Welcome to our dedicated page for Civista Bancshar SEC filings (Ticker: CIVB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Civista Bancshares, Inc. filings document the regulatory record of a financial holding company operating through Civista Bank. Recent Forms 8-K furnish quarterly earnings releases, dividend declarations, investor presentation materials, Regulation FD disclosures and executive or director-change reports tied to the bank holding company and its primary banking subsidiary.
The filing record also includes proxy materials covering board elections, governance, executive compensation and shareholder voting matters. Civista disclosures describe community banking, commercial lending, mortgage banking, wealth management, the Civista Leasing & Finance equipment-leasing division, capital and liquidity items, loan and deposit composition, and the completed Farmers Savings Bank merger into Civista Bank.
Civista Bancshares (CIVB) Q2-25 10-Q highlights:
- Net income jumped 56% YoY to $11.0 m; diluted EPS rose to $0.71 from $0.45.
- Net interest income increased 25% YoY to $34.8 m as loan growth (+2% YTD to $3.15 b) and slightly lower funding costs offset deposit pressure.
- Interest expense fell 6% YoY despite a shift toward higher-cost FHLB advances (short-term advances up 28% since year-end to $433.5 m).
- Credit quality steady: ACL/loans at 1.28% (1.29% YE-24); Q2 provision $1.17 m vs $1.80 m prior year; net charge-offs <0.1% of loans.
- Non-interest income contracted 37% to $6.6 m, mainly from lower lease revenue and equity gains; expense discipline (-3% YoY) partly offset the decline.
- Deposits slipped 0.5% YTD to $3.20 b; non-interest-bearing mix fell to 20% from 22%.
- Shareholders’ equity rose 4% to $404 m despite a wider AOCI loss (-$54 m) tied to securities valuation; tangible book ≈ $20.9/share.
- Liquidity/capital: CET1 not disclosed in excerpt, but equity/asset ratio improved to 9.7%; cash & equivalents $73.9 m (+17% YTD).
Overall, stronger margin, controlled credit costs and lower operating expenses drove record quarterly earnings, offset by softer fee income, continued unrealized losses on the AFS portfolio and rising wholesale funding reliance.
Civista Bancshares, Inc. (CIVB) — Form 4 insider activity
CEO & President Dennis G. Shaffer reported the purchase of 1,000 common shares on 11 July 2025 at $21.25 per share, totalling roughly $21,250. The shares were bought as part of the company’s underwritten public offering that closed 14 July 2025.
Following the transaction, Shaffer now beneficially owns:
- Direct: 43,688.1797 common shares (including the new 1,000-share lot)
- Indirect (IRA): 1,477.527 common shares
The filing shows no derivative security activity and no dispositions. The incremental purchase increases Shaffer’s direct stake by about 2.3%. While the dollar amount is modest, insiders participating in primary offerings are commonly interpreted as a signal of confidence in the issuer’s near-term prospects, especially within regional banking where capital raises can be scrutinised by investors.
Civista Bancshares, Inc. (CIVB) – Form 4 filing dated 07/15/2025
Senior Vice President Charles A. Parcher reported a single open-market purchase during the company’s underwritten public offering:
- Transaction date: 07/11/2025
- Security: Common stock
- Transaction code: P (open-market purchase)
- Volume purchased: 1,000 shares
- Purchase price: $21.25 per share (total ≈ $21,250)
Following the purchase, the executive’s disclosed holdings are:
- Direct ownership: 1,000 newly purchased shares plus 21,039.9702 previously held shares
- Indirect ownership (IRA): 2,750 shares
No derivative securities were reported. The filing clarifies that the shares were acquired as part of the issuer’s public offering that closed on 07/14/2025.
Civista Bancshares, Inc. (CIVB) – Form 4 insider transaction
Senior Vice President Richard J. Dutton reported the purchase of 4,000 common shares of CIVB on 11 July 2025 at $21.25 per share (total consideration ≈ $85,000). The shares were acquired through an underwritten public offering that closed on 14 July 2025 and are held indirectly “By Mother.”
After the transaction, Dutton’s aggregate beneficial ownership is disclosed as:
- Indirect: 4,000 shares (newly purchased) & 7,650.423 shares (IRA)
- Direct: 22,924.2183 common shares plus 1,278 additional common shares
Civista Bancshares, Inc. (CIVB) – Form 4 insider activity
Director Mark J. Macioce purchased 640 common shares of CIVB on July 11 2025 at $21.25 per share in an underwritten public offering that closed on July 14 2025. Following the transaction, the director now holds approximately 3,556 shares directly (640 newly acquired plus 2,915.736 previously held). No derivative securities were involved, and there were no dispositions.
- The purchase represents a modest increase and signals personal confidence, but the number of shares is immaterial relative to the company’s 15 million-plus shares outstanding.
- No other officers or 10% owners were listed on this filing.
The filing is routine and carries limited financial impact but may still be viewed positively by investors who monitor insider sentiment.