[8-K] CIVISTA BANCSHARES, INC. Reports Material Event

Rhea-AI Filing Summary

Civista Bancshares (CIVB) announced participation in two November 2025 financial services conferences. Executives will meet investors to discuss banking trends, strategic growth, and the long-term outlook. The company will attend the Hovde Group conference on November 6–7, 2025 in Naples, FL, and the Piper Sandler conference on November 10–12, 2025 in Miami, FL.

A Third Quarter 2025 Investor Presentation is furnished as Exhibit 99.1 under Item 7.01. Civista is a $4.1 billion financial holding company with 42 locations across Ohio, Southeastern Indiana, and Northern Kentucky.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 04, 2025

Civista Bancshares, Inc.

(Exact name of Registrant as Specified in Its Charter)

Ohio			001-36192	34-1558688
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
100 East Water Street
Sandusky, Ohio				44870
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (419) 625 - 4121

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common shares, no par value		CIVB		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

Civista Bancshares, Inc. (NASDAQ: CIVB) is pleased to announce its participation in two upcoming financial services conferences. Members of Civista’s executive leadership team will engage with institutional investors and industry peers to discuss current banking trends, strategic growth initiatives, and the company’s long-term outlook.

1) Hovde Group Financial Services Conference

Dates: November 6–7, 2025

Location: Naples, Florida

2) Piper Sandler Financial Services Conference

Dates: November 10–12, 2025

Location: Miami, Florida

A copy of Civista’s Third Quarter 2025 Investor Presentation, which will be used in connection with these conferences, is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

The information in this Current Report on Form 8-K is being furnished under Item 7.01 and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liabilities of such section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Civista Bancshares, Inc., is a $4.1 billion financial holding company headquartered in Sandusky, Ohio. Its primary subsidiary, Civista Bank, was founded in 1884 and provides full-service banking, commercial lending, mortgage, and wealth management services. Today, Civista Bank operates 42 locations across Ohio, Southeastern Indiana and Northern Kentucky. Civista Bank also offers commercial equipment leasing services for businesses nationwide through its Civista Leasing and Finance Division. Civista Bancshares’ common shares are traded on the NASDAQ Capital Market under the symbol “CIVB”. Learn more at www.civb.com.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibit 99.1 Investor Presentation of Civista Bancshares, Inc. for period ended September 30, 2025

Exhibit 104 Cover Page Interactive File-the cover page interactive data file does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			Civista Bancshares, Inc.
Date:	November 4, 2025	By:	/s/ Ian Whinnem
			Ian Whinnem Senior Vice President & Chief Financial Officer

FAQ

What did Civista Bancshares (CIVB) announce in this 8-K?

Civista will participate in two November 2025 financial services conferences and furnished its Q3 2025 Investor Presentation as Exhibit 99.1 under Item 7.01.

When and where is Civista attending the Hovde Group conference?

The Hovde Group Financial Services Conference is on November 6–7, 2025 in Naples, Florida.

When and where is Civista attending the Piper Sandler conference?

The Piper Sandler Financial Services Conference is on November 10–12, 2025 in Miami, Florida.

What is included as Exhibit 99.1?

Civista furnished its Third Quarter 2025 Investor Presentation as Exhibit 99.1.

How large is Civista Bancshares and where does it operate?

Civista is a $4.1 billion financial holding company with 42 locations across Ohio, Southeastern Indiana, and Northern Kentucky.

What is Civista Bancshares' stock symbol and listing?

Common shares trade on the Nasdaq under the symbol CIVB.