Pension fund units tied to Grupo Cibest (CIB) VP disclosed in Form 3

Rhea-AI Filing Summary

Grupo Cibest S.A. Payments VP Liliana Patricia Vasquez Uribe filed an initial Form 3 reporting indirect economic exposure to the company through several voluntary pension fund arrangements. These positions are held as units in funds that invest primarily in Grupo Cibest common and preferred shares.

Some units are held by her husband in a voluntary pension fund, and others are held by her in institutional and individual voluntary pension funds, all administered by third-party managers. Neither the reporting person nor her husband has voting or investment discretion over the underlying assets, and amounts attributable to the units are payable only in cash upon withdrawal based on fund value, with no stated expiration date.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Vasquez Uribe Liliana Patricia

(Last) (First) (Middle)

CRA. 48 # 26-85

(Street)

MEDELLIN, COLOMBIA 050001

(City) (State) (Zip)

COLOMBIA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/19/2026

3. Issuer Name and Ticker or Trading Symbol
Grupo Cibest S.A. [ CIB ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Payments VP

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Units in a Fund that invests in Grupo Cibest(1)	(1)	(2)	Common Shares and Preferred Shares	22,085.1844	(1)	I	Through Husband(1)
Units in Grupo Cibest Equity Securities Fund(3)	(3)	(2)	Common Shares and Preferred Shares(3)	20,802.4699	(3)	I	Employee Voluntary Pension Fund Units(3)
Units in a Fund that invests in Grupo Cibest(4)	(4)	(2)	Common Shares and Preferred Shares	1,729.2075	(4)	I	Voluntary Pension Fund Units(3)

Explanation of Responses:

1. The reported securities represent units held by the husband of reporting person in a voluntary pension fund administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The husband of reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal.

2. The instrument has no expiration date

3. The reported securities represent units held by the reporting person in an institutional voluntary pension fund sponsored by the issuer and administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal.

4. The reported securities represent units held by the reporting person in a voluntary pension fund administered by a third-party manager. The fund is unitized and invests primarily in Grupo Cibest common and preferred shares, together with a small amount of liquid assets and cash. The reporting person does not have voting or investment discretion with respect to the assets held by the fund, and the issuer has determined the strategic asset allocation of the fund. Amounts attributable to the reported units are payable solely in cash upon withdrawal determined by reference to the value of the underlying fund assets on the date of withdrawal.

Remarks:

	/s/ Maria Fernanda Valencia Tafur, Attorney-in-Fact for Liliana Patricia Vasquez Uribe	03/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Grupo Cibest (CIB) Payments VP report on this Form 3?

The Payments VP reports indirect holdings via units in several voluntary pension funds. These unitized funds invest primarily in Grupo Cibest common and preferred shares, providing economic exposure but no direct share ownership or control over the underlying securities.

How are the husband’s holdings in Grupo Cibest (CIB) described?

The husband holds units in a voluntary pension fund investing mainly in Grupo Cibest common and preferred shares. He has no voting or investment discretion over the fund’s assets, and any value is payable solely in cash upon withdrawal based on underlying fund asset values.

What pension fund units does the Grupo Cibest (CIB) VP personally hold?

She holds units in an institutional voluntary pension fund sponsored by Grupo Cibest and in another voluntary pension fund. Both are managed by third parties, invest mainly in Grupo Cibest shares plus some liquid assets, and pay out only in cash upon withdrawal at fund value.

Does the Grupo Cibest (CIB) VP control voting or investment decisions for these funds?

No, neither the VP nor her husband has voting or investment discretion over the assets in the reported pension funds. Strategic asset allocation is determined by Grupo Cibest, while day-to-day management and administration are handled by an independent third-party manager.

How and when are amounts from these Grupo Cibest (CIB)-linked pension units paid?

Amounts attributable to the reported units are payable solely in cash when withdrawals are made. The cash value is determined by reference to the value of the underlying fund assets on the withdrawal date, and the instruments do not have an expiration date.