Welcome to our dedicated page for CITIZENS SEC filings (Ticker: CIA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Citizens, Inc. filings document the regulatory record of an insurance-focused financial services company with life, living benefits and final expense products. Its 8-K reports include results of operations and financial condition, with disclosures tied to revenues, premiums, adjusted income, book value per Class A share and other operating measures.
Proxy and governance filings cover board elections, Class A shareholder voting matters, auditor ratification, say-on-pay votes, executive compensation, employment agreement amendments and related governance disclosures. The filing record also reflects capital-structure and material-event reporting relevant to Citizens' public-company status.
CITIZENS, INC. (CIA) reported that Chief Information Officer Paula L. Guerrero exercised 2,709 restricted stock units into an equal number of Class A common shares on August 15, 2026. On the same date, 796 shares were delivered or withheld at $3.97 per share for payment of exercise price or tax liability. Earlier in 2026, she made several small direct acquisitions of Class A common stock through the Citizens, Inc. Stock Investment Plan under regular monthly payroll deductions, each under Rule 16a-6.
CITIZENS, INC. (CIA) reported insider equity compensation activity by Chief Operations Officer Bryon Matthew Lewis. On August 15, 2026, he exercised 2,626 restricted stock units, receiving an equal number of shares of Citizens Class A common stock.
On the same date, 640 shares of Class A common stock were delivered or withheld at $3.97 per share to pay the exercise price or associated tax liability. The filing also lists several outstanding restricted stock unit awards under the Citizens, Inc. Omnibus Incentive Plan that continue to represent rights to receive shares of Class A common stock as they vest over future dates.
Citizens, Inc. Chief Actuary Seth Alan Hoxworth reported multiple acquisitions of Citizens, Inc. Class A common stock. On 2026-08-11, he purchased 5,376 shares in an open-market or private transaction at $3.83 per share. He also reported several smaller acquisitions coded as "Small acquisition under Rule 16a-6" on dates from 2026-04-07 to 2026-07-31, with per-share prices between $4.75 and $5.94. Footnotes state that these L-coded shares were acquired through the Citizens, Inc. Stock Investment Plan via regular monthly payroll deduction.
CITIZENS, INC. President & CEO Jon Stenberg reported an open-market purchase of 12,000 shares of Class A common stock on 2026-08-11 at $3.6496 per share. Following this purchase, he directly holds 389,574 shares, with an additional 130,100 shares reported as indirectly owned through his spouse.
CITIZENS, INC. President & CEO Jon Stenberg purchased 50,000 shares of Citizens, Inc. Class A Common Stock on 2026-08-10 at $3.9926 per share in an open-market or private transaction. Following this purchase, he directly held 377,574 shares, with an additional 130,100 shares reported as indirectly owned through his spouse.
Citizens, Inc. reported a Q2 2026 net loss of $0.4 million, compared with net income a year earlier, as total revenues declined to $60.4 million and investment-related gains turned to losses. For the first six months of 2026, the company remained profitable with net income of $1.8 million on revenues of $120.1 million, down from the prior-year period as higher future policy benefit reserves and increased operating expenses offset lower claims.
Total assets were $1.75 billion at June 30, 2026, including $1.43 billion of investments, with fixed-maturity securities making up about 89% and 98.7% of their fair value rated investment grade. Total stockholders’ equity was $235.2 million, book value per Class A share was $4.64, and adjusted book value per share was $6.44. Citizens had $5.5 billion of direct life insurance in force, no debt, and an undrawn $20 million revolving credit facility. Management noted earthquakes in Venezuela, a key international market, and recorded a $0.5 million death claim liability, while indicating no broader material impact identified so far.
Citizens, Inc. reported weaker results for the quarter ended June 30, 2026. Total revenues were $60.4 million, down from $65.1 million a year earlier. The company recorded a $0.4 million net loss versus $6.5 million net income in Q2 2025, while adjusted net income declined to $0.8 million from $4.2 million. Results were pressured by a $3.9 million swing in investment-related gains (losses) and a $7.7 million increase in future policy benefit reserves, partially offset by a $6.5 million decrease in claims and surrenders as matured endowments declined.
Despite the earnings decline, operating trends showed continued premium and book value growth. Direct insurance premiums rose to $48.1 million from $46.4 million, marking the fifteenth consecutive quarter of year-over-year direct first year premium gains, and direct renewal premiums also increased. Book value per Class A share was $4.64 on June 30, 2026, up from $4.56, while adjusted book value per share excluding AOCI increased to $6.44 from $6.22, the fourteenth straight quarter of year-over-year growth. Citizens reported total assets of $1.8 billion, an investment portfolio carrying value of $1.4 billion, cash and cash equivalents of $17.0 million, no debt, and $1.7 million net cash provided by operating activities in Q2 2026.
BlackRock, Inc. reports its beneficial ownership of Class A stock of Citizens, Inc. in this amended Schedule 13G. BlackRock reports beneficial ownership of 3,575,866 Class A shares, representing 7.1% of this class.
BlackRock has sole voting power over 3,526,133 shares and sole dispositive power over all 3,575,866 shares, with no shared voting or dispositive power. Various underlying clients have rights to dividends or sale proceeds, but no single client holds more than five percent of Citizens’ outstanding common shares.
CITIZENS, INC. Chief Operations Officer Lewis Bryon Matthew reported an “other” insider transaction involving 10,697 shares of Class A common stock on July 14, 2026. According to the disclosure, these shares were transferred to his former spouse under a divorce settlement, and he no longer has a reportable beneficial interest in them. Following the transfer, he directly holds 10,780.8062 shares.
MCLAUGHLIN SEAN SAMUEL reported acquisition or exercise transactions in this Form 4 filing.
Citizens, Inc. director Sean Samuel McLaughlin received a grant of 7,042 restricted stock units on June 17, 2026. Each unit represents a contingent right to one share of Class A common stock and will vest on June 17, 2027. Following these awards, he holds 7,042 RSUs and no directly owned Class A shares.