Chime Financial (CHYM) sees Menlo Ventures funds report 5.03% stake

Rhea-AI Filing Summary

Chime Financial, Inc. has been reported as a significant holding of several Menlo Ventures–affiliated investment funds on a Schedule 13G. As of June 30, 2026, these reporting entities collectively beneficially owned 17,442,713 shares of Chime Class A common stock.

This aggregate position represents 5.03% of the 347,019,852 Class A shares outstanding as disclosed in Chime’s Form 10-Q. The interests are held across multiple Delaware limited partnerships, with associated general partner LLCs sharing voting and dispositive power over the reported shares.

Key Figures

Aggregate shares beneficially owned: 17,442,713 shares Percent of Class A owned: 5.03% Shares outstanding: 347,019,852 shares +4 more

7 metrics

Aggregate shares beneficially owned 17,442,713 shares Class A common stock beneficially owned by the reporting persons as of June 30, 2026

Percent of Class A owned 5.03% Aggregate beneficial ownership of Chime Class A common stock by reporting persons

Shares outstanding 347,019,852 shares Chime Class A common stock outstanding as of June 30, 2026 per Form 10-Q

Menlo Ventures XIV, L.P. holdings 6,865,680 shares Class A common stock held directly by Menlo Ventures XIV, L.P.

Menlo Inflection I, L.P. holdings 9,650,310 shares Class A common stock held directly by Menlo Inflection I, L.P.

MMSOP, L.P. holdings 156,900 shares Class A common stock held directly by MMSOP, L.P.

Menlo Inflection II, L.P. holdings 569,755 shares Class A common stock held directly by Menlo Inflection II, L.P.

Key Terms

beneficially owned, shared voting power, shared dispositive power, Schedule 13G, +1 more

5 terms

beneficially owned financial

"The Reporting Persons beneficially own, in the aggregate, 17,442,713 shares"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

shared voting power financial

"Row 6 sets forth the shared voting power of securities of the Issuer"

Shared voting power occurs when two or more parties jointly have the right to vote or decide how a block of company shares is cast, like co-owners who must agree before moving a piece of furniture. Investors care because who controls voting rights affects board elections, major corporate decisions and takeover outcomes, and shared control can alter regulatory disclosures and the practical influence any holder has over a company’s direction and value.

shared dispositive power financial

"Row 8 sets forth the shared power to dispose or to direct the disposition"

Schedule 13G regulatory

"Row 9 of each Reporting Person's cover page to this Schedule 13G"

A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.

CUSIP Number financial

"CUSIP Number(s): 16935C109"

A CUSIP number is a nine-character code that uniquely identifies a specific U.S. or Canadian stock, bond, or other security, similar to a barcode or a social-security number for a financial instrument. It matters to investors because it removes confusion between similar securities, ensures trades and settlements are applied to the correct issue, and helps locate official documents and transaction records quickly.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 08/10/2026 - 04:15 PM Accepted by SEC EDGAR 08/10/2026 - 04:15 PM Learn about SEC filing dates

FAQ

What stake in CHYM does Menlo Ventures report on this Schedule 13G?

The Menlo Ventures–affiliated reporting persons collectively beneficially own 17,442,713 shares of Chime Financial Class A common stock, representing 5.03% of the outstanding class as of June 30, 2026.

How many Chime Financial (CHYM) shares were outstanding for this 13G calculation?

The ownership percentages are based on 347,019,852 shares of Chime Financial Class A common stock outstanding as of June 30, 2026, as disclosed in the company’s Quarterly Report on Form 10-Q.

Which Menlo entities are reporting holdings in Chime Financial (CHYM)?

Reporting persons include Menlo Ventures XIV, L.P., Menlo Inflection I, L.P., Menlo Inflection II, L.P. and related funds, along with their general partner LLCs such as MV Management XIV, L.L.C. and MSOP GP, L.L.C..

What are the largest individual Menlo fund positions in CHYM?

Key positions include 6,865,680 shares held by Menlo Ventures XIV, L.P. and 9,650,310 shares held by Menlo Inflection I, L.P. Additional smaller stakes are held by related Menlo funds as detailed in the ownership breakdown.

What voting and dispositive powers do the Menlo entities have over CHYM shares?

The reporting persons indicate shared voting and dispositive power over the reported Chime shares. Their cover pages list 0 shares with sole power and the full reported amounts under shared voting and dispositive authority for each entity.

Where is Chime Financial (CHYM) headquartered according to this Schedule 13G?

Chime Financial’s principal executive offices are listed at 101 California Street, Suite 500, San Francisco, CA 94111. This address anchors the issuer information for the Schedule 13G filing.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

CHIME FINANCIAL, INC.

(Name of Issuer)

Class A Common Stock, par value $0.0001

(Title of Class of Securities)

16935C109

(CUSIP Number)

06/30/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

Menlo Ventures XIV, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 6,865,680.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 6,865,680.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

6,865,680.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MMEF XIV, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 102,310.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 102,310.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

102,310.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

Menlo Entrepreneurs Fund XIV, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 88,200.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 88,200.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

88,200.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MV Management XIV, L.L.C.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 7,056,190.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 7,056,190.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

7,056,190.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.0 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

Menlo Inflection I, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 9,650,310.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 9,650,310.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

9,650,310.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.8 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MMSOP, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 156,900.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 156,900.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

156,900.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MSOP GP, L.L.C.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 9,807,210.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 9,807,210.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

9,807,210.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

2.8 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

Menlo Inflection II, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 569,755.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 569,755.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

569,755.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.2 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MM Inflection, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 5,793.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 5,793.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

5,793.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

Menlo Entrepreneurs Inflection Fund, L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 3,765.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 3,765.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

3,765.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.0 %

12

Type of Reporting Person (See Instructions)

PN

SCHEDULE 13G

CUSIP Number(s): 16935C109

1

Names of Reporting Persons

MSOP GP II, L.L.C.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 579,313.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 579,313.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

579,313.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

0.2 %

12

Type of Reporting Person (See Instructions)

OO

SCHEDULE 13G

Item 1.
(a)	Name of issuer: CHIME FINANCIAL, INC.
(b)	Address of issuer's principal executive offices: 101 California Street, Suite 500, San Francisco, CA, 94111.
Item 2.
(a)	Name of person filing: The names of the persons filing this report (collectively, the "Reporting Persons") are: Menlo Ventures XIV, L.P. ("Menlo XIV") MMEF XIV, L.P. ("MMEF XIV") Menlo Entrepreneurs Fund XIV, L.P. ("MEF XIV") MV Management XIV, L.L.C. ("MVM XIV") Menlo Inflection I, L.P. ("MI") MMSOP, L.P. ("MMSOP") MSOP GP, L.L.C. ("MSOP GP") Menlo Inflection II, L.P. ("MI II") MM Inflection, L.P. ("MMI") Menlo Entrepreneurs Inflection Fund, L.P. ("MEIF") MSOP GP II, L.L.C. ("MSOP GP II") The Reporting Persons expressly disclaim status as a "group" for purposes of this Schedule 13G.
(b)	Address or principal business office or, if none, residence: c/o Menlo Ventures 1300 El Camino Real, Suite 150 Menlo Park, California 94025
(c)	Citizenship: Menlo XIV Delaware MMEF XIV Delaware MEF XIV Delaware MVM XIV Delaware MI Delaware MMSOP Delaware MSOP GP Delaware MI II Delaware MMI Delaware MEIF Delaware MSOP GP II Delaware
(d)	Title of class of securities: Class A Common Stock, par value $0.0001
(e)	CUSIP Number(s): 16935C109
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: Row 9 of each Reporting Person's cover page to this Schedule 13G sets forth the aggregate number of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference. The Reporting Persons' ownership of the Issuer's securities consists of (i) 6,865,680 shares of Class A common stock held directly by Menlo XIV; (ii) 102,310 shares of Class A common stock held directly by MMEF XIV; (iii) 88,200 shares of Class A common stock held directly by MEF XIV; (iv) 9,650,310 shares of Class A common stock held directly by MI; (v) 156,900 shares of Class A common stock held directly by MMSOP; (vi) 569,755 shares of Class A common stock held directly by MI II; (vii) 5,793 shares of Class A common stock held directly by MMI; and (viii) 3,765 shares of Class A common stock held directly by MEIF. MVM XIV is the general partner of each of Menlo XIV, MMEF XIV and MEF XIV and shares voting and dispositive power over the securities held by each of Menlo XIV, MMEF XIV and MEF XIV. MSOP GP is the general partner of each of MI and MMSOP and shares voting and dispositive power over the securities held by each of MI and MMSOP. MSOP GP II is the general partner of each of MI II, MMI and MEIF and shares voting and dispositive power over the securities held by each of MI II, MMI and MEIF. The Reporting Persons beneficially own, in the aggregate, 17,442,713 shares of Class A common stock.
(b)	Percent of class: Row 11 of each Reporting Person's cover page to this Schedule 13G sets forth the percentages of the Class A common stock of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference. The shares of Class A common stock beneficially owned by the Reporting Persons represent, in the aggregate, 5.03% of the Issuer's outstanding Class A common stock. Such percentage, and the percentage set forth in each row 11 is based upon 347,019,852 shares of Class A common stock outstanding as of June 30, 2026, as disclosed in the Issuer's Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission (the "SEC") on August 6, 2026.
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: Row 5 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference.
	(ii) Shared power to vote or to direct the vote: Row 6 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to vote or to direct the vote of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference.
	(iii) Sole power to dispose or to direct the disposition of: Row 7 of each Reporting Person's cover page to this Schedule 13G sets forth the sole power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference.
	(iv) Shared power to dispose or to direct the disposition of: Row 8 of each Reporting Person's cover page to this Schedule 13G sets forth the shared power to dispose or to direct the disposition of securities of the Issuer beneficially owned by such Reporting Person as of June 30, 2026 and is incorporated by reference.
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.	Certifications:
	Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Menlo Ventures XIV, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MMEF XIV, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

Menlo Entrepreneurs Fund XIV, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MV Management XIV, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MV Management XIV, L.L.C.

Signature:	/s/ Venky Ganesan
Name/Title:	By Venky Ganesan, Managing Member
Date:	08/10/2026

Menlo Inflection I, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MMSOP, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MSOP GP, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MSOP GP, L.L.C.

Signature:	/s/ Venky Ganesan
Name/Title:	By Venky Ganesan, Managing Member
Date:	08/10/2026

Menlo Inflection II, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MM Inflection, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

Menlo Entrepreneurs Inflection Fund, L.P.

Signature:	/s/ Venky Ganesan
Name/Title:	By MSOP GP II, L.L.C., Its general partner, By Venky Ganesan, Managing Member
Date:	08/10/2026

MSOP GP II, L.L.C.

Signature:	/s/ Venky Ganesan
Name/Title:	By Venky Ganesan, Managing Member
Date:	08/10/2026

Exhibit Information

Exhibit 99.1 Joint Filing Agreement