STOCK TITAN

Callan JMB (CJMB) posts deeper 2026 losses and taps equity line for cash

(Moderate)
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

Callan JMB Inc. reported lower revenue and higher losses for the three and six months ended June 30, 2026. Quarterly revenue was $1,376,326 and six‑month revenue was $2,482,468, down 17% and 20% from the prior-year periods, mainly from reduced demand for emergency preparedness services by state and local governments.

The company recorded a net loss of $1,231,923 for the quarter and $4,446,977 for the first half of 2026, a 68% larger loss year‑to‑date than in 2025. Cash and cash equivalents were $860,273 at June 30, 2026, with net cash used in operating activities of $2,075,943 for the six months. Total assets were $4,451,058 and stockholders’ equity declined to $681,863.

Management states that recurring losses, negative operating cash flows, a $14,706,991 accumulated deficit, and limited cash raise substantial doubt about the ability to continue as a going concern within one year. To support liquidity, the company is using a $25.0 million Equity Line of Credit, which generated $915,000 of net proceeds and 596,837 shares issued in the first half, and has established a $5.0 million at‑the‑market offering program with no sales to date.

Positive

  • None.

Negative

  • Going concern risk: recurring losses, $14.7M accumulated deficit, and $2.1M operating cash burn in six months raise substantial doubt about the company’s ability to continue as a going concern.
  • Revenue contraction: six‑month revenue fell 20% to $2.48M, driven by reduced emergency preparedness demand from governmental customers.
  • Rising losses: six‑month net loss increased 68% to $4.45M, while stockholders’ equity dropped from $2.33M to $0.68M, weakening the balance sheet.

Filing Explained

ELOC issuance has diluted existing holders; its $25 million ceiling is capacity, while maturity now runs to April 1, 2027.

Callan JMB’s Form 10-Q is an unaudited interim report; as of June 30, 2026, it reported 5,664,868 issued common shares, including ELOC-related issuances that reduce existing holders’ percentage ownership.

The ELOC is a right, not an obligation, to sell up to $25.0 million of common stock: the filing reports $915,000 of net proceeds and 596,837 shares issued for that raise, plus 171,868 settlement shares that produced no current-period cash; a March 10, 2026 amendment extends maturity to April 1, 2027 and changes the pricing measurement.

Separately, 37,500 restricted stock units vested into issued shares by June 30, 2026, another 37,500 are expected to vest during the remainder of 2026, and 1,175,000 stock options remained outstanding.

The next specified equity milestones are the performance- and market-based award targets due by October 15, 2026 and the remaining option vesting scheduled through March 31, 2027.

Q2 2026 Revenue $1,376,326 Revenue for the three months ended June 30, 2026; down 17% from Q2 2025
Six-month 2026 Revenue $2,482,468 Revenue for the six months ended June 30, 2026; 20% below 2025 period
Six-month 2026 Net Loss $4,446,977 Net loss for the six months ended June 30, 2026; 68% higher than 2025
Cash and Cash Equivalents $860,273 Balance at June 30, 2026 on the condensed consolidated balance sheet
Net Cash Used in Operations $2,075,943 Net cash used in operating activities for the six months ended June 30, 2026
Accumulated Deficit $14,706,991 Accumulated deficit as of June 30, 2026, supporting going concern disclosure
Derivative Liability $588,604 Fair value of ELOC-related derivative liability as of June 30, 2026
Shares Outstanding 5,752,368 shares Common stock issued and outstanding as of August 12, 2026
Equity Line of Credit financial
"entered into an ELOC Purchase Agreement (“Equity Line of Credit,” or the “ELOC Facility”)"
An equity line of credit is a loan that allows homeowners to borrow money against the value of their property, similar to having a flexible credit card secured by their home. It matters to investors because it provides a way for property owners to access cash for various needs, which can influence real estate markets and overall economic activity. This type of credit offers ongoing borrowing capacity, making it a valuable financial tool for those with significant property equity.
derivative liability financial
"Derivative liability at fair value – ending balance $ 588,604"
A derivative liability is an obligation a company owes because of a derivatives contract—such as an option, future, swap, or forward—that has moved against it and now has negative value. Think of it like a settled bet that turned into a bill: if market moves go the other way, the company may have to pay cash or deliver assets. Investors care because these liabilities can create sudden losses, add leverage or counterparty risk, and change a company’s true financial exposure beyond its everyday operations.
going concern financial
"These conditions raise substantial doubt about the Company’s ability to continue as a going concern"
Going concern is the accounting assumption that a company will keep operating and meeting its obligations for the foreseeable future. The phrase matters most when a company or its auditors disclose substantial doubt about it, a formal warning that the business may not have enough resources to continue without raising money, restructuring, or selling assets. That language in a filing or press release signals elevated financial risk.
at-the-market (ATM) Issuance Sales Agreement financial
"entered into an At-The-Market (“ATM”) Issuance Sales Agreement"
right-of-use assets financial
"Operating lease right-of-use assets $ 2,621,588"
Right-of-use assets are the rights a company gains to use a physical space or equipment under a lease agreement. They are recorded as assets on the company's balance sheet, reflecting the value of future benefits from the leased item. For investors, these assets provide a clearer picture of a company's obligations and resources related to leasing arrangements, helping to assess its financial health and operational commitments.
Monte Carlo simulation model financial
"The fair value of the purchased option was estimated using Monte Carlo Simulation Model"
Q2 2026 Revenue $1,376,326 -17% vs Q2 2025
Six-month 2026 Revenue $2,482,468 -20% vs six months 2025
Q2 2026 Net Loss $1,231,923 12% smaller loss vs Q2 2025
Six-month 2026 Net Loss $4,446,977 68% larger loss vs six months 2025

FAQ

How did CJMB’s revenue change in the quarter and year-to-date 2026?

CJMB’s Q2 2026 revenue was $1.38M, down 17% year over year, and six‑month 2026 revenue was $2.48M, a 20% decline, mainly from lower emergency preparedness demand.

What was Callan JMB (CJMB)’s net loss for the six months ended June 30, 2026?

CJMB reported a net loss of $4,446,977 for the six months ended June 30, 2026, compared with $2,641,986 in 2025, reflecting higher operating expenses and ELOC-related costs.

Does CJMB disclose a going concern uncertainty in this 10-Q?

Yes. Management states that recurring losses, a $14.7M accumulated deficit, negative operating cash flow of $2.08M, and limited cash raise substantial doubt about the ability to continue as a going concern.

What is CJMB’s liquidity position and cash burn as of June 30, 2026?

CJMB held $860,273 in cash and cash equivalents at June 30, 2026 and used $2,075,943 of net cash in operating activities during the first six months of 2026.

How is Callan JMB (CJMB) using its Equity Line of Credit?

In the first half of 2026, CJMB raised $915,000 net under its $25.0M Equity Line of Credit and issued 596,837 shares, plus 171,868 settlement shares from prior-period activity.

What is the status of CJMB’s at-the-market (ATM) program?

CJMB established an ATM program on May 26, 2026 to sell up to $5.0M of common stock. As of June 30, 2026, no shares had been sold and $75,000 of related offering costs were deferred.

How concentrated are CJMB’s customers and what share do major customers represent?

CJMB’s largest customers are significant: in Q2 2026, one customer accounted for 61% of revenue, with the top three contributing 83%, indicating meaningful customer concentration risk.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

 

FORM 10-Q

 

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended June 30, 2026

 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from ____________ to ____________

 

Commission file number: 001-42506

 

CALLAN JMB INC.

(Exact name of registrant as specified in its charter)

 

Nevada   99-0931141
(State or other jurisdiction of   (I.R.S. Employer
incorporation or organization)   Identification No.)

 

244 Flightline Drive

Spring Branch, Texas 78070-6241

(Address of principal executive offices, including zip code)

 

Tel: (830) 438-0395

(Registrant’s telephone number, including area code)

 

Title of each class   Trading Symbol(s)   Name of each exchange on which registered
Common Stock, par value $0.001 per share   CJMB   The Nasdaq Stock Market LLC

 

Securities registered pursuant to Section 12(g) of the Act: None

 

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES ☐ NO ☒

 

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. YES ☐ NO ☒

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See definition of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and emerging growth company in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer Accelerated filer
Non-accelerated filer Smaller reporting company
    Emerging growth company

 

If an emerging growth company, indicate by check mark if this registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No

 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☐

 

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

 

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

 

Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No

 

As of August 12, 2026, the Company had 5,752,368 shares of common stock, $0.001 par value, issued and outstanding.

 

Documents Incorporated by Reference: None.

 

 

 

 

 

 

CALLAN JMB INC.

FORM 10-Q

TABLE OF CONTENTS

 

PART I    
Item 1. Unaudited Financial Statements 3
  Condensed Consolidated Balance Sheets as of June 30, 2026 (unaudited) and December 31, 2025 3
  Condensed Consolidated Statements of Operations for the three and six months ended June 30, 2026 and 2025 (unaudited) 4
  Condensed Consolidated Statements of Stockholders’ Equity for the three and six months ended June 30, 2026 and 2025 (unaudited) 5
  Condensed Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 2025 (unaudited) 6
  Notes to Condensed Consolidated Financial Statements 7
Item 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL AND RESULTS OF OPERATIONS 24
Item 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 27
Item 4. CONTROLS AND PROCEDURES 27
PART II    
Item 1. LEGAL PROCEEDINGS 28
Item 1A. RISK FACTORS 28
Item 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS 28
Item 6 EXHIBITS 28
SIGNATURES 29

 

2

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

CONDENSED CONSOLIDATED BALANCE SHEETS

 

  

June 30, 2026

(Unaudited)

   December 31, 2025 
Assets          
Current Assets:          
Cash and cash equivalents  $860,273   $2,130,758 
Accounts receivable, net of allowance for credit losses of $23,925 and $61,675, respectively   261,155    343,246 
Inventory   198,583    243,285 
Deferred offering costs   75,000    - 
Other current assets   412,853    341,311 
Total current assets   1,807,864    3,058,600 
Right of use assets – operating lease   1,798,340    1,917,563 
Advances to affiliate   50,061    - 
Property and equipment, net of accumulated depreciation of $834,881 and $760,655, respectively   794,793    799,538 
Total assets  $4,451,058   $5,775,701 
           
Liabilities and Stockholders’ Equity          
Current Liabilities:          
Accounts payable  $598,139   $564,014 
Accrued expenses   411,487    502,183 
Corporate taxes payable   27,923    23,085 
Right of use liabilities – operating lease   352,143    323,935 
Total current liabilities   1,389,692    1,413,217 
Right of use liabilities – operating lease   1,790,899    1,663,229 
Derivative liability   588,604    371,216 
Total long-term liabilities   2,379,503    2,034,445 
Total liabilities   3,769,195    3,447,662 
Commitments and Contingencies – Note 8   -        
Stockholders’ Equity          
Preferred stock - authorized 10,000,000 shares, $0.001 par value; zero issued and outstanding as of June 30, 2026 and December 31, 2025  $-   $- 
Common stock - authorized 190,000,000 shares, par value $0.001 par value, 5,664,868 issued and outstanding as of June 30, 2026 and 4,858,663 December 31, 2025   5,665    4,860 
Additional Paid in Capital   15,383,189    12,583,193 
Accumulated Deficit   (14,706,991)   (10,260,014)
Total Stockholders’ Equity   681,863    2,328,039 
Total Liabilities and Stockholders’ Equity  $4,451,058   $5,775,701 

 

The accompanying notes are an integral part of these unaudited condensed consolidated financial statements.

 

3

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

FOR THE THREE AND SIX MONTHS ENDED JUNE 30, 2026 AND 2025 (Unaudited)

 

   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
   Three months ended   Six months ended 
   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
Revenue  $1,376,326   $1,666,309   $2,482,468   $3,115,687 
Cost of revenue   618,380    1,022,439    1,297,288    1,858,724 
Gross profit   757,946    643,870    1,185,180    1,256,963 
Selling, general and administrative expenses   2,104,592    2,050,410    4,233,015    3,901,878 
Loss from operations   (1,346,646)   (1,406,540)   (3,047,835)   (2,644,915)
Other income (expenses)                    
Interest income   1,137    2,042    3,030    4,251 
Interest expense   (2,421)   -    (2,421)   (63)
Other expenses   (150,000)   -    (150,000)   - 
Other income   150,000    -    150,000    - 
ELOC facility transaction expenses   -    -    (1,177,223)   - 
Changes in fair value of derivative liability   120,841    -    (217,388)   - 
Total other income (expenses)   119,557    2,042    (1,394,002)   4,188 
Loss before income taxes   (1,227,089)   (1,404,498)   (4,441,837)   (2,640,727)
Provision (benefit) for income taxes   4,834    (3,102)   5,140    1,259 
Net loss  $(1,231,923)  $(1,401,396)  $(4,446,977)  $(2,641,986)
Weighted average common shares outstanding - basic and diluted (See Notes 2 and 3)   5,646,118    4,456,962    5,551,248    4,167,828 
Net loss per common share - basic and diluted (See Notes 2 and 3)  $(0.22)  $(0.31)  $(0.80)  $(0.63)

 

The accompanying notes are an integral part of these unaudited condensed consolidated financial statements.

 

4

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

CONDENSED CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY FOR THE SIX MONTHS ENDED JUNE 30, 2026 AND 2025 (Unaudited)

 

   Shares   Amount   Shares   Amount   Capital   Deficit   Equity 
   Preferred Stock   Common Stock   Additional Paid in   Accumulated   Stockholders’ 
   Shares   Amount   Shares   Amount   Capital   Deficit   Equity 
January 1, 2026   -    -    4,858,663   $4,860   $12,583,193   $(10,260,014)  $   2,328,039 
Net loss   -    -    -    -    -    (3,215,054)   (3,215,054)
Issuance of ELOC Shares   -    -    768,705    768    2,091,454    -    2,092,222 
Stock based compensation   -    -    -    -    394,326    -    394,326 
Restricted stock unit awards vesting   -    -    18,750    18    (18)   -    - 
March 31, 2026   -    -    5,646,118    5,646    15,068,955    (13,475,068)   1,599,533 
Net loss   -    -    -    -    -    (1,231,923)   (1,231,923)
Stock based compensation   -    -    -    -    314,253    -    314,253 
Restricted stock unit awards vesting   -    -    18,750    19    (19)   -    - 
June 30, 2026   -    -    5,664,868    5,665   $15,383,189    (14,706,991)   681,863 

 

   Preferred Stock   Common Stock   Additional Paid in   Accumulated   Stockholders’ 
   Shares   Amount   Shares   Amount   Capital   Deficit   Equity 
January 1, 2025   -   $-    3,000,000   $3,000   $5,464,006   $(2,293,648)  $    3,173,358 
Net loss   -    -    -    -    -    (1,240,590)   (1,240,590)
Common stock issued in initial public offering, net of costs   -    -    1,280,000    1,280    3,950,588    -    3,951,868 
Common stock issues in initial public offering (over allotment), net of costs   -    -    163,569    164    591,956    -    592,120 
Stock based compensation   -    -              330,825    -    330,825 
March 31, 2025   -   $-    4,443,569   $4,444   $10,337,375   $(3,534,238)  $6,807,581 
Net Loss                            (1,401,396)   (1,401,396)
Stock based compensation   -    -              419,102    -    419,102 
Restricted stock unit awards vesting   -    -    37,500    38    (38)   -     -  
June 30, 2025   -    -    4,481,069   $4,482   $10,756,439    (4,935,634)   5,825,287 

 

The accompanying notes are an integral part of these unaudited condensed consolidated financial statements.

 

5

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

FOR THE SIX MONTHS ENDED JUNE 30, 2026 AND 2025 (Unaudited)

 

   June 30, 2026   June 30, 2025 
   Six months ended 
   June 30, 2026   June 30, 2025 
Cash flows from operating activities:          
Net loss  $(4,446,977)  $(2,641,986)
Adjustment to reconcile net loss to net cash used in operating activities:          
Changes in fair value of derivative liability   217,388    - 
Depreciation   74,226    76,401 
Provision (recoveries) for credit losses   (37,750)   (7,666)
Other non-cash expenses relating to ELOC Facility   1,092,222    - 
Stock based compensation   708,579    749,927 
Right of use asset – operating lease     158,315       137,171  
Changes in operating assets and liabilities:          
Accounts receivable   119,841    16,369 
Inventory   44,702    (39,144)
Other current assets   (71,542)   (271,834)
Right of use liabilities – operating lease   116,786    (131,005)
Accounts payable and accrued expenses   (56,571)   71,593 
Deferred revenue   -    (92,079)
Deferred tax liabilities   -    (6,602)
Corporate taxes payable   4,838    13,885 
Net cash used in operating activities  $(2,075,943)  $(2,124,970)
           
Cash flows used in investing activity:          
Purchase of property and equipment   (69,481)   (447,506)
Net cash used in investing activity  $(69,481)  $(447,506)
           
Cash flows from (used in) financing activities:          
Related party loans   -    18,669 
Proceeds from IPO and overallotment, net   -    4,680,013 
Advances to affiliate   (50,061)   - 
Deferred offering costs   (75,000)   - 
Proceeds from offering of ELOC shares   1,000,000    - 
Net cash provided by financing activities  $874,939   $4,698,682 
Increase (decrease) in cash and cash equivalents   (1,270,485)   2,126,206 
Cash and cash equivalents at beginning of period   2,130,758    2,097,945 
Cash and cash equivalents at end of period  $860,273   $4,224,151 
           
Supplemental disclosures of cash flow information:          
Cash paid for interest  $2,421   $63 
Lease incentives reimbursement  $280,115   $- 
Supplemental Schedule of Non-Cash Financing and Investing Activities:          
           
Issuance of common stock for ELOC-related consideration and expenses  $1,092,222   $- 
Right of use assets acquired and operating lease liabilities recognized for new lease arrangement  $(38,737)  $(708,321)
Right-of-use assets and operating lease liabilities due to lease modifications  $-   $(704,927)
Fair value of Stock Warrants issued at IPO  $-   $144,358 
Deferred offering costs charged to additional paid-in-capital  $-   $136,025 
Restricted stock unit awards vesting  $38   $38 

 

 

The accompanying notes are an integral part of these unaudited condensed consolidated financial statements.

 

6

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(UNAUDITED)

 

NOTE 1 – NATURE OF OPERATIONS

 

Callan JMB Inc. (which may be referred to as “Callan”, “Callan JMB”, “CJMB”, “Company,” “we,” “us,” or “our”) was formed on January 24, 2024, in the state of Nevada for the purposes of reorganizing and becoming a holding company for Coldchain Technology Services, LLC and Callan JMB Services (India) Private Limited. CTS was formed on December 27, 2006, in the state of Texas and is our main operating subsidiary engaged in a vertically integrated logistics and fulfillment ecosystem that utilizes advanced predictive technology for the supply chain by guaranteeing the safety, effectiveness, and potency of every product handled to ensure product integrity, and to provide immediate response in time sensitive industries while ensuring environmental responsibility. Callan JMB Services (India) Private Limited is domiciled in Pune, Maharashtra, India and is 99.9% owned by Callan JMB and has no operations or activities as of June 30, 2026. The Company’s headquarters are located in Spring Branch, Texas.

 

The interim condensed consolidated financial statements should be read in conjunction with the consolidated financial statements for the year ended December 31, 2025 and notes thereto contained in the Company’s Form 10-K filed with the Securities and Exchange Commission.

 

Going Concern

 

The accompanying condensed consolidated financial statements have been prepared on a going concern basis, which contemplates the realization of assets and the satisfaction of liabilities and other commitments in the normal course of business. As such, the financial statements do not include adjustments for the recoverability and classification of assets and their carrying amounts, or for the amount and classification of liabilities that may result should the Company be unable to continue as a going concern.

 

As of June 30, 2026, the Company had an accumulated deficit of $(14,706,991) and negative cash flow from operating activities of $(2,075,943) for the six months ended June 30, 2026. In addition, the Company incurred a net loss of $(4,446,977) for the six months ended June 30, 2026 and had cash and cash equivalents of $860,273 as of June 30, 2026. The Company has recurring losses, has not yet generated sufficient cash flows from operations to fund its activities, and expects to continue incurring operating losses and using cash in support of its business plan. These conditions raise substantial doubt about the Company’s ability to continue as a going concern within one year after the date these condensed consolidated financial statements are issued. Accordingly, the Company, as a result of the conditions identified and the uncertainty of achievability of management’s plans, substantial doubt about the Company’s ability to continue as a going concern is not alleviated.

 

Since inception, the Company has funded its operations through operating cash flows, the ELOC Facility, and capital contributions or other funding from Mr. Williams. Management will continue to evaluate additional sources of capital, including equity and debt financings and support from Mr. Wayne Williams, the Company’s Chief Executive Officer and largest shareholder. However, the availability and terms of future financing are subject to market conditions, investor demand, and the Company’s operating performance, and there can be no assurance that additional capital will be available when needed or on acceptable terms.

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Principles of Consolidation and Basis of Presentation

 

The Condensed Consolidated Financial Statements include all of the accounts of the Company and our subsidiaries. We have eliminated all significant intercompany transactions and balances in consolidation. In management’s opinion, all adjustments, consisting only of normal recurring accruals, necessary for a fair statement of our Condensed Consolidated Balance Sheet as of June 30, 2026, and our Condensed Consolidated Statements of Operations for the three and six months ended June 30, 2026 and 2025 have been made. The results set forth in our Condensed Consolidated Statements of Operations for the three and six months ended June 30, 2026 and in our Condensed Consolidated Statements of Cash Flows for the six months ended June 30, 2026 are not necessarily indicative of the results to be expected for the full year. The Condensed Consolidated Balance Sheet as of December 31, 2025 was derived from audited financial statements but does not include all disclosures required by accounting principles generally accepted in the United States (“GAAP”).

 

Use of Estimates

 

The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions about future events that affect the amounts reported in the consolidated financial statements and the accompanying notes. Management bases its estimates on historical experience and other assumptions that it believes to be reasonable at the time. Actual results could differ from those estimates, and any such differences may be material to the financial statements. Significant estimates are contained in the accompanying financial statements for the useful lives for depreciation and amortization of long-lived assets, allowance for credit losses, stock-based compensation and the incremental borrowing rate used in determining the right-of-use assets and operating lease liabilities.

 

7

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

 

Cash and Cash Equivalents

 

The Company deposits its cash with high credit quality financial institutions. The Company’s accounts at these institutions are insured by the Federal Deposit Insurance Corporation (“FDIC”) up to $250,000. All cash amounts in excess of $250,000 are unsecured. The Company has a deposit placement agreement for Insured Cash Sweep Service (“ICS”). This service is a secured, and convenient way to access FDIC protection on large deposits, earn a return, and enjoy flexibility. The Company believes that the ICS agreement will mitigate its credit risk as it relates to uninsured FDIC amounts in excess of $250,000. At June 30, 2026 and December 31, 2025, the Company’s balances exceeded federally insured limits by approximately $537,906 and $1,701,861, respectively.

 

Accounts Receivable

 

Accounts receivable are recorded at the invoiced amount, which is the amount the Company expects to collect from its customers. Generally, payment is due from customers within 30-90 days of the invoice date. On a regular basis, the Company evaluates its accounts receivable and establishes the allowance for credit losses based on an evaluation of certain criteria and evidence of collection uncertainty including historical collection trends, reasonable expectations of future collections, current economic trends and changes in customer payment patterns. Past-due receivable balances are written off when the Company’s collection efforts have been deemed unsuccessful. The Company maintains an allowance for credit losses to reserve for potential uncollectible receivables. The allowance for credit losses as of June 30, 2026 and December 31, 2025 are as follows:

  

   June 30, 2026   December 31, 2025 
Beginning balance  $61,675   $64,000 
Provision (recovery) for credit losses   (37,750)   230,190 
Related allowances for written off accounts receivable   -    (152,568)
Reversal of allowance related to reinstated invoices previously charged off   -    (82,000)
Others   -    2,053 
Ending Balance  $23,925   $61,675 

 

Credit Concentration

 

The concentration of credit risks in accounts receivable is due to certain large customers comprising the Company’s customer base throughout North America. The Company maintains policies over credit extension that include credit evaluations, credit limits and collection monitoring procedures on a customer-by-customer basis. However, the Company generally does not require collateral before services are performed.

 

The Company has several customers for the three and six months ended June 30, 2026 and 2025 that make up in excess of 10% of revenue as follows:

 

Customer   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
    Three Months Ended   Six Months Ended 
Customer   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
 1    61%   60%   63%   58%
 2    14%   6%   13%   7%
 3    8%   16%   10%   15%

 

The Company has several customers as of June 30, 2026 and December 31, 2025 that make up in excess of 10% of accounts receivable as follows:

 

Customer   2026   2025 
 1    23%   13%
 2    34%   48%
 3    12%   11%
 4    11%   6%

 

The Company has several vendors as of June 30, 2026 and December 31, 2025 that make up in excess of 10% of accounts payable as follows:

 

Vendor   2026   2025 
 1    26%   29%
 2    14%   17%
 3    28%   5%

 

The Company has two vendors for the three and six months ended June 30, 2026 and 2025 that make up equal to or more than 10% of services rendered to us as follows:

 

Vendor   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
    Three Months Ended   Six Months Ended 
Vendor   June 30, 2026   June 30, 2025   June 30, 2026   June 30, 2025 
 1    13%   12%   

6

%   9%
 2    10%   8%   5%   5%

 

8

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

 

Inventory

 

Inventory is stated at the lower of cost (using the first-in, first-out method (“FIFO”)) or net realizable value. We continually analyze our slow moving and excess inventories. Based on historical and projected sales volumes and anticipated selling prices, we determined that establishing a reserve was not necessary at this time. Inventory that is in excess of current and projected use is reduced by an allowance to a level that approximates its estimate of future demand. Products that are determined to be obsolete are written down to net realizable value. The Company’s inventory is comprised of raw materials for customer packaging needs as follows:

  

   June 30, 2026   December 31, 2025 
Raw materials  $198,583   $243,285 

 

Property and Equipment

 

Property and equipment, net, is stated at cost less accumulated depreciation. Expenditures for major renewals and improvements that extend the life or usefulness of the asset are capitalized. Items of an ordinary repair or maintenance nature are charged directly to operating expense as incurred. During the construction and development period of an asset, the costs incurred, including interest expense, are classified as construction-in-progress. When the asset is ready for its intended use, the asset is reclassified to an appropriate asset classification and depreciation, or amortization commences.

 

The Company depreciates and amortizes the capitalized cost of these assets, using the straight-line method, as follows:

  

Asset Classification:

Computer equipment 3-5 years

Furniture and fixtures 5-8 years

Leasehold Improvements limited to lease term

 

The Company recognized depreciation expense of $74,226 and $76,401 for the six months ended June 30, 2026 and 2025, respectively, as well as $36,847 and $38,542 for the three months ended June 30, 2026 and 2025 in its consolidated statements of operations, respectively. Fully depreciated assets are retained in property and equipment and accumulated depreciation until they are removed from service.

 

The Company tests for impairment whenever events or changes in circumstances indicate that the carrying value may not be recoverable. An impairment in the carrying value of long-lived assets is recognized if the expected future undiscounted cash flows derived from the assets, or group of assets, are less than their carrying value. The Company did not record any impairment charges related to long-lived assets in the periods presented.

 

Revenue Recognition

 

The Company recognizes revenue when control of the promised goods or services is transferred to the Company’s customers. Revenue is recorded at the transaction price, which is the amount that reflects the consideration the Company expects to receive in exchange for providing the goods or services. The Company’s primary performance obligations in our contracts with customers are to provide services related to emergency preparedness or to deliver specialty packaging. Most of the Company’s revenues are for services, which are recognized over time as the related time and materials are incurred at contractually agreed-upon rates. Product revenues are recognized at a point in time when the products are delivered and control transfers to the customer. The Company’s payment terms vary by the type of customer and the products or services offered. The periods between invoicing and when payments are due are not significant. Amounts billed to customers related to shipping and handling are classified as revenue and the Company’s shipping and handling costs are included in costs of revenues.

 

Disaggregation of Revenue

 

The following table presents our disaggregated revenues by distribution channel:

  

Sales by distribution channel:  2026   2025   2026   2025 
   Three Months Ended June 30,   Six Months Ended June 30, 
Sales by distribution channel:  2026   2025   2026   2025 
Emergency preparedness  $1,048,486   $1,130,988   $1,927,081   $2,072,710 
Specialty packaging  $327,840    535,321    555,387    1,042,977 
Total  $1,376,326   $1,666,309   $ 2,482,468   $3,115,687 

 

9

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

 

Sales by customer type:  2026   2025   2026   2025 
   Three Months Ended June 30,   Six Months Ended June 30, 
Sales by customer type:  2026   2025   2026   2025 
Governmental  $1,035,887   $1,257,216   $1,920,554   $2,335,252 
Non-governmental   340,439    409,093    561,914    780,435 
Total  $1,376,326   $1,666,309   $2,482,468   $3,115,687 

 

Emergency preparedness

 

We provide comprehensive services primarily to state and local governments. These services include managing their building sites, medical stockpiles of equipment, supplies and responding to state or local emergencies. We also provide Quality Control/Assurance to safeguard vaccines, medical supplies, and equipment. Revenue is recognized when services are rendered or medical supplies are shipped.

 

Specialty Packaging.

 

Our specialty temperature-regulating packaging solutions provide a better thermal system to maintain and protect products and ensure peak customer experience. In utilizing this packaging, customers yield the benefits of lower costs and overhead while improving process, agility, velocity, accuracy, and repeatability of complex fulfillment networks. Revenue is recorded when products are delivered, or services are rendered. Additionally, amounts billed to customers related to shipping and handling are classified as revenue and the Company’s shipping and handling costs are included in costs of revenues as well as the Company’s contract with a customer for cloud-based temperature monitoring software. The customer paid their contract in advance and therefore revenue is earned monthly over the term of the contract.

 

Stock Warrants

 

During the first quarter ended March 31, 2025, the Company granted 72,179 stock warrants to various individuals of the underwriting firm that assisted the Company with its initial public offering on February 4, 2025. The stock warrants were issued in lieu of cash for a portion of their services. There were no warrants issued during the second quarter ended June 30, 2026. The Company accounts for its warrants as either equity-classified or liability-classified instruments based on an assessment of the warrant’s specific terms and applicable authoritative guidance in ASC 480, “Distinguishing Liabilities from Equity” and ASC 815, “Derivatives and Hedging”. The assessment considers whether the warrants are freestanding financial instruments that would require classification as a liability under ASC 480, as well as whether the warrants qualify for equity classification or require liability classification after consideration of the guidance and criteria outlined in ASC 815, including whether the warrants are indexed to the Company’s own common shares and whether the warrant holders could potentially require “net cash settlement” in a circumstance outside of the Company’s control, among other conditions that impact classification. This assessment, which requires the use of professional judgment, is conducted at the time of warrant issuance. For issued warrants that meet all of the criteria for equity classification, the warrants are required to be recorded as a component of additional paid-in capital at the time of issuance. As of June 30, 2026, the Company’s condensed consolidated balance sheet included equity classified warrants, reported as additional paid in capital.

 

Share-Based Compensation

 

The Company provides stock-based compensation to its employees and Board of Directors. The Company is required to exercise judgment and make estimates when determining the (i) fair value of each award granted and (ii) projected number of awards expected to vest. The Company calculates the fair value of all stock-based awards at the date of grant using the Black-Scholes option-pricing model for stock options and Monte Carlo simulation model for market-based awards. The Company uses the straight-line method to amortize this fair value as compensation cost over the requisite service period. Any forfeitures are recognized as they occur.

 

10

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

 

Net Loss per Common Share

 

The following table sets forth the number of potential shares of common stock that have been excluded from diluted net loss per share because their effect was anti-dilutive for the six months ended June 30, 2026 and June 30, 2025:

 

   Six Months ended June 30, 
   2026   2025 
Stock Options   1,175,000    1,187,500 
Restricted Stock Awards   512,500    512,500 
Stock Warrants   72,179    72,179 
Total   1,759,679    1,772,179 

 

Cost of Revenues

 

Our cost of revenue primarily includes the amounts paid to outside service providers, monitoring, direct and indirect labor, warehouse rent and other related expenses.

 

Advertising Expense

 

Advertising costs primarily consist of trade shows, other promotional expenses and the cost to retain our marketing firm. Advertising costs are expensed as incurred. Advertising expense for the three months ended June 30, 2026 and 2025 was $43,850 and $148,600, respectively. Advertising expenses for the six months ended June 30, 2026 and June 30, 2025 was $119,099 and $289,549, respectively.

 

Fair Value of Financial Instruments

 

The Company accounts for its derivative instruments in accordance with the provisions of Accounting Standards Codification (“ASC”) 815, Derivatives and Hedging, which, among other things, establishes accounting and disclosure requirements for derivative instruments. The fair value of the instruments under ASC 820-10, Fair Value Measurement, which among other things provides the framework for measuring fair value. That framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities (Level I measurement) and the lowest priority to unobservable inputs (Level III measurements). The three levels of fair value hierarchy under ASC 820-10, Fair Value Measurement, are as follows:

 

Level I - Quoted prices are available in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.

 

Level II - Significant observable inputs other than quoted prices in active markets for which inputs to the valuation methodology include: (1) Quoted prices for similar assets or liabilities in active markets; (2) Quoted prices for identical or similar assets or liabilities in inactive markets; (3) Inputs other than quoted prices that are observable; and (4) Inputs that are derived principally from or corroborated by observable market data by correlation or other means. If the asset or liability has a specified (contractual) term, the Level II input must be observable for substantially the full term of the asset or liability.

 

Level III - Significant unobservable inputs that reflect an entity’s own assumptions that market participants would use in pricing the assets or liabilities.

 

The asset or liability fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement.

 

The Company’s financial instruments primarily consist of cash and cash equivalents, accounts receivable, accounts payable and derivative liabilities.

 

The carrying amounts of cash and cash equivalents, accounts receivable, and accounts payable approximate their respective fair values because of the short-term maturities or expected settlement dates of these instruments.

 

The derivative liability is valued using a Monte Carlo simulation model utilizing a variety of inputs and assumptions such as volatility, risk-free rates, volume weighted average price and cash flow assumptions. This is considered a Level III valuation technique. Please see Note 6, “Equity – Equity Line of Credit” for information on these assumptions and fair value of this derivative liability as of June 30, 2026.

 

   June 30, 2026   Level 1   Level 2   Level 3 
Derivative liability at fair value  $588,604   $   $   $588,604 
Total liability measured at fair value  $588,604   $   $   $588,604 

 

Deferred Revenue

 

Deferred revenue represents customer billings for services that are not yet rendered and is primarily related to customer invoices billed before services are rendered and for billings of annual or multi-year service contracts. As of June 30, 2026 and December 31, 2025, the Company has no deferred revenue that can be recognized over the next year.

 

11

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 2 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

 

Income Tax

 

The Company provides for income taxes and the related accounts under the asset and liability method. Deferred tax assets and liabilities are determined based on the difference between the financial statement and tax bases of assets and liabilities using enacted tax rates expected to be in effect during the year in which the basis differences reverse. Valuation allowances are established when management determines it is more likely than not that some portion, or all, of the deferred tax assets will not be realized.

 

Leases

 

The Company’s leases predominantly relate to real estate equipment, such as vehicles and industrial equipment utilized in operations. Contracts are reviewed at inception to determine if the arrangement is a lease. The Company generally enters into long-term real estate leases with one to ten-year terms. In the normal course of business, the Company also enters into short-term leases having terms of one year or less. These leases are generally equipment leases entered into for short periods of time (e.g., daily, weekly, or monthly) to satisfy immediate and/or short-term operational needs of the business which can arise based upon the nature of particular services performed. The Company has elected not to recognize right-of-use (“ROU”) assets and lease liabilities for these short-term leases. Operating leases with terms exceeding one year are recognized as ROU assets and lease liabilities and measured at the commencement date based on the present value of the future lease payments over the lease term. Certain of the Company’s real estate leases contain escalating future lease payments. Escalating lease payments that are based upon explicit amounts contained in the lease or an index (e.g., consumer price index) are included in the Company’s determination of future lease payments to determine the ROU asset and lease liability recognized at the commencement date. Any differences in the future lease payments from initial recognition are not anticipated to be material and will be recorded as variable lease cost in the period incurred. The variable lease cost will also include the Company’s portion of property tax, utilities, and common area maintenance. A significant portion of the Company’s real estate lease agreements include renewal periods at the Company’s option. The Company includes these renewal periods in the lease term only when renewal is reasonably certain based upon facts and circumstances specific to the lease and known by the Company. The Company uses its incremental borrowing rate available at the lease commencement date in determining the present value of future lease payments as the implicit rate is typically not readily determinable. For operating leases, lease cost is recognized on a straight-line basis over the lease term and is included in cost of revenues or selling, general and administrative expenses depending on the use of the asset. As of June 30, 2026 and December 31, 2025, the Company did not have any leases that were classified as finance leases.

 

Recent Accounting Pronouncements

 

In November 2024, the FASB issued ASU 2024-03, Income Statement Reporting-Comprehensive Income-Expense Disaggregation Disclosures (Subtopic 220-40), Disaggregation of Income Statement Expenses. The standard update improves the disclosures about a public business entity’s expenses by requiring more detailed information about certain types of costs and expenses in the notes to the financial statements. The guidance will be effective for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Early adoption is permitted. The standard updates are to be applied prospectively, with the option to apply them retrospectively. We are currently evaluating the impact of the new standard’s disclosure requirements on our financial statements.

 

In July 2025, the FASB issued ASU 2025-05, Financial Instruments - Credit Losses (Topic 326): Measurement of Credit Losses for Accounts Receivable and Contract Assets. This standard introduces a practical expedient for the application of the current expected credit loss (“CECL”) model to current accounts receivable and contract assets. ASU 2025-05 is effective for annual periods beginning after December 15, 2025 and interim periods within those annual periods. The Company adopted ASU 2025-05 for the fiscal year and interim period beginning January 1, 2026 and elected the practical expedient. The adoption did not have a material impact on the consolidated financial statements and related disclosures.

 

In December 2025, the FASB issued ASU No. 2025-11, “Interim Reporting – Narrow-Scope Improvements,” which is intended to improve the navigability of previous guidance and clarify when that guidance is applicable. Among other items, it establishes a principle under which an entity must disclose events since the end of the last annual reporting period that have a material impact on the entity. ASU 2025-11 is not intended to change the fundamental nature of interim reporting or expand or reduce current interim disclosure requirements. The guidance may be applied retrospectively or prospectively and will be effective for the Company for interim periods beginning in fiscal year 2028. The Company is currently evaluating the impact of this ASU but does not anticipate this adoption to have a material impact on the Company’s financial statements.

 

The FASB issues ASUs to amend the authoritative literature in ASC. There have been a number of ASUs to date, including those above, that amend the original text of ASC. Management believes that those issued to date either (i) provide supplemental guidance, (ii) are technical corrections, (iii) are not applicable to us or (iv) are not expected to have a significant impact on our consolidated financial statements.

 

12

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 3 - ACCRUED EXPENSES

 

Accrued expenses consist of the following:

 

   (Unaudited)     
   June 30, 2026   December 31, 2025 
Payroll and related costs  $171,996   $149,312 
Credit card   20,912    14,348 
Professional Fees   35,198    113,139 
Insurance   47,870    145,227 
Storage   50,145    46,872 
Rent   75,268    - 
Other   10,098    33,285 
Total  $411,487  $502,183 

 

NOTE 4 – RELATED PARTY TRANSACTIONS

 

Business Partner

 

Health Hero America (“HHA”) is a related party by virtue of common ownership of the Company. There were no transactions with the related party during the three months ended June 30, 2026. During the six months ended June 30, 2026, the Company provided certain labor services to HHA and recognized service revenue amounting to $5,162, all of which was recognized during the three months ended March 31, 2026. As of June 30, 2026 and December 31, 2025, receivables arising from this transaction amounted to $22,003 and $16,789, respectively.

 

Cold Chain Delivery Systems (“CCDS”), who is a related party by virtue of common ownership of the Company. There were no transactions with the related party during the three and six months ended June 30, 2026 and 2025. As of June 30, 2026, and December 31, 2025, the Company has $0 owed to this related party.

 

Outlaw Run Ranch (“ORR”) is a related party by virtue of common ownership of the Company. The Company pays $9,800 per month to ORR for rent expense. As of June 30, 2026, and December 31, 2025, the Company has $0 owed to this related party. As of June 30, 2026 and December 31, 2025, operating lease liability relating to such lease agreement with this related party amounted to $348,722 and $389,630, respectively. See Note 9 for other key terms of the lease agreement.

 

Warehouse Asset Management is a related party by virtue of common ownership. The Company leases its headquarters, warehouse, other warehouse equipment and a box truck for $15,425 per month. As of June 30, 2026, and December 31, 2025, the Company has $0 owed to this related party. As of June 30, 2026 and December 31, 2025, operating lease liability relating to such lease agreement with this related party amounted to $558,671 and $625,805, respectively.

 

During the three months ended March 31, 2025 the Company awarded 100,000 stock options to the CEO’s son as compensation for services rendered in a prior period and is subject to the same vesting condition as the Company’s other stock option awards. 62,500 stock options have vested and are fully exercisable as of June 30, 2026 and 37,500 remain unvested. The key terms and fair value inputs and assumptions utilized for this stock option are disclosed in Note 7. The Company recognized $28,375 as an expense for the three months ended June 30, 2026 and 2025. The Company recognized $56,750 and $43,698 as an expense for the six months ended June 30, 2026 and 2025, respectively.

 

Monarch Property Management is a related party by virtue of common ownership of the Company. The Company paid for certain legal expenses, which amounted to $50,061 during the three and six months ended June 30, 2026. As of June 30, 2026 and December 31, 2025, the Company is owed $50,061 and $0 by this related party, respectively, and is presented as a part of Advances to Affiliate in the Company’s condensed consolidated balance sheet.

 

The Company has performed an analysis under ASC 810 and has determined that the afore-mentioned related parties do not qualify as a Variable Interest Entity and therefore those entities were not consolidated in the preparation of the accompanying financial statements.

 

13

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 5 - SEGMENTS

 

Operating segments are identified as components of an enterprise for which separate discrete financial information is available for evaluation by the Company’s Chief Operating Decision Maker (“CODM”) to make decisions with respect to resource allocation and assessment of performance. To date, the Company has viewed its operations and manages its business as one operating segment. The results of its operating segment are reviewed monthly by the Company’s Chief Executive Officer and President, who has been identified as the CODM.

 

The CODM regularly assesses the performance of the 1single operating segment and reporting segment and decides how to allocate resources based on net income calculated on the same basis as net income reported in the Company’s statements of operations. The CODM is also regularly provided with expense information at a level consistent with that disclosed in the Company’s statements of operations.

 

NOTE 6 - EQUITY

 

During February 2025, we completed our initial public offering (“IPO”) of 1,280,000 shares of common stock at a price of $4.00 per share, generating gross proceeds of $5,120,000. Additionally, the underwriters partially exercised their over-allotment option (the “green shoe”), purchasing approximately 164,000 shares at $4.00, resulting in additional gross proceeds of approximately $656,000. In total, the offering generated gross proceeds of approximately $5,776,000. After deducting underwriting discounts and commissions of approximately $1,000,000, we received net proceeds of approximately $4,700,000. In connection with the offering, we issued to the underwriters warrants to purchase up to 72,179 shares of our common stock at an exercise price of $4.80 per share for a total value of $144,358. These warrants have a term of five years from the effective date of the registration statement. We also incurred $188,832 of deferred offering costs.

 

During the six months ended June 30, 2026, we did not issue any additional shares of common stock in public offerings. However, during the period, we issued 37,500 restricted stock units (“RSUs”) as well as approximately 769,000 shares of common stock pursuant to our Equity Line of Credit (“ELOC”) facility. These issuances include shares issued in connection with ELOC drawdowns during the quarter, as well as final settlement shares related to ELOC activity initiated during August 2025. Equity activity during the period also included the issuance of stock options to an employee. There were no other new option issuances, warrant issuances, or modifications to existing equity awards during the period.

 

As of June 30, 2026, the Company had the following equity awards outstanding: RSUs: 37,500 vested RSUs for the six months ended June 30, 2026 in total out of the total 75,000. Performance based RSUs: 225,000 and market based RSUs: 250,000. Stock Options: 1,175,000 options outstanding. Underwriter Warrants: 72,179 warrants issued in February 2025 with a 5five-year term and an exercise price of $4.80 per share. All outstanding RSUs, options, and warrants remain subject to applicable vesting, lock-up, and control restrictions.

 

14

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 6 - EQUITY (CONTINUED)

 

Equity Line of Credit (ELOC)

 

On July 24, 2025, the Company entered into an ELOC Purchase Agreement (“Equity Line of Credit,” or the “ELOC Facility”) with an investor, whereby the Company has the right, but not the obligation, to sell to the investor therein, up to an aggregate of $25.0 million of shares of the Company’s common stock, par value $0.001 per share, subject to the terms and conditions set forth therein. The Purchase Agreement has a term ending on the earlier of (i) the first day of the month following the 18-month anniversary of the Commencement Date or (ii) the date the Investor has purchased the shares equal to the agreed investment amount. During the term, the Company may, at its discretion, deliver either Regular Purchase Notices for $500,000 to $2,000,000 per notice or Exempt Purchase Notices of up to $1,000,000 per notice. Each Regular Purchase is priced at 95% of the lowest daily VWAP during the applicable measurement period (or 80% if the Company’s stock is not trading on the Nasdaq Capital Market). In connection with each Regular Purchase, the Company will provide an estimate of the number of the shares deliverable, based on 90% of the prior day’s closing price. Each Exempt Purchase is priced similarly with an incremental 10% shares to be issued.

 

During the six months ended June 30, 2026, the Company issued shares of common stock pursuant to the Equity Line of Credit (“ELOC”) facility in connection with both current-period drawdowns and the final settlement of ELOC activity initiated in a prior period.

 

In January 2026, the Company issued 171,868 shares of common stock as final settlement shares related to an ELOC raise initiated during the third quarter of 2025. These shares were issued pursuant to the contractual settlement provisions of the ELOC facility and did not result in additional cash proceeds during the current period.

 

On March 10, 2026, the Company entered into an amendment to its ELOC Facility wherein it extended the maturity to April 1, 2027. Additionally, certain amendments to the measurement period and the settlement price from 95% of the lowest daily VWAP to 95% of lowest closing price during the measurement period. During the six months ended June 30, 2026, the Company raised net proceeds of $915,000 (net of third party fees amounted to $85,000 which is reflected as part of ELOC facility transaction expenses in the statement of operations during the six months ended June 30, 2026) from the ELOC Facility and issued 596,837 common shares for such raise.

 

The Company will control the timing and amount of any sales of shares of common stock to Investor. Actual sales of shares of common stock to Investor as a drawdown under the ELOC Facility will depend on a variety of factors to be determined by the Company from time to time, which may include, among other things, market conditions, the trading price of the Company’s common stock and determinations by the Company as to the appropriate sources of funding for our business and operations.

 

The Company has the right to terminate the ELOC Facility at any time after the Commencement Date, for any reason or for no reason by delivering notice to the Investor electing to terminate the agreement without any liability except in the event the Company has sold less than $7,500,000 to the Investor, the Company shall pay an additional fee of $250,000 that is payable either in cash or in shares of Common Stock at a price equal to 100% of the Closing Price on the date immediately preceding the date of receipt by the Investor of the Company Termination Notice. The ELOC Facility will also automatically terminate upon reaching the $25,000,000 available amount or at the Maturity Date without any action or notice on the part of any party and without any liability whatsoever of any party to any other party under the ELOC Facility.

 

The ELOC Facility contains customary representations, warranties, conditions and indemnification obligations of the parties. The representations, warranties and covenants contained in such agreements were made only for purposes of such agreements and as of specific dates, were solely for the benefit of the parties to such agreements and may be subject to limitations agreed upon by the contracting parties.

 

15

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 6 - EQUITY (CONTINUED)

 

The Company accounted for its ELOC Facility as a purchased put option and is either equity-classified or liability-classified instruments based on an assessment of the agreement’s specific terms and applicable authoritative guidance in ASC 480, “Distinguishing Liabilities from Equity” and ASC 815, “Derivatives and Hedging”. The assessment considers whether the purchased put option is a freestanding financial instrument that would require classification as a liability under ASC 480, as well as whether the purchased put option would qualify for equity classification or require a liability classification after consideration of the guidance and criteria outlined in ASC 815, including whether the purchased put option are indexed to the Company’s own common shares and whether the holders could potentially require “net cash settlement” in a circumstance outside of the Company’s control, among other conditions that impact classification. The Company also assessed embedded features in the ELOC Facility under the ASC 480 and ASC 815 guidance, management believed that these embedded features were not freestanding and are clearly and closely related to the host contract and as such do not require bifurcation from the purchased put option. This assessment, which requires the use of professional judgment, is conducted at the time of agreement. The Company assessed that the purchased put option is not under the scope of ASC 480 but is a derivative liability under ASC 815 as it does not meet the scope exception, indexation guidance and equity classification criteria under ASC 815 due to certain variability to the settlement price. As such, the Company accounted for the purchased put option as a derivative liability recognized at fair value at the inception date and each reporting period.

 

The fair value of the purchased option was estimated on the date of agreement using Monte Carlo Simulation Model with the following assumptions at each measurement date:

 

   Inception Date   June 30, 2026 
Expected life (in years)   1.52    0.75 
Expected stock price volatility   50.5%   59.3%
Risk-free interest rate   4.00%   3.99%
Stock Price   5.28    0.80 

 

The risk-free interest rate was based on U.S. Treasury interest rates, the terms of which are consistent with the expected life of purchased put option. Expected volatility was derived using the Company’s peer volatility calculated from its peer companies’ volatilities over the time period commensurate with the expected life of the purchased option. The expected life was calculated using the terms of the ELOC Facility.

 

The Company recognized the fair value of the purchased put option as of June 30, 2026, in its balance sheet under the caption, “Derivative Liability.” The change in the fair value of the Derivative Liability during the six months ended June 30, 2026, was $217,388 and was recognized in the Company’s condensed consolidated statements of operations.

 

   June 30, 2026   December 31, 2025 
Derivative liability at fair value – beginning balance  $371,216   $- 
Recognition of derivative liability arising from ELOC facility   -    974,309 
Changes in fair value of derivative liability during the period   217,388    (603,093)
Derivative liability at fair value – ending balance  $588,604   $371,216 

 

Registration Rights Agreements

 

In connection with the ELOC Facility, the Company also granted the Investor certain registration rights for shares of common stock issuable within the ELOC Facility, including (a) the ability of a holder to request that the Company file a Form S-1 registration statement; (b) the ability of a holder to request that the Company file a Form S-3 registration statement with respect to outstanding registrable securities if at any time the Company is eligible to use a Form S-3 registration statement; and (c) certain piggyback registration rights related to potential future equity offerings of the Company, subject to certain limitations.

 

On August 24, 2025, the Company filed a registration statement on Form S-1 related to the resale, from time to time, of up to 6,000,000 shares of Common Stock in connection with the ELOC Facility. The Registration Statement on Form S-1 was declared effective September 22, 2025.

 

16

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 6 - EQUITY (CONTINUED)

 

ATM Offering Program

 

On May 26, 2026, the Company entered into an At-The-Market (“ATM”) Issuance Sales Agreement, pursuant to which the Company may offer and sell shares of its common stock having an aggregate offering price of up to $5.0 million. Sales, if any, may be made from time to time through an underwriter in transactions deemed to be “at the market offerings” under Rule 415 of the Securities Act, including sales on The Nasdaq Capital Market or other existing trading markets. The Company may be responsible to pay a commission to the counterparty equal to 3.0% of the gross proceeds from shares sold under the agreement, and the Company intends to use any net proceeds for working capital and general corporate purposes. As of June 30, 2026, no shares had been sold under the ATM program and the Company had not received any proceeds therefrom.

 

In connection with the establishment of the ATM program, the Company incurred approximately $75,000 of legal, accounting, filing, and other direct incremental offering costs. These costs have been capitalized as deferred offering costs and are included within the condensed consolidated balance sheets. The deferred offering costs will be reclassified as a reduction of additional paid-in capital upon future sales of common stock under the ATM program.

 

NOTE 7 - SHARE BASED COMPENSATION

 

Overview

 

The Company grants share-based compensation awards to the Company’s employees as provided by the 2024 Equity Incentive Plan (“2024 Plan”), which was approved by the Company’s stockholders on October 24, 2024. The 2024 Plan provides that grants may be in any of the following forms: incentive stock options, non-statutory stock options, stock appreciation rights, restricted stock, restricted stock units, and performance awards. The 2024 Plan will be administered and interpreted by the Compensation Committee of the Board of Directors. The Compensation Committee has the authority to determine the individuals to whom grants will be made under the 2024 Plan, determine the type, size and terms of the grants, determine the time when grants will be made and the duration of any applicable exercise or restriction period (subject to the limitations of the 2024 Plan) and deal with any other matters arising under the 2024 Plan. All the employees of the Company and its subsidiaries are eligible for grants under the 2024 Plan. Non-employee directors and consultants of the Company are also eligible to receive grants under the 2024 Plan.

 

The Company has reserved 2,000,000 shares of common stock for the granting of such awards. During the three and six months ended June 30, 2026, the Company recognized share-based compensation expense of $314,253 and $708,579, respectively. During the three and six months ended June 30, 2025, the Company recognized share-based compensation expense of $419,102 and $749,927, respectively. As of June 30, 2026, the Company has recognized $2,268,335 in share-based compensation expense since initial issuance in February 2025. Share-based compensation expense is recorded in selling, general and administrative expenses on the condensed consolidated statement of operations.

 

17

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 7 - SHARE BASED COMPENSATION (CONTINUED)

 

Stock Options

 

During the six months ended June 30, 2026, the Company granted 100,000 non-statutory stock options to an executive employee, pursuant to their employment agreement. As of June 30, 2026, 62,500 of the options have vested, with the remaining options vesting in equal quarterly installments over a 12-month period by March 31, 2027. The options were granted under the Company’s equity incentive plan and are subject to the same terms and conditions, including forfeiture provisions, as the Company’s other stock option awards. The award is included in the stock option activity tables presented below.

 

During the six months ended June 30, 2026, a certain former employee of the Company forfeited all of their remaining unvested options. As the Company has elected to record forfeitures as they occur, the Company recognized a related reversal of its previously recognized compensation expense for unvested stock option awards of $22,322 as a reduction to stock compensation expense for the period.

 

A summary of nonstatutory stock option activity during the six months ended June 30, 2026 is included below.

 

   Number of Awards   Weighted- Average Exercise Price  

Weighted-

Average

Remaining Contractual Term (in years)

   Aggregate Intrinsic Value 
Outstanding at January 1, 2026   1,187,500    4.00    9.11                - 
Granted   100,000   $1.82    9.98    - 
Exercised   -    -    -    - 
Forfeited   -    -    -    - 
Outstanding at March 31, 2026   1,287,500   $3.83    9.86   $-  
Granted   -    -    -    - 
Exercised   -    -    -    - 
Forfeited   (112,500)    2.27    -    - 
Outstanding at June 30, 2026   1,175,000   $3.98    9.73      
                     
Outstanding and Exercisable   756,250    3.98    9.24    -  

 

The fair value of each option granted was estimated on the date of grant using the Black-Scholes-Merton option-pricing model with the following assumptions:

 

   2026   2025 
Expected life (in years)   5.17    5.66 
Expected stock price volatility   46.53%   49.20%
Risk-free interest rate   4.52%   4.19%
Dividend rate   0.00%   0.00%

 

The risk-free interest rate was based on U.S. Treasury interest rates, the terms of which are consistent with the expected life of the stock options. Expected volatility was derived using the Company’s peer volatility calculated from its peer companies’ volatilities over the time period commensurate with the expected life of the stock options. The expected life for the stock options granted was calculated using the midpoint assumption equal to the time from the grant date to the midpoint of the weighted average vesting date and the expiration date. The Company does not currently pay dividends on its common stock nor does it expect to in the foreseeable future.

 

The weighted average grant date fair value of options granted during the six months ended June 30, 2026 was $0.89 per share. As of June 30, 2026, there was $837,179 of unrecognized expense for unvested stock options that is expected to be recognized over a weighted average period of 1 year. During the three months ended June 30, 2026 and June 30, 2025, the Company recognized share-based compensation expense of $291,713 and $40,500, respectively. During the six months ended June 30, 2026 and June 30, 2025, the Company recognized share-based compensation expense of $663,499 and $593,431, respectively. These amounts are recorded in selling, general and administrative expenses on the condensed consolidated statement of operations.

 

Performance-Based Awards

 

During the six months ended June 30, 2025, the Company granted 225,000 performance-based stock awards to its Chief Executive Officer. The grant date fair value was $4.00 per share. The vesting is subject to the Company meeting certain business and financial goals by October 15, 2026. As of June 30, 2026, none of the performance-based awards were probable of vesting and thus no expense was recognized during the three and six months ended June 30, 2026 and 2025.

 

18

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 7 - SHARE BASED COMPENSATION (CONTINUED)

 

Market-Based Awards

 

During the six months ended June 30, 2025, the Company granted 250,000 market-based stock awards to its Chief Executive Officer. The weighted average grant date fair value was $0.04 per share, which was calculated using a Monte Carlo simulation model. The vesting is subject to the Company meeting certain market-based targets by October 15, 2026. The Company recognized $1,540 and $3,080 of expense during the three and six months ended June 30, 2026. The Company recognized $1,540 and $2,371 of expense during the three and six months ended June 30, 2025.

 

The fair value of each market-based awards granted was estimated on the date of grant using a Monte Carlo pricing model with the following assumptions:

 

   Grant Date 
Derived service period (years)   1.441.48 
Dividend rate   -%
Risk-free interest rate   4.08%
Expected stock price volatility   41.56%

 

The risk-free interest rate was based on U.S. Treasury interest rates, the terms of which are consistent with the expected life of the market-based awards. Expected volatility was derived using the Company’s peer volatility calculated from its peer companies’ volatilities over the time period commensurate with the expected life of the market-based awards. The expected life for the market-based awards granted was calculated using the midpoint assumption equal to the time from the grant date to the midpoint of the weighted average vesting date and the expiration date. The Company does not currently pay dividends on its common stock nor does it expect to in the foreseeable future.

 

   Performance-Based   Market-Based 
   Number of Awards   Weighted- Average Grant Date Fair Value   Number of Awards   Weighted- Average Grant Date Fair Value 
Outstanding at January 1, 2026   225,000   $4.00    250,000   $0.04 
Granted   -     -    -    - 
Change in units based on performance   -    -    -    - 
Forfeited   -    -    -    - 
Outstanding at March 31, 2026   225,000   $4    250,000   $0.04 
Granted   -    -    -    - 
Change in units based on performance   -    -    -    - 
Forfeited   -    -    -    - 
Outstanding at June 30, 2026   225,000   $4    250,000   $0.04 

 

19

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 7 - SHARE BASED COMPENSATION (CONTINUED)

 

Restricted Stock Units

 

During the six months ended June 30, 2026, the Company granted 75,000 restricted stock units (“RSUs”) to its Board of Directors. The RSUs were awarded at a price equal to the market price of the Company’s underlying common stock on the date of grant. One-fourth of the RSUs vests each calendar quarter of 2026. During the six months ended June 30, 2026, the Company recognized share-based compensation expense of $42,000, which is recorded in selling, general and administrative expenses on the condensed consolidated statement of operations. A total of 37,500 RSUs have fully vested as of June 30, 2026, resulting in the issuance of 37,500 shares of common stock. A total of 37,500 RSUs are expected to vest over the remainder of the year.

 

   June 30, 2026 
   Number of Awards  

Weighted Average Grant Date

Fair Value

 
Beginning balance   -   $- 
Issued RSUs during the period   75,000    1.12 
Vested RSUs during the period   (37,500)   1.12 
Remaining unvested RSUs   37,500   $1.12 

 

Stock Warrants

 

The grant date fair value of the Company’s stock warrants was $2.00, which was calculated using the Black-Scholes Merton option-pricing model with the following assumptions:

 

  

February 2025

Grant Date

 
Expected life (in years)   5.0 
Expected stock price volatility   56.83%
Risk-free interest rate   4.16%
Dividend rate   0%

 

NOTE 8 - COMMITMENTS AND CONTINGENCIES

 

Operating Leases

 

The Company has various leases that expire between now and 2036. The Company’s right-of-use assets and lease liabilities primarily represent lease payments that are fixed at the commencement of a lease and variable lease payments that are dependent on an index or rate. Lease payments are recognized as lease cost on a straight-line basis over the lease term, which is determined as the non-cancelable period, including periods in which termination options are reasonably certain of not being exercised and periods in which renewal options are reasonably certain of being exercised. The discount rate is determined using the Company’s estimated incremental borrowing rate coinciding with the lease term at the commencement of a lease. The estimated incremental borrowing rate for the Company was determined to be between 3.0% - 10.6%. Rent expense for the three months ended June 30, 2026 and 2025 was $132,402 and $135,684, respectively. Rent expense for the six months ended June 30, 2026 and 2025 was $265,649 and $256,620, respectively. Additionally, in the normal course of business, the Company enters into short-term leases having terms of one year or less. These leases are generally equipment leases and storage areas entered into for short periods of time (e.g., daily, weekly, or monthly) to satisfy immediate and/or short-term operational needs of the business which can arise based upon the nature of particular services performed. Short term lease expenses relating to these agreements amounted to $216,004 and $145,515, for the three months ended June 30, 2026 and 2025, respectively. Short term lease expenses relating to these agreements amounted to $465,588 and $285,146 for the six months ended June 30, 2026 and 2025, respectively. As of June 30, 2026, the weighted-average remaining operating lease term and discount rate are 6.4 years and 9.8%, respectively.

 

20

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 8 - COMMITMENTS AND CONTINGENCIES (Continued)

 

Operating Leases (Continued)

 

On October 21, 2024, the Company entered into a long-term lease agreement for corporate office space with a third party. This agreement commenced on April 1, 2025, and requires payments of $11,884 monthly, escalating 3% per annum for a term of 120 months, which ends March 31, 2035. The Company has the option to renew such lease for up to an additional one-year term. The Company accounted for such lease as operating lease as there were no purchase option nor transfer of title at the end of the lease. The Company recognized right of use assets and operating lease liabilities amounted to $988,436. Additionally, the Company was also granted a tenant improvement allowance of $280,115. The Company determined that the improvements are lessee improvements and accordingly, recognized the tenant improvement allowance as a lease incentive and a reduction to the initial recognized right of use assets and operating lease liabilities. During the six months ended June 30, 2026, the Company received reimbursement for the $280,115 tenant improvement allowance. On October 1, 2025, the Company entered into an amendment in its long-term lease agreement for its corporate office space with a third party and extended the term from April 1, 2025 to September 30, 2035, and the rent payment will commence on October 1, 2025 rather than April 1, 2025. The Company accounted for this amendment as a lease modification. There were no changes in the lease classification as a result of this modification and the Company continues to recognize such a lease as operating lease. The Company remeasured its right of use assets and operating lease liabilities using an updated incremental borrowing rate. The change in right of use assets and operating lease liabilities related to this lease modification resulted in a decrease of $76,520 for the year ended December 31, 2025.

 

On January 1, 2025, the Company entered into an amendment in its lease agreement with a third party wherein the Company is the lessee of certain commercial property. The amendment commenced on January 1, 2025, and extended the term from May 31, 2025 to December 31, 2029, and increase in monthly rent payments to from $3,650 monthly to $6,878 monthly subject to 3% increase per annum. The Company has the option to renew such lease to an additional one year term. Management determined that the renewal option is not reasonably certain to occur. The Company accounted for this amendment as a lease modification. There were no change in the lease classification as a result of this modification and the Company continues to recognize such a lease as operating lease. The Company remeasured its right of use assets and operating lease liabilities using an updated incremental borrowing rate. The change in right of use assets and operating lease liabilities related to this lease modification amounted to $324,104 for the year ended December 31, 2025.

 

On March 20, 2025, the Company entered into an amendment in its long-term lease agreement with a related party wherein the Company is the lessee of certain commercial property. The amendment commenced on April 1, 2025, and extended the term from December 31, 2025 to December 31, 2029, and increase the square footage of the leased property, a corresponding increase in monthly rent payments from $7,500 monthly to $9,800 monthly. The Company has the option to renew such lease for up to an additional six month extension and month-to-month thereafter. Management determined that the renewal option is not reasonably certain to occur. The Company accounted for this amendment as a lease modification. There were no change in the lease classification as a result of this modification and the Company continues to recognize such a lease as operating lease. The Company remeasured its right of use assets and operating lease liabilities using an updated incremental borrowing rate. The change in right of use assets and operating lease liabilities related to this lease modification amounted to $380,823 for the year ended December 31, 2025.

 

21

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 8 - COMMITMENTS AND CONTINGENCIES (Continued)

 

On February 24, 2026, the Company entered into a renewal lease agreement for office and storage space located in Blanco, Texas. The lease commenced on March 1, 2026 and expires on February 28, 2029, with a non-cancelable term of three years. The lease requires fixed monthly payments of $1,250 and the Company is responsible for certain utilities and other occupancy-related costs. The Company accounted for the lease as an operating lease under ASC 842. At lease commencement, the Company recognized an operating right-of-use asset of $38,737 and corresponding operating lease liabilities, measured based on the present value of future lease payments using the Company’s incremental borrowing rate at commencement. The operating lease liabilities include both current and noncurrent portions and are included within operating lease liabilities on the condensed consolidated balance sheet as of June 30, 2026.

 

Lease cash flow information:  June 30, 2026   June 30, 2025 
   Six Months Ended 
Lease cash flow information:  June 30, 2026   June 30, 2025 
         
Cash flows for amounts included in the measurement of lease liabilities:          
Operating cash flows from operating leases  $275,101   $256,620 
Lease incentives reimbursement   280,115    - 

 

Summary of lease-related assets and liabilities: 

June 30, 2026

  

December 31, 2025

 
Operating lease right-of-use assets  $2,621,588   $2,582,496 
Accumulated amortization   (823,248)   (664,933)
Net operating ROU assets  $1,798,340   $1,917,563 
           
Current operating liabilities  $352,143   $323,935 
Noncurrent operating lease liabilities   1,790,899    1,663,229 
Total operating lease liabilities  $2,143,042   $1,987,164 

 

Maturity of lease liabilities  June 30, 2026 (Unaudited) 
2026  $549,794 
2027   556,756 
2028   558,928 
2029   357,127 
2030   164,114 
Thereafter   753,751 
Total future undiscounted lease payments   2,940,470 
Less: interest   (797,428)
Present value of lease liabilities  $2,143,042 

 

22

 

 

CALLAN JMB INC.

(Formerly known as Coldchain Technology Services, LLC)

NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

 

NOTE 8 - COMMITMENTS AND CONTINGENCIES (Continued)

 

Legal Proceedings

 

The Company may be subject to legal proceedings and claims arising from contracts or other matters from time to time in the ordinary course of business.

 

During May 2024, the Company was sent a demand letter alleging that the company breached the terms of a Customer Service Agreement with one of its vendors that it previously did business with during a prior year. The vendor alleges that the Company improperly terminated the agreement without proper notice and therefore owes it $507,573. The Company responded to the vendor’s demand letter and asserts that it only owes the vendor the sum of $85,000 which is recorded as part of its accounts payable as of December 31, 2023. During February 2025, the parties agreed to settle the matter for $240,800. The Company as of December 31, 2024, increased its accrued expenses by $155,800 to reflect the settled amount and the $240,800 was paid on February 26, 2025.

 

During the six months ended June 30, 2026, the Company finalized a settlement with its former executive related to previously existing claims. The settlement resulted in a payment of $150,000. The Company recovered the full settlement amount under its directors and officers insurance policy and recognized an insurance recovery of $150,000. The Company recorded both the settlement expense and related insurance recovery, the net impact on pre-tax earnings was $0.

 

Management is not aware of any pending or threatened litigation where the ultimate disposition or resolution could have a material adverse effect on its financial position, results of operations or liquidity.

 

NOTE 9 – SUBSEQUENT EVENTS

 

The Company has evaluated subsequent events that occurred after June 30, 2026, through August 14, 2026.

 

On July 16, 2026, the Company entered into a strategic partnership agreement with Alabama State University to collaborate on workforce development, applied research, internship programs, academic innovation, and other initiatives supporting pharmaceutical manufacturing, biotechnology, healthcare logistics, and related economic development activities associated with the Atlas Complex in Marion, Alabama. The agreement has an initial term of five years and establishes a framework for future collaborative activities, with each party generally responsible for its own costs unless otherwise agreed in separate arrangements. Management evaluated the agreement and determined that it did not result in any material financial commitments or obligations requiring recognition in the accompanying financial statements as of June 30, 2026.

 

There have been no other events or transactions during this time which would have a material effect on these consolidated financial statements.

 

23

 

 

PART II

 

ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

 

The following discussion and analysis is intended as a review of significant factors affecting our financial condition and results of operations for the periods indicated. The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our consolidated financial statements and the accompanying notes thereto included elsewhere in this Quarterly Report on Form 10-Q. Unless the context requires otherwise, references in this Quarterly Report on Form 10-Q to “we,” “us,” and “our” refer to Callan JMB Inc.

 

Forward-Looking Statements

 

The information in this discussion contains forward-looking statements and information within the meaning of Section 27A of the Securities Act of 1933, as amended, or the Securities Act, and Section 21E of the Securities Exchange Act of 1934, as amended, or the Exchange Act, which are subject to the “safe harbor” created by those sections. These forward-looking statements include, but are not limited to, statements concerning our strategy, future operations, future financial position, future revenues, projected costs, prospects and plans and objectives of management. The words “anticipates,” “believes,” “estimates,” “expects,” “intends,” “may,” “plans,” “projects,” “will,” “would” and similar expressions are intended to identify forward-looking statements, although not all forward-looking statements contain these identifying words. We may not actually achieve the plans, intentions, or expectations disclosed in our forward-looking statements and you should not place undue reliance on our forward-looking statements. Actual results or events could differ materially from the plans, intentions and expectations disclosed in the forward-looking statements that we make. These forward-looking statements involve risks and uncertainties that could cause our actual results to differ materially from those in the forward-looking statements, including, without limitation, the risks set forth in our filings with the SEC. The forward-looking statements are applicable only as of the date on which they are made, and we do not assume any obligation to update any forward-looking statements.

 

Overview

 

Callan JMB is a vertically integrated logistics and fulfillment company which provides thermal management logistics solutions to the life sciences industry through a combination of proprietary packaging, information technology and specialized cold chain logistics knowhow. We provide a system that utilizes advanced predictive technology to revolutionize the supply chain by guaranteeing the safety, effectiveness, and potency of every product handled to ensure product integrity, and to provide immediate response in time-sensitive industries while ensuring environmental responsibility.

 

Strategy

 

Our strategy involves leveraging our core competitive strengths to develop and maintain ongoing relationships with a diversified group of customers while continuing to grow our service lines, ensuring that we can meet our customers’ changing needs. We strive to be recognized as the premier provider of logistics and fulfillment of a broad range of value-added services based upon the breadth of those services, quality, responsiveness, customer service, information technologies, safety, and cost effectiveness.

 

We view our solutions as disruptive to the “older technologies” of dry ice and liquid nitrogen, in that our solutions are comprehensive and combine our competencies in configurations that are customized to our client’s requirements. We provide comprehensive, reliable, economic alternatives to all existing logistics solutions and services utilized for frozen shipping in the life sciences industry (e.g., personalized medicine, cell therapies, stem cells, cell lines, vaccines, diagnostic materials, semen, eggs, embryos, cord blood, organs, bio-pharmaceuticals, infectious substances, and other commodities that require continuous exposure to cryogenic or frozen temperatures). As part of our services, we provide the ability to monitor, record and archive crucial information for each shipment that can be used for scientific and regulatory purposes.

 

Seasonality

 

Based on our industry and our historic trends, we expect our operations to vary seasonally. Typically, revenue will be highest in the third and fourth calendar quarters and lowest in the first and second calendar quarters. These seasonal variations result in fluctuations in waste volumes due to weather conditions and general economic activity. We also expect that our operating expenses may be higher during the winter months due to periodic adverse weather conditions that can slow the collection of waste, resulting in higher labor and operational costs.

 

24

 

 

Results of Operations

 

Three and Six Months Ended June 30, 2026, Compared to the Three and Six Months Ended June 30, 2025

 

The following table provides certain selected financial information for the periods presented:

 

   (Unaudited)         
   Three months ended June 30,         
   2026   2025   Change   Change % 
Revenue  $1,376,326   $1,666,309   $(289,983)   -17%
Cost of Revenue   618,380    1,022,439    (404,059)   -40%
Gross Profit  $757,946   $643,870   $114,076    18%
Selling, General and administrative expenses   2,104,592    2,050,410    54,182    3%
Loss from operations  $(1,346,646)  $(1,406,540)  $59,894    -4%
Other income (expense)   119,557    2,042    117,515    5755%
Loss before income taxes  $(1,227,089)  $(1,404,498)  $177,409    -13%
Provision for income taxes   4,834    (3,102)   7,936    -256%
Net loss  $(1,231,923)  $(1,401,396)  $169,473   -12%

 

  

(Unaudited)

         
   Six months ended June 30,         
   2026   2025   Change   Change % 
Revenue  $2,482,468   $3,115,687   $(633,219)   -20%
Cost of Revenue   1,297,288    1,858,724    (561,436)   -30%
Gross Profit  $1,185,180   $1,256,963   $(71,783)   -6%
Selling, General and administrative expenses   4,233,015    3,901,878    331,137    8%
Loss from operations  $(3,047,835)  $(2,644,915)  $(402,920)   15%
Other income (expense)   (1,394,002)   4,188    (1,398,190)   33386%
Loss before income taxes  $(4,441,837)  $(2,640,727)  $(1,801,110)   68%
Provision for income taxes   5,140    1,259    3,881    308%
Net loss  $(4,446,977)  $(2,641,986)  $(1,804,991)   68%

 

Revenue

 

Revenue for the three and six months ended June 30, 2026, was $1,376,326 and $2,482,468 respectively as compared to $1,666,309 and $3,115,687 for the three and six months ended June 30, 2025, a decrease of $289,983 and $633,219 respectively. This decrease was due to the decrease in demand for our emergency preparedness services by certain states and local governments.

 

25

 

 

Cost of revenue

 

Cost of revenue for the three and six months ended June 30, 2026, was $618,380 and $1,297,288, respectively, as compared to $1,022,439 and $1,858,724 for the three and six months ended June 30, 2025, respectively. The majority of the decrease in the cost of revenue is driven by the decrease in revenue for both comparative periods. The decrease in the comparative three-month period is also attributable to a $44,639 decrease in shippers and components costs and a $21,608 decrease in direct labor costs, partially offset by a $20,208 increase in repairs and maintenance expense. The decrease in the comparative six-month period is also attributable to a $244,296 decrease in direct labor costs, a $116,679 decrease in freight forwarding expense, a $107,215 decrease in shippers and components costs, and a $93,043 decrease in medical supplies expense.

 

Operating Expenses

 

Selling, General and Administrative Expenses

 

Our selling, general and administrative costs include personnel costs, consulting and professional fees, and other overhead expenses. Selling, general and administrative expenses for the three and six months ended June 30, 2026, were $2,104,592 and $4,233,015 respectively compared to $2,050,410 and $3,901,878 respectively for the three and six months ended June 30, 2025, an increase of $54,182 and $331,137 respectively. The increase in the comparative three-month period was primarily attributable to a $232,118 increase in legal expenses and a $66,711 increase in salaries and benefits, partially offset by a $123,366 decrease in accounting fees, a $36,013 decrease in bad debt expense, and a $34,038 decrease in marketing strategy expenses. The increase in the comparative six-month period was primarily attributable to a $274,411 increase in legal expenses, a $153,038 increase in accounting fees, a $147,260 increase in salaries and benefits, a $95,335 increase in rent expense, and a $71,928 increase in other operating costs, partially offset by a $187,944 decrease in marketing strategy expenses and a $91,201 decrease in other professional fees.

 

Other income (expense)

 

Other income (expense) for the three months ended June 30, 2026, was $119,557 and $2,042 for the three months ended June 30, 2025, resulting in an increase in other income of $117,515. Other income (expense) for the six months ended June 30, 2026, was $(1,394,002) and $4,188 for the six months ended June 30, 2025, resulting in an increase in other expense of $1,398,190. The key driver for the decrease relates to changes in the fair value of the ELOC facility as well as related expenses. Refer to the discussion under Note 6 “Equity” for further information on the ELOC Facility. The change in the fair value of the Derivative Liability during the three and six months ended June 30, 2026, was a decrease of $120,841 and an increase of $217,388, respectively. The Company also recognized other transaction expenses arising from the ELOC Facility of $1,177,223 during the six months ended June 30, 2026. Further, during the six months ended June 30, 2026, the Company finalized a settlement with its former executive related to previously existing claims, which resulted in a payment of $150,000, which was offset by an insurance recovery from the Company’s directors and officers insurance policy of $150,000.

 

Liquidity and Capital Resources

 

Our principal liquidity requirements are for working capital to fund our operations and growth. To date, we have funded our liquidity requirements through a combination of cash on hand, cash flows from operations, and funding from various sources, including from the CEO. As of June 30, 2026, we had $860,273 cash and cash equivalents.

 

As of June 30, 2026, the Company had an accumulated deficit of $(14,706,991) and negative cash flow from operating activities of $(2,075,943) for the six months ended June 30, 2026. In addition, the Company incurred a net loss of $(4,446,977) for the six months ended June 30, 2026 and had cash and cash equivalents of $860,273 as of June 30, 2026. The Company has recurring losses, has not yet generated sufficient cash flows from operations to fund its activities, and expects to continue incurring operating losses and using cash in support of its business plan. These conditions raise substantial doubt about the Company’s ability to continue as a going concern within one year after the date these condensed consolidated financial statements are issued. Accordingly, the Company may be unable to realize its assets and discharge its liabilities in the normal course of business.

 

Since inception, the Company has funded its operations through operating cash flows, the ELOC Facility, and capital contributions or other funding from Mr. Williams. Management will continue to evaluate additional sources of capital, including equity and debt financings. However, the availability and terms of future financing are subject to market conditions, investor demand, and the Company’s operating performance, and there can be no assurance that additional capital will be available when needed or on acceptable terms

 

On April 7, 2026, the Company received notice from The Nasdaq Stock Market LLC (“Nasdaq”) that it was not in compliance with Nasdaq Listing Rule 5550(b)(1), which requires a minimum of $2.5 million in stockholders’ equity for continued listing on The Nasdaq Capital Market. The Company submitted a compliance plan to Nasdaq and is working to regain compliance; however, there can be no assurance that the Company will regain compliance within any period granted by Nasdaq.

 

On June 29, 2026, the Company received an additional notice from Nasdaq indicating that it was not in compliance with Nasdaq Listing Rule 5550(a)(2), which requires a minimum closing bid price of $1.00 per share. The Company has until December 28, 2026 to regain compliance with the minimum bid price requirement. The notices have no immediate effect on the listing of the Company’s common stock, which continues to trade on The Nasdaq Capital Market under the symbol “CJMB.”

 

The Company is actively monitoring its compliance with Nasdaq’s continued listing requirements and evaluating alternatives to regain and maintain compliance. There can be no assurance that the Company will regain compliance with the applicable Nasdaq listing standards or otherwise maintain compliance with the continued listing requirements of The Nasdaq Capital Market.

 

   (Unaudited) 
   For Six Months Ended 
   June 30, 
   2026   2025   Change 
Cash used in operating activities  $(2,075,943)  $(2,124,970)  $49,027 
Cash used in investing activities   (69,481)   (447,506)   378,025 
Cash provided by financing activities   874,939    4,698,682    (3,823,743)
Increase (decrease) in cash and cash equivalents  $(1,270,485)  $2,126,206   $(3,396,691)

 

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Cash provided by (used in) operating activities

 

For the six months ended June 30, 2026, cash used in operating activities was $(2,075,943) compared to cash used in operating activities of $(2,124,970) during the six months ended June 30, 2025, a decrease of $49,027. This decrease was primarily due to a decrease in accounts receivable of $82,091, in addition to the balance of recovering from credit losses for $37,750 with resulting net change in accounts receivable of $119,841.

 

Cash provided by (used in) investing activities

 

For the six months ended June 30, 2026, cash used in investing activities was $(69,481) compared to $(447,506) for the six months ended June 30, 2025, a decrease of $378,025. The decrease is a result of leasehold improvements made to the new corporate office during 2025.

 

Cash provided by (used in) financing activities

 

During the six months ended June 30, 2026, cash provided by financing activities was $874,939 compared to $4,698,682 during the six months ended June 30, 2025, a decrease of $(3,823,743). Our financing activities for the six months ended June 30, 2026 compared to June 30, 2025 included an increase in proceeds from the offering of ELOC shares of $1,000,000, which is offset by prior year proceeds raised from IPO and overallotment of $4,680,013.

 

Off-Balance Sheet Arrangements

 

We have no off-balance sheet financing arrangements.

 

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

 

Under SEC rules and regulations, because we are considered to be a “smaller reporting company,” we are not required to provide the information required by this item in this report.

 

ITEM 4. CONTROLS AND PROCEDURES

 

Evaluation of Disclosure Controls and Procedures

 

Our Chief Executive Officer and Chief Financial Officer conducted an evaluation of the effectiveness of the design and operation of our disclosure controls and procedures, as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), as of June 30, 2026, to ensure that information required to be disclosed by us in the reports filed or submitted by us under the Exchange Act is recorded, processed, summarized and reported, within the time periods specified in the rules and forms of the SEC, including to ensure that information required to be disclosed by us in the reports filed or submitted by us under the Exchange Act is accumulated and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely decisions regarding required disclosure. Based on that evaluation, our Chief Executive Officer and Chief Financial Officer have concluded that as of June 30, 2026, our disclosure controls and procedures were not effective. Management identified a material weakness on the timeliness and consistency of execution of oversight reviews and governance impacting the performance of certain internal control activities, which affected the Company’s ability to consistently achieve its control objectives. During the year ended December 31, 2025, the Company continued to develop and refine its disclosure controls and other procedures designed to ensure that information required to be disclosed in reports filed with the SEC is recorded, processed, summarized, and reported within the time periods specified by SEC rules and forms. In response to the identified ineffectiveness of controls, management has worked on enhancing oversight and governance processes, improving documentation of accounting policies and procedures, and engaged experienced third-party advisors to support GAAP compliance and financial reporting. While progress was made during the year ended December 31, 2025 and has continued through the six months ended June 30, 2026, remediation of the material weakness will not be considered complete until the redesigned controls have operated effectively for a sustained period and have been validated through testing.

 

(b) Changes in Internal Controls Over Financial Reporting

 

There were no changes in our internal controls over financial reporting that occurred during the last fiscal quarter covered by this report that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

 

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PART II — OTHER INFORMATION

 

ITEM 1. LEGAL PROCEEDINGS

 

During the six months ended June 30, 2026, the Company finalized a settlement with its former executive related to previously existing claims with no financial impact. There currently is no material pending legal proceeding to which we are a party or to which any of our property is subject, and our management is not aware of any contemplated proceeding by any governmental authority against us. From time to time, we may become involved in legal proceedings or subject to claims incident to the ordinary course of business. Regardless of outcome, such proceedings or claims can have an adverse impact on us because of defense and settlement costs, diversion of resources, negative publicity, reputational harm, and other factors and there can be no assurances that favorable outcomes will be obtained.

 

ITEM 1A. RISK FACTORS

 

We are a smaller reporting company as defined by Rule 12b-2 of the Securities Exchange Act of 1934 and, as such, are not required to provide the information under this Item.

 

ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS

 

Recent Sale of Unregistered Equity Securities

 

During the three and six months ended June 30, 2026 no unregistered sales of equity securities occurred.

 

Item 3. Defaults Upon Senior Securities.

 

None.

 

Item 4. Mine Safety Disclosures.

 

Not applicable.

 

Item 5. Other Information.

 

None.

 

ITEM 6. EXHIBITS

 

Exhibit    
Number   Description
3.1   Callan JMB Inc. Articles of Incorporation (incorporated by reference to Exhibit 3.1 to the Registrant’s Registration Statement on Form S-1,as amended (File No. 333-282879), filed with the SEC on January 8, 2025)
3.2   Bylaws, adopted on February 2, 2025 (incorporated by reference to Exhibit 3.2 to the Registrant’s Registration Statement on Form S-1, as amended (File No. 333-282879), filed with the SEC on January 8, 2025)
10.1   Form of Equity Purchase Agreement, dated July 24, 2026, by and between Callan JMB Inc. and the Investor (incorporated by reference to Exhibit 10.1 of the Registrant’s Current Report on Form 8-K (File No. 001-42506) filed with the SEC on July 25, 2025)
10.2   Form of Registration Rights Agreement, dated July 24, 2025, by and between Callan JMB Inc. and the Investor (incorporated by reference to Exhibit 10.2 of the Registrant’s Current Report on Form 8-K (File No. 001-42506) filed with the SEC on July 25, 2025)
10.3   Standard Sublease Agreement, dated October 1, 2024, by and between lessor and Callan JMB, Inc (incorporated by reference to Exhibit 10.3 of the Registrant’s Quarterly Report on Form 10-Q (File No. 001-42506) filed with the SEC on August 14, 2025).
10.4   Standard Lease Agreement, dated April 1, 2026, by and between Outlaw Run Ranch, LLC. and Coldchain Technology Services, LLC (incorporated by reference to Exhibit 10.4 of the Registrant’s Quarterly Report on Form 10- Q (File No. 001-42506) filed with the SEC on August 14, 2025)
31.1*   Certification of Co-Chief Executive Officers (Principal Executive Officer) Pursuant to Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934, as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
31.2*   Certification of Chief Financial Officer (Principal Financial and Accounting Officer) Pursuant to Rules 13a-14(a) and 15d-14(a) under the Securities Exchange Act of 1934, as Adopted Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
32.1**   Certification of Co-Chief Executive Officers (Principal Executive Officer) Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
32.2**   Certification of Chief Financial Officer (Principal Financial and Accounting Officer) Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
     
101.INS   Inline XBRL Instance Document
101.SCH   Inline XBRL Taxonomy Extension Schema Document
101.CAL   Inline XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF   Inline XBRL Taxonomy Extension Definition Linkbase Document
101.LAB   Inline XBRL Taxonomy Extension Label Linkbase Document
101.PRE   Inline XBRL Taxonomy Extension Presentation Linkbase Document
104   Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

 

* Filed herewith.
** Furnished herewith.

 

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SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

  CALLAN JMB INC.
   
  By: /s/ Wayne Williams
    Wayne Williams
    Chief Executive Officer, President, and Chairman of the Board

 

SIGNATURE   TITLE   DATE
         
/s/ Wayne Williams   Chief Executive Officer, President   August 14, 2026
Wayne Williams   (Principal Executive Officer) and Chairman of the Board    
         
/s/ Christopher Shields   Interim Chief Financial Officer   August 14, 2026
Christopher Shields   (Principal Financial and Accounting Officer)    

 

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