Columbia Financial (NASDAQ: CLBK) files 8-K on 2025 results

Rhea-AI Filing Summary

Columbia Financial, Inc. furnished an update on its performance by issuing a press release covering financial results for the quarter and year ended December 31, 2025.

The company used a current report on Form 8-K to make this information public, attaching the full press release as Exhibit 99.1 instead of detailing the results within the report itself.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

February 2, 2026false000172359600017235962022-01-252022-01-25

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of Earliest Event Reported): February 2, 2026

Columbia Financial, Inc.

(Exact Name of Registrant as Specified in its Charter)

Delaware			001-38456			22-3504946
(State or other jurisdiction			(Commission			(IRS Employer
of incorporation)			File Number)			Identification Number)

19-01 Route 208 North, Fair Lawn, New Jersey 07410

(Address of principal executive offices)

(800) 522-4167

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading symbol(s)			Name of each exchange on which registered
Common stock, $0.01 par value per share			CLBK			The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition

    On February 2, 2026, Columbia Financial, Inc. (the "Company") issued a press release announcing its financial results for the quarter and year ended December 31, 2025. The Company's press release is included as Exhibit 99.1 to this report.

    The information set forth in this Item 2.02 and in the attached Exhibit 99.1 is deemed to be “furnished” and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section.

Item 9.01 Financial Statements and Exhibits

        (d) Exhibits

Exhibit Number						Description
99.1						Press release dated February 2, 2026
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

    Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunder duly authorized.

Date:

February 2, 2026

/s/Dennis E. Gibney

Dennis E. Gibney

1st Senior Executive Vice President, Chief Banking Officer

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FAQ

What did Columbia Financial (CLBK) disclose in this 8-K filing?

Columbia Financial disclosed that it issued a press release announcing financial results for the quarter and year ended December 31, 2025. The release, dated February 2, 2026, is attached as Exhibit 99.1 and provides the detailed numbers and performance discussion.

Which period do Columbia Financial (CLBK)'s latest reported results cover?

The latest reported results cover the quarter and full year ended December 31, 2025. These figures are described in a press release that Columbia Financial furnished as Exhibit 99.1 to its Form 8-K dated February 2, 2026, rather than in the body of the report.

How did Columbia Financial (CLBK) provide its 2025 financial results to investors?

Columbia Financial provided its 2025 financial results through a press release issued on February 2, 2026. That release, covering the quarter and year ended December 31, 2025, was furnished to investors as Exhibit 99.1 to a Form 8-K current report.

Is Columbia Financial (CLBK)'s earnings press release considered filed or furnished?

The earnings press release is considered "furnished" rather than "filed" for Exchange Act purposes. Columbia Financial specifies that Item 2.02 and Exhibit 99.1 are furnished, meaning they are not subject to certain liabilities associated with documents formally filed with the SEC.

What exhibits are included with Columbia Financial (CLBK)'s February 2, 2026 8-K?

The 8-K includes Exhibit 99.1, a press release dated February 2, 2026 announcing quarterly and annual results, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document, which supports electronic reporting and data extraction for the filing.

Who signed Columbia Financial (CLBK)'s February 2, 2026 Form 8-K?

The Form 8-K was signed on behalf of Columbia Financial by Dennis E. Gibney. He is identified in the document as 1st Senior Executive Vice President and Chief Banking Officer, acting as a duly authorized representative of the registrant for this current report.