 metrics
Aggregate beneficial ownership17,442,713 sharesAggregate reported holdings as of March 31, 2026
Percent of class4.98%Percentage of Class A outstanding as of March 31, 2026
Shares outstanding used350,471,830 sharesClass A shares outstanding per Form 10-Q filed May 7, 2026
Menlo XIV holdings6,865,680 sharesDirect holdings reported for Menlo XIV as of March 31, 2026
Menlo Inflection I holdings9,650,310 sharesDirect holdings reported for Menlo Inflection I as of March 31, 2026
MMEF XIV holdings102,310 sharesDirect holdings reported for MMEF XIV as of March 31, 2026
A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.
Beneficially ownedfinancial
"Amount beneficially owned: Row 9 of each Reporting Person's cover page to this"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
Shared dispositive powerregulatory
"Shared Dispositive Power 6,865,680.00 (example for Menlo XIV)"
Joint Filing Agreementlegal
"Exhibit 99.1 Joint Filing Agreement (incorporated by reference)"
What stake does Menlo report in CHIME Financial (CHYM)?
The filing states Menlo-related reporting persons beneficially own 17,442,713 shares, representing 4.98% of Class A common stock as of March 31, 2026, using 350,471,830 shares outstanding from the Form 10-Q.
Which Menlo entities hold the largest CHIME positions?
The filing lists major direct holdings including Menlo Inflection I with 9,650,310 shares and Menlo XIV with 6,865,680 shares, as reported on the cover pages incorporated by reference.
Does the Schedule 13G/A indicate voting control by Menlo?
The report discloses shared voting and dispositive power over the securities through affiliated general partners such as MV Management XIV, L.L.C., MSOP GP, and MSOP GP II; specific sole voting powers are reported as 0 on the cover pages.
Is this filing a passive ownership disclosure or an active intent statement?
This is a Schedule 13G/A, which the reporting persons use to report passive holdings under the applicable rules; the filing does not state active intent or plans to acquire additional shares.
What outstanding share count was used to calculate the 4.98% figure?
The percentage is based on 350,471,830 shares of Class A common stock outstanding as of March 31, 2026, as reported in the issuer's Form 10-Q filed May 7, 2026.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 1)
CHIME FINANCIAL, INC.
(Name of Issuer)
Class A Common Stock, par value $0.0001
(Title of Class of Securities)
16935C109
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Ventures XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
6,865,680.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
6,865,680.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
6,865,680.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MMEF XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
102,310.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
102,310.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
102,310.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Entrepreneurs Fund XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
88,200.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
88,200.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
88,200.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MV Management XIV, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
7,056,190.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
7,056,190.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
7,056,190.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.0 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Inflection I, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
9,650,310.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
9,650,310.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
9,650,310.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.8 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MMSOP, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
156,900.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
156,900.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
156,900.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MSOP GP, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
9,807,210.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
9,807,210.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
9,807,210.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
2.8 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Inflection II, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
569,755.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
569,755.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
569,755.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.2 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MM Inflection, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
5,793.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
5,793.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
5,793.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Entrepreneurs Inflection Fund, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
3,765.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
3,765.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
3,765.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MSOP GP II, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
579,313.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
579,313.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
579,313.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.2 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
CHIME FINANCIAL, INC.
(b)
Address of issuer's principal executive offices:
101 California Street, Suite 500, San Francisco, CA, 94111.
Item 2.
(a)
Name of person filing:
The names of the persons filing this report (collectively, the "Reporting Persons") are:
Menlo Ventures XIV, L.P. ("Menlo XIV")
MMEF XIV, L.P. ("MMEF XIV")
Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV")
MV Management XIV, L.L.C. ("MVM XIV")
Menlo Inflection I, L.P. ("MI")
MMSOP, L.P. ("MMSOP")
MSOP GP, L.L.C. ("MSOP GP")
Menlo Inflection II, L.P. ("MI II")
MM Inflection, L.P. ("MMI")
Menlo Entrepreneurs Inflection Fund, L.P. ("MEIF")
MSOP GP II, L.L.C. ("MSOP GP II")
The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G.
(b)
Address or principal business office or, if none, residence:
c/o Menlo Ventures
1300 El Camino Real, Suite 150
Menlo Park, California 94025
(c)
Citizenship:
Menlo XIV Delaware
MMEF XIV Delaware
MEF XIV Delaware
MVM XIV Delaware
MI Delaware
MMSOP Delaware
MSOP GP Delaware
MI II Delaware
MMI Delaware
MEIF Delaware
MSOP GP II Delaware
(d)
Title of class of securities:
Class A Common Stock, par value $0.0001
(e)
CUSIP No.:
16935C109
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
The Reporting Persons' ownership of the Issuer's securities consists of (i) 6,865,680 shares of Class A common stock held directly by Menlo XIV; (ii) 102,310 shares of Class A common stock held directly by MMEF XIV; (iii) 88,200 shares of Class A common stock held directly by MEF XIV; (iv) 9,650,310 shares of Class A common stock held directly by MI; (v) 156,900 shares of Class A common stock held directly by MMSOP; (vi) 569,755 shares of Class A common stock held directly by MI II; (vii) 5,793 shares of Class A common stock held directly by MMI; and (viii) 3,765 shares of Class A common stock held directly by MEIF.
MVM XIV is the general partner of each of Menlo XIV, MMEF XIV and MEF XIV and shares voting and dispositive power over the securities held by each of Menlo XIV, MMEF XIV and MEF XIV.
MSOP GP is the general partner of each of MI and MMSOP and shares voting and dispositive power over the securities held by each of MI and MMSOP.
MSOP GP II is the general partner of each of MI II, MMI and MEIF and shares voting and dispositive power over the securities held by each of MI II, MMI and MEIF.
The Reporting Persons beneficially own, in the aggregate, 17,442,713 shares of Class A common stock.
(b)
Percent of class:
Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentages of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference. The shares of Class A common stock beneficially owned by the Reporting Persons represent, in the aggregate, 4.98% of the Issuer's outstanding Class A common stock. Such percentage, and the percentage set forth in each row 11 is based upon 350,471,830 shares of Class A common stock outstanding as of March 31, 2026, as reported in the Issuer's Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission (the "SEC") on May 7, 2026.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(ii) Shared power to vote or to direct the vote:
Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(iii) Sole power to dispose or to direct the disposition of:
Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(iv) Shared power to dispose or to direct the disposition of:
Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
Item 5.
Ownership of 5 Percent or Less of a Class.
Ownership of 5 percent or less of a class
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Menlo Ventures XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MMEF XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
Menlo Entrepreneurs Fund XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MV Management XIV, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
05/15/2026
Menlo Inflection I, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MMSOP, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MSOP GP, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
05/15/2026
Menlo Inflection II, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MM Inflection, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
Menlo Entrepreneurs Inflection Fund, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
05/15/2026
MSOP GP II, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
05/15/2026
Exhibit Information
Exhibit 99.1 Joint Filing Agreement (incorporated by reference to Exhibit 99.1 to the Reporting Persons' Schedule 13G filed with the SEC on August 14, 2025).
