Chime Financial ownership update: Crosslink Capital reports beneficial ownership of 26,185,368 shares of Class A common stock and Michael J. Stark reports beneficial ownership of 120,696 shares, totaling 26,306,064 shares as of March 31, 2026. The holdings represent 7.5% of the Class A shares based on 350,471,830 shares outstanding as of March 31, 2026, per the issuer's Form 10-Q filed May 7, 2026. The filing states Crosslink-advised funds hold the 26,185,368 shares and that Stark is the control person of Crosslink.
Positive
None.
Negative
None.
Insights
Concentrated passive stake disclosed by Crosslink and affiliated individual.
Crosslink Capital and Michael J. Stark together hold 26,306,064 shares, representing 7.5% of Class A common stock as of March 31, 2026. The filing attributes 26,185,368 shares to funds advised by Crosslink and 120,696 shares directly to Stark.
Cash‑flow treatment and intent (passive vs active) are not specified in the excerpt. Subsequent disclosures or amendments would clarify voting arrangements or any plans to acquire or dispose of shares.
Disclosure highlights shared voting and dispositive power across reporting entities.
The cover data show shared voting power of 26,185,368 for Crosslink and shared dispositive power of the same amount, reflecting fund-level control. Mr. Stark reports both direct holdings and shared powers tied to Crosslink.
Because the Reporting Persons disclaim being a formal "group," governance implications hinge on contractual control arrangements; filings reference a joint filing agreement (Exhibit 99.1) incorporated by reference.
Key Figures
Shares held by Crosslink:26,185,368 sharesShares held by Michael J. Stark:120,696 sharesCombined reported holdings:26,306,064 shares+2 more
5 metrics
Shares held by Crosslink26,185,368 sharesheld by funds advised by Crosslink as of March 31, 2026
Shares held by Michael J. Stark120,696 sharesheld directly by Stark as of March 31, 2026
Combined reported holdings26,306,064 sharesaggregate beneficial ownership reported as of March 31, 2026
Percent of Class A outstanding7.5%based on 350,471,830 shares outstanding as of March 31, 2026
Shares outstanding used for percent350,471,830 sharesreported in issuer's Form 10-Q filed May 7, 2026 (as of March 31, 2026)
Key Terms
Schedule 13G/A, beneficially owned, shared dispositive power
3 terms
Schedule 13G/Aregulatory
"The names of the persons filing this report (collectively, the "Reporting Persons") are:"
A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.
beneficially ownedregulatory
"Amount beneficially owned: Row 9 of each Reporting Person's cover page to this sets forth the aggregate number"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
What stake does Crosslink Capital hold in CHIME (CHYM)?
Crosslink Capital-advised funds beneficially own 26,185,368 shares of Class A common stock as of March 31, 2026. This position is reported as shared voting and shared dispositive power in the filing.
How many shares does Michael J. Stark report for CHIME (CHYM)?
Michael J. Stark reports beneficial ownership of 120,696 shares of Class A common stock as of March 31, 2026. The filing states Stark is the control person of Crosslink.
What percentage of CHIME's Class A stock do these holdings represent?
The combined holdings equal 26,306,064 shares, reported as 7.5% of Class A common stock, based on 350,471,830 shares outstanding as of March 31, 2026 per the issuer's Form 10-Q.
Does the filing state whether Crosslink is acting as a group with Stark?
The filing explicitly states the Reporting Persons "expressly disclaim status as a 'group'". A joint filing agreement is incorporated by reference (Exhibit 99.1), but the disclaimer is included in the text.
Where can investors find more detail on this ownership disclosure?
The report incorporates a joint filing agreement (Exhibit 99.1) by reference and cites the issuer's Form 10-Q filed May 7, 2026 for the outstanding share count. Those referenced exhibits and the Form 10-Q contain source details.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 1)
CHIME FINANCIAL, INC.
(Name of Issuer)
Class A Common Stock, $0.0001 par value per share
(Title of Class of Securities)
16935C109
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Crosslink Capital, Inc.
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
26,185,368.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
26,185,368.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
26,185,368.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
7.5 %
12
Type of Reporting Person (See Instructions)
IA, CO
SCHEDULE 13G
CUSIP Number(s):
16935C109
1
Names of Reporting Persons
Michael J. Stark
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED STATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
120,696.00
6
Shared Voting Power
26,185,368.00
7
Sole Dispositive Power
120,696.00
8
Shared Dispositive Power
26,185,368.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
26,306,064.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
7.5 %
12
Type of Reporting Person (See Instructions)
HC, IN
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
CHIME FINANCIAL, INC.
(b)
Address of issuer's principal executive offices:
101 California Street, Suite 500, San Francisco, CA, 94111.
Item 2.
(a)
Name of person filing:
The names of the persons filing this report (collectively, the "Reporting Persons") are:
Crosslink Capital, Inc. ("Crosslink")
Michael J. Stark ("Stark")
The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G.
(b)
Address or principal business office or, if none, residence:
c/o Crosslink Capital, Inc.
2180 Sand Hill Road, Suite 200
Menlo Park, CA 94025
(c)
Citizenship:
Crosslink Delaware
Stark United States
(d)
Title of class of securities:
Class A Common Stock, $0.0001 par value per share
(e)
CUSIP No.:
16935C109
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of Class A common stock of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
The Reporting Persons' ownership of the Issuer's securities consists of (i) 26,185,368 shares of Class A common stock held by funds advised by Crosslink and (ii) 120,696 shares of Class A common stock held directly by Stark. Stark is the control person of Crosslink.
(b)
Percent of class:
Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentage of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference. The percentage set forth in row 11 is based upon 350,471,830 shares of Class A common stock outstanding as of March 31, 2026, as reported in the Issuer's Quarterly Report on Form 10-Q, filed with the Securities and Exchange Commission (the "SEC") on May 7, 2026.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(ii) Shared power to vote or to direct the vote:
Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(iii) Sole power to dispose or to direct the disposition of:
Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
(iv) Shared power to dispose or to direct the disposition of:
Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of March 31, 2026 and is incorporated by reference.
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Crosslink Capital, Inc.
Signature:
/s/ Maureen Offer
Name/Title:
By Maureen Offer, Chief Financial Officer
Date:
05/15/2026
Michael J. Stark
Signature:
/s/ Michael J. Stark
Name/Title:
Michael J. Stark
Date:
05/15/2026
Exhibit Information
Exhibit 99.1 Joint Filing Agreement (incorporated by reference to Exhibit 99.1 to the Reporting Persons' Schedule 13G filed with the SEC on August 14, 2025)
