Columbia Financial (CLBK) CFO Splaine discloses stock and option holdings

Rhea-AI Filing Summary

Columbia Financial, Inc. executive Thomas Splaine Jr, EVP and CFO, filed an initial ownership statement showing his equity holdings in the company. He beneficially owns 1,177 shares of common stock indirectly through a stock award and holds 9,176 stock options directly.

The stock awards and options were granted under the 2019 Equity Incentive Plan and both vest in three approximately equal annual installments starting on March 3, 2026. The stock options are exercisable at $16.23 per share and are scheduled to expire on March 3, 2035.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Splaine Thomas Jr

(Last) (First) (Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN NJ 07410

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/28/2026

3. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	1,177	I	By Stock Award(1)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (right to buy)	03/03/2026(2)	03/03/2035	Common Stock	9,176	$16.23	D

Explanation of Responses:

1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in three approximately equal annual installments commencing on March 3, 2026.

2. Stock options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.

Remarks:

Exhibit List: Exhibit 24 Power of Attorney

	/s/ Dennis E. Gibney, Power of Attorney	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Columbia Financial (CLBK) EVP CFO Thomas Splaine Jr report on this Form 3?

Thomas Splaine Jr reports his initial beneficial ownership in Columbia Financial, Inc. He holds 1,177 shares of common stock indirectly via a stock award and 9,176 stock options directly, all granted under the 2019 Equity Incentive Plan with scheduled vesting starting March 3, 2026.

How many Columbia Financial (CLBK) stock options does Thomas Splaine Jr hold?

Thomas Splaine Jr holds 9,176 stock options for Columbia Financial, Inc. common stock. These options were granted under the 2019 Equity Incentive Plan, have an exercise price of $16.23 per share, begin vesting on March 3, 2026, and are scheduled to expire on March 3, 2035.

What common stock holdings in Columbia Financial (CLBK) does Thomas Splaine Jr disclose?

He discloses beneficial ownership of 1,177 shares of Columbia Financial, Inc. common stock. These shares are held indirectly as a stock award granted under the 2019 Equity Incentive Plan and vest in three approximately equal annual installments starting on March 3, 2026.

When do Thomas Splaine Jr’s Columbia Financial (CLBK) equity awards start vesting?

Both the stock awards and stock options granted to Thomas Splaine Jr start vesting on March 3, 2026. They vest in three approximately equal annual installments, meaning portions of the awards become exercisable or fully owned each year over a three-year period.

What is the exercise price and expiration date of Thomas Splaine Jr’s CLBK stock options?

His Columbia Financial, Inc. stock options have an exercise price of $16.23 per share. These options become exercisable beginning March 3, 2026, vest over three years, and are scheduled to expire on March 3, 2035, if not exercised earlier according to the plan terms.

Under which plan were Thomas Splaine Jr’s Columbia Financial (CLBK) awards granted?

The stock awards and stock options disclosed by Thomas Splaine Jr were granted under the Columbia Financial, Inc. 2019 Equity Incentive Plan. This plan governs the vesting schedule, with awards vesting in three approximately equal annual installments starting March 3, 2026, and the stock option exercise terms.