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[SCHEDULE 13G] Chime Financial, Inc. SEC Filing

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
SCHEDULE 13G
Rhea-AI Filing Summary

Chime Financial, Inc. received a Schedule 13G reporting that a group of related DST entities and affiliates beneficially own 52,268,715 shares of Class A common stock, representing 15.7% of the 332,239,249 shares reported outstanding. The filing lists multiple reporting persons across a DST structure (advisors, managers, partnerships, and holding companies) and identifies Despoina Zinonos as the ultimate owner with voting and dispositive power over the shares. All reported shares are shown as sole voting and sole dispositive power by the reporting persons. The Schedule 13G was filed in relation to the June 30, 2025 event and signatures are dated August 14, 2025.

Chime Financial, Inc. ha ricevuto un Schedule 13G che segnala come un gruppo di entità DST correlate e affiliate detenga in via beneficiaria 52.268.715 azioni di Classe A, corrispondenti al 15,7% delle 332.239.249 azioni riportate in circolazione. Il documento elenca più persone che effettuano la comunicazione nell'ambito di una struttura DST (consulenti, gestori, partnership e holding) e indica Despoina Zinonos come proprietaria ultima con poteri di voto e di disposizione sulle azioni. Tutte le azioni segnalate sono indicate come aventi potere di voto esclusivo e potere di disposizione esclusivo da parte delle persone che hanno effettuato la comunicazione. Lo Schedule 13G è stato presentato in relazione all'evento del 30 giugno 2025 e le firme riportano la data del 14 agosto 2025.

Chime Financial, Inc. recibió un Schedule 13G que informa que un grupo de entidades DST relacionadas y afiliadas posee beneficiariamente 52.268.715 acciones de la clase A, lo que representa el 15,7% de las 332.239.249 acciones declaradas en circulación. La presentación enumera a varias personas informantes dentro de una estructura DST (asesores, gestores, sociedades y holding) e identifica a Despoina Zinonos como la propietaria última con poder de voto y de disposición sobre las acciones. Todas las acciones informadas se muestran con poder de voto exclusivo y poder de disposición exclusivo por parte de las personas que presentan el informe. El Schedule 13G se presentó en relación con el hecho del 30 de junio de 2025 y las firmas están fechadas el 14 de agosto de 2025.

Chime Financial, Inc.는 관련 DST 계열사 및 제휴사로 구성된 그룹이 Class A 보통주 52,268,715주를 실질적으로 보유하고 있어 발행주식수 332,239,249주의 15.7%에 해당한다고 보고하는 Schedule 13G를 접수했습니다. 제출서에는 DST 구조 내의 여러 보고 주체(자문사, 관리자, 파트너십 및 지주회사)가 나열되어 있으며, Despoina Zinonos가 해당 주식에 대한 최종 소유자이자 의결권 및 처분권을 가진 인물로 명시되어 있습니다. 보고된 모든 주식은 보고 주체에 의해 단독 의결권 및 단독 처분권을 보유한 것으로 표시되어 있습니다. 이 Schedule 13G는 2025년 6월 30일 사건과 관련하여 제출되었으며 서명일자는 2025년 8월 14일입니다.

Chime Financial, Inc. a reçu un Schedule 13G indiquant qu’un groupe d’entités DST liées et d’affiliés détient au titre bénéficiaire 52 268 715 actions de catégorie A, représentant 15,7 % des 332 239 249 actions déclarées en circulation. Le dépôt mentionne plusieurs personnes déclarante au sein d’une structure DST (conseillers, gestionnaires, partenariats et sociétés holding) et identifie Despoina Zinonos comme la propriétaire finale détenant le pouvoir de vote et le pouvoir de disposition sur les actions. Toutes les actions déclarées sont indiquées par les personnes déclarante comme bénéficiant d’un pouvoir de vote exclusif et d’un pouvoir de disposition exclusif. Le Schedule 13G a été déposé en lien avec l’événement du 30 juin 2025 et les signatures sont datées du 14 août 2025.

Chime Financial, Inc. erhielt ein Schedule 13G, das meldet, dass eine Gruppe verbundener DST-Einheiten und Tochtergesellschaften wirtschaftlich 52.268.715 Aktien der Klasse A besitzt, was 15,7% der gemeldeten 332.239.249 ausstehenden Aktien entspricht. Die Einreichung listet mehrere meldende Personen innerhalb einer DST-Struktur (Berater, Manager, Partnerschaften und Holdinggesellschaften) auf und benennt Despoina Zinonos als die wirtschaftlich Berechtigte mit Stimm- und Verfügungsbefugnis über die Aktien. Alle gemeldeten Aktien sind von den meldenden Personen als mit ausschließlicher Stimm- und ausschließlicher Verfügungsbefugnis ausgewiesen. Das Schedule 13G wurde im Zusammenhang mit dem Ereignis vom 30. Juni 2025 eingereicht, die Unterschriften sind auf den 14. August 2025 datiert.

Positive
  • Material disclosed stake: Reporting persons collectively beneficially own 52,268,715 shares (15.7% of Class A).
  • Clear ownership chain: The filing documents the chain from funds to ultimate owner (Despoina Zinonos), improving transparency.
  • Sole voting/dispositive power: All reported shares are shown with sole voting and sole dispositive power, clarifying control.
Negative
  • None.

Insights

TL;DR: A coordinated DST group holds a material 15.7% stake in Chime, concentrated in sole voting/dispositive holdings.

The filing shows a substantial passive ownership position by affiliated DST entities totaling 52,268,715 Class A shares, based on 332,239,249 shares outstanding. Holdings are reported with sole voting and dispositive power, indicating direct control over voting and disposition for those shares. For investors, a >5% position from a single group is material because it represents a concentrated ownership block that could influence corporate actions if converted to active engagement; however, the Schedule 13G form indicates a passive investor filing rather than an active 13D activism filing. All figures and relationships are explicitly documented in the filing.

TL;DR: The ownership chain reveals centralized control within a holding structure ultimately controlled by Despoina Zinonos.

The statement maps an ownership/control chain: DST Global Advisors Ltd wholly owns the manager entities, Cardew Services Ltd wholly owns the advisor, Galileo (PTC) Ltd wholly owns Cardew, and Despoina Zinonos is the sole equity owner of Galileo (PTC) Ltd. The filing reports that these entities may be deemed to beneficially own the aggregated stake and explicitly attributes voting and dispositive powers to them. This organizational detail is important for governance transparency and for understanding which legal entities would be relevant in any shareholder engagement or disclosure context.

Chime Financial, Inc. ha ricevuto un Schedule 13G che segnala come un gruppo di entità DST correlate e affiliate detenga in via beneficiaria 52.268.715 azioni di Classe A, corrispondenti al 15,7% delle 332.239.249 azioni riportate in circolazione. Il documento elenca più persone che effettuano la comunicazione nell'ambito di una struttura DST (consulenti, gestori, partnership e holding) e indica Despoina Zinonos come proprietaria ultima con poteri di voto e di disposizione sulle azioni. Tutte le azioni segnalate sono indicate come aventi potere di voto esclusivo e potere di disposizione esclusivo da parte delle persone che hanno effettuato la comunicazione. Lo Schedule 13G è stato presentato in relazione all'evento del 30 giugno 2025 e le firme riportano la data del 14 agosto 2025.

Chime Financial, Inc. recibió un Schedule 13G que informa que un grupo de entidades DST relacionadas y afiliadas posee beneficiariamente 52.268.715 acciones de la clase A, lo que representa el 15,7% de las 332.239.249 acciones declaradas en circulación. La presentación enumera a varias personas informantes dentro de una estructura DST (asesores, gestores, sociedades y holding) e identifica a Despoina Zinonos como la propietaria última con poder de voto y de disposición sobre las acciones. Todas las acciones informadas se muestran con poder de voto exclusivo y poder de disposición exclusivo por parte de las personas que presentan el informe. El Schedule 13G se presentó en relación con el hecho del 30 de junio de 2025 y las firmas están fechadas el 14 de agosto de 2025.

Chime Financial, Inc.는 관련 DST 계열사 및 제휴사로 구성된 그룹이 Class A 보통주 52,268,715주를 실질적으로 보유하고 있어 발행주식수 332,239,249주의 15.7%에 해당한다고 보고하는 Schedule 13G를 접수했습니다. 제출서에는 DST 구조 내의 여러 보고 주체(자문사, 관리자, 파트너십 및 지주회사)가 나열되어 있으며, Despoina Zinonos가 해당 주식에 대한 최종 소유자이자 의결권 및 처분권을 가진 인물로 명시되어 있습니다. 보고된 모든 주식은 보고 주체에 의해 단독 의결권 및 단독 처분권을 보유한 것으로 표시되어 있습니다. 이 Schedule 13G는 2025년 6월 30일 사건과 관련하여 제출되었으며 서명일자는 2025년 8월 14일입니다.

Chime Financial, Inc. a reçu un Schedule 13G indiquant qu’un groupe d’entités DST liées et d’affiliés détient au titre bénéficiaire 52 268 715 actions de catégorie A, représentant 15,7 % des 332 239 249 actions déclarées en circulation. Le dépôt mentionne plusieurs personnes déclarante au sein d’une structure DST (conseillers, gestionnaires, partenariats et sociétés holding) et identifie Despoina Zinonos comme la propriétaire finale détenant le pouvoir de vote et le pouvoir de disposition sur les actions. Toutes les actions déclarées sont indiquées par les personnes déclarante comme bénéficiant d’un pouvoir de vote exclusif et d’un pouvoir de disposition exclusif. Le Schedule 13G a été déposé en lien avec l’événement du 30 juin 2025 et les signatures sont datées du 14 août 2025.

Chime Financial, Inc. erhielt ein Schedule 13G, das meldet, dass eine Gruppe verbundener DST-Einheiten und Tochtergesellschaften wirtschaftlich 52.268.715 Aktien der Klasse A besitzt, was 15,7% der gemeldeten 332.239.249 ausstehenden Aktien entspricht. Die Einreichung listet mehrere meldende Personen innerhalb einer DST-Struktur (Berater, Manager, Partnerschaften und Holdinggesellschaften) auf und benennt Despoina Zinonos als die wirtschaftlich Berechtigte mit Stimm- und Verfügungsbefugnis über die Aktien. Alle gemeldeten Aktien sind von den meldenden Personen als mit ausschließlicher Stimm- und ausschließlicher Verfügungsbefugnis ausgewiesen. Das Schedule 13G wurde im Zusammenhang mit dem Ereignis vom 30. Juni 2025 eingereicht, die Unterschriften sind auf den 14. August 2025 datiert.






Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)






SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A common stock, par value $0.0001 per share, of the Issuer ("Class A Common Stock"), reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G




Comment for Type of Reporting Person: * The percentage is calculated based on 332,239,249 shares of Class A Common Stock, reported to be outstanding in the Issuer's Form 424(b)(4) filed with the Securities and Exchange Commission on June 12, 2025.


SCHEDULE 13G



DST Global Advisors Ltd
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DST Managers VI Ltd
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DST Managers VII Ltd
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DST Global VI, L.P.
Signature:By: DST Managers VI Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DST Investments XXI, L.P.
Signature:By: DST Managers VI Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DSTG VI Investments, L.P.
Signature:By: DST Managers VI Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DSTG VI Investments-A, L.P.
Signature:By: DST Managers VI Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DST Global VII, L.P.
Signature:By: DST Managers VII Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DSTG VII Investments-1, L.P.
Signature:By: DST Managers VII Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
DSTG VII Investments-4, L.P.
Signature:By: DST Managers VII Ltd, its General Partner By: /s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
Galileo (PTC) Ltd
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
Cardew Services Ltd
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos, President
Date:08/14/2025
Despoina Zinonos
Signature:/s/ Despoina Zinonos
Name/Title:Despoina Zinonos
Date:08/14/2025

FAQ

How many Chime (CHYM) Class A shares does the DST group report owning?

The reporting persons state they beneficially own 52,268,715 shares of Class A common stock, equal to 15.7% of the 332,239,249 shares reported outstanding.

What form was filed to disclose the DST group's stake in Chime (CHYM)?

The group filed a Schedule 13G under the Securities Exchange Act of 1934 to report the holdings related to the June 30, 2025 event.

Who is identified as the ultimate owner or controller of the DST reporting entities?

The filing identifies Despoina Zinonos as the sole equity owner of Galileo (PTC) Ltd and states she has voting and dispositive power over the shares held by the DST funds.

Are the reported shares listed as sole or shared voting/dispositive power?

All reported shares for the reporting persons are listed with sole voting power and sole dispositive power, and 0 shared voting or dispositive power.

What filing date and signature date appear on the Schedule 13G?

The Schedule 13G references the June 30, 2025 event; the signatures on the filing are dated 08/14/2025.
Chime Financial, Inc.

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