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Chime Financial, Inc. (CHYM) is the subject of an amended beneficial-ownership report in which the reporting persons stated they beneficially owned an aggregate of 8,439,328 Class A common shares as of September 30, 2026, representing 2.4% of the class. The report identifies direct holdings of 3,432,840 shares by Menlo Ventures XIV, L.P. and 4,825,155 shares by Menlo Inflection I, L.P. It also attributes shared voting and dispositive power to general partners over certain fund holdings. The reporting persons expressly disclaim status as a group.
Key Figures
Aggregate beneficial ownership:8,439,328 Class A common sharesPercentage of Class A common stock:2.4%Class A shares outstanding:347,019,852 shares+2 more
5 metrics
Aggregate beneficial ownership8,439,328 Class A common sharesAs of September 30, 2026
Percentage of Class A common stock2.4%As of September 30, 2026
Class A shares outstanding347,019,852 sharesAs of August 3, 2026; basis for the reported ownership percentage
Menlo Ventures XIV, L.P. direct holding3,432,840 sharesAs of September 30, 2026
Menlo Inflection I, L.P. direct holding4,825,155 sharesAs of September 30, 2026
Key Terms
beneficially owned, Shared Voting Power, Shared Dispositive Power
3 terms
beneficially ownedregulatory
"Amount beneficially owned"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
Shared Voting Powerregulatory
"Shared Voting Power 3,432,840.00"
Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.
Shared Dispositive Powerregulatory
"Shared Dispositive Power 3,432,840.00"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
How many CHYM shares did the reporting persons beneficially own?
The reporting persons stated they beneficially owned an aggregate of 8,439,328 Class A common shares as of September 30, 2026, representing 2.4% of the class.
Which entities directly held CHYM shares?
The report lists direct holdings of 3,432,840 shares by Menlo Ventures XIV, L.P.; 51,155 by MMEF XIV, L.P.; 44,100 by Menlo Entrepreneurs Fund XIV, L.P.; 4,825,155 by Menlo Inflection I, L.P.; 78,450 by MMSOP, L.P.; and 7,628 by Menlo Ventures Management, L.P.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 1)
CHIME FINANCIAL, INC.
(Name of Issuer)
Class A Common Stock, par value $0.0001
(Title of Class of Securities)
16935C109
(CUSIP Number)
09/30/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Ventures XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
3,432,840.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
3,432,840.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
3,432,840.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MMEF XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
51,155.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
51,155.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
51,155.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Entrepreneurs Fund XIV, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
44,100.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
44,100.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
44,100.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MV Management XIV, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
3,528,095.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
3,528,095.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
3,528,095.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.0 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Inflection I, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
4,825,155.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
4,825,155.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
4,825,155.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.4 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MMSOP, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
78,450.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
78,450.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
78,450.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MSOP GP, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
4,903,605.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
4,903,605.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
4,903,605.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.4 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Inflection II, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
0.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MM Inflection, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
0.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Entrepreneurs Inflection Fund, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
0.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
MSOP GP II, L.L.C.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
0.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
OO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Menlo Ventures Management, L.P.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
7,628.00
6
Shared Voting Power
7
Sole Dispositive Power
7,628.00
8
Shared Dispositive Power
9
Aggregate Amount Beneficially Owned by Each Reporting Person
7,628.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.0 %
12
Type of Reporting Person (See Instructions)
PN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
CHIME FINANCIAL, INC.
(b)
Address of issuer's principal executive offices:
101 California Street, Suite 500, San Francisco, CA, 94111.
Item 2.
(a)
Name of person filing:
The names of the persons filing this report (collectively, the "Reporting Persons") are:
Menlo Ventures XIV, L.P. ("Menlo XIV")
MMEF XIV, L.P. ("MMEF XIV")
Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV")
MV Management XIV, L.L.C. ("MVM XIV")
Menlo Inflection I, L.P. ("MI")
MMSOP, L.P. ("MMSOP")
MSOP GP, L.L.C. ("MSOP GP")
Menlo Inflection II, L.P. ("MI II")
MM Inflection, L.P. ("MMI")
Menlo Entrepreneurs Inflection Fund, L.P. ("MEIF")
MSOP GP II, L.L.C. ("MSOP GP II")
Menlo Ventures Management, L.P. ("MV Mgmt Co")
The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G/A.
(b)
Address or principal business office or, if none, residence:
c/o Menlo Ventures
1300 El Camino Real, Suite 150
Menlo Park, California 94025
(c)
Citizenship:
Menlo XIV Delaware
MMEF XIV Delaware
MEF XIV Delaware
MVM XIV Delaware
MI Delaware
MMSOP Delaware
MSOP GP Delaware
MI II Delaware
MMI Delaware
MEIF Delaware
MSOP GP II Delaware
MV Mgmt Co Delaware
(d)
Title of class of securities:
Class A Common Stock, par value $0.0001
(e)
CUSIP No.:
16935C109
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
Row 9 of each Reporting Person's cover page to this Schedule 13G/A sets forth the aggregate number of shares of Class A common stock of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference.
The Reporting Persons' ownership of the Issuer's securities consists of (i) 3,432,840 shares of Class A common stock held directly by Menlo XIV; (ii) 51,155 shares of Class A common stock held directly by MMEF XIV; (iii) 44,100 shares of Class A common stock held directly by MEF XIV; (iv) 4,825,155 shares of Class A common stock held directly by MI; (v) 78,450 shares of Class A common stock held directly by MMSOP; and (vi) 7,628 shares of Class A common stock held directly by MV Mgmt Co.
MVM XIV is the general partner of each of Menlo XIV, MMEF XIV and MEF XIV and shares voting and dispositive power over the securities held by each of Menlo XIV, MMEF XIV and MEF XIV.
MSOP GP is the general partner of each of MI and MMSOP and shares voting and dispositive power over the securities held by each of MI and MMSOP.
The Reporting Persons beneficially own, in the aggregate, 8,439,328 shares of Class A common stock.
(b)
Percent of class:
Row 11 of each Reporting Person's cover page to this Schedule 13G/A sets forth the percentage of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference. The shares of Class A common stock beneficially owned by the Reporting Persons represent, in the aggregate, 2.4% of the Issuer's outstanding Class A common stock. Such percentage, and the percentage set forth in each row 11 is based upon 347,019,852 shares of Class A common stock outstanding as of August 3, 2026, as disclosed in the Issuer's Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission (the "SEC") on August 6, 2026.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
Row 5 of each Reporting Person's cover page to this Schedule 13G/A sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference.
(ii) Shared power to vote or to direct the vote:
Row 6 of each Reporting Person's cover page to this Schedule 13G/A sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference.
(iii) Sole power to dispose or to direct the disposition of:
Row 7 of each Reporting Person's cover page to this Schedule 13G/A sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference.
(iv) Shared power to dispose or to direct the disposition of:
Row 8 of each Reporting Person's cover page to this Schedule 13G/A sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of September 30, 2026 and is incorporated by reference.
Item 5.
Ownership of 5 Percent or Less of a Class.
Ownership of 5 percent or less of a class
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Menlo Ventures XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MMEF XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
Menlo Entrepreneurs Fund XIV, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MV Management XIV, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
11/06/2026
Menlo Inflection I, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MMSOP, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MSOP GP, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
11/06/2026
Menlo Inflection II, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MM Inflection, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
Menlo Entrepreneurs Inflection Fund, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:
11/06/2026
MSOP GP II, L.L.C.
Signature:
/s/ Venky Ganesan
Name/Title:
By Venky Ganesan, Managing Member
Date:
11/06/2026
Menlo Ventures Management, L.P.
Signature:
/s/ Venky Ganesan
Name/Title:
By MVM GP, L.L.C., Its General Partner, By Venky Ganesan, Managing Member
