STOCK TITAN

Columbia Financial (NASDAQ: CLBK) CEO logs new stock award and options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Columbia Financial, Inc. President & CEO Thomas J. Kemly reported a grant of 87.4207 shares of Common Stock at $21.2500 per share through a stock-based deferral plan, resulting in 69689.4191 shares held indirectly in that plan. The filing also lists substantial ownership, including 249269.0000 Common Shares held directly and multiple stock option grants under the 2019 Equity Incentive Plan with exercise prices between $15.6000 and $18.2800 and expirations from 2029 to 2036.

Positive

  • None.

Negative

  • None.
Insider Kemly Thomas J.
Role President & CEO
Type Security Shares Price Value
Grant/Award Common Stock 87.421 $21.25 $2K
holding Stock Options (right to buy) -- -- --
holding Stock Options (right to buy) -- -- --
holding Stock Options (right to buy) -- -- --
holding Stock Options (right to buy) -- -- --
holding Stock Options (right to buy) -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 69,689.419 shares (Indirect, By Stock-Based Deferral Plan); Stock Options (right to buy) — 656,471 shares (Direct); Common Stock — 249,269 shares (Direct)
Footnotes (1)
  1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.
Stock-based deferral grant 87.4207 shares Common Stock credited on 2026-07-10 via stock-based deferral plan (code A grant)
Grant price $21.2500 per share Per-share value for the 87.4207-share deferral plan grant on 2026-07-10
Deferral plan holdings 69689.4191 shares Indirect Common Stock equivalent units in Stock-Based Deferral Plan after the grant
Direct Common Stock 249269.0000 shares Common Stock held directly by Kemly following the reported holdings
Largest option block 656471.0000 shares Underlying Common Stock for options at $15.6000 expiring 2029-07-23
Largest option exercise price $15.6000 per share Exercise price for the 656471.0000-share stock option grant under the 2019 Equity Incentive Plan
Other option exercise prices $15.9400–$18.2800 per share Exercise prices for additional stock options expiring between 2033 and 2036
phantom stock financial
"Represents phantom stock purchased, on a non-discretionary basis, by the trustee"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
rabbi trust financial
"by the trustee of the Bank's rabbi trust maintained in connection"
A rabbi trust is a special account a company sets up to hold promised future pay for executives, like bonus or retirement money, so those employees can see there are funds earmarked for them. It matters to investors because it signals the company’s commitment to keep key people, but the money is still part of the company’s assets and can be claimed by creditors if the company goes bankrupt—think of it as a labeled jar that isn’t completely off-limits.
non-qualified stock-based deferral plan financial
"Stock Based Deferral Plan, a non-qualified stock-based deferral plan"
2019 Equity Incentive Plan financial
"Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan"
ESOP financial
"Common Stock ... nature_of_ownership: By ESOP"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
SERP financial
"Common Stock ... nature_of_ownership: By SERP"
A Supplemental Executive Retirement Plan (SERP) is a company-funded benefit that promises extra retirement pay to selected senior executives beyond regular pension or savings plans. Think of it as a bespoke top-up savings account the employer guarantees for key leaders; it matters to investors because SERPs create future financial obligations, influence executive retention and pay incentives, and can signal how a company prioritizes management costs versus shareholder returns.
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FAQ

What insider transaction did Columbia Financial (CLBK) report for Thomas J. Kemly?

Thomas J. Kemly reported a grant of 87.4207 shares of Columbia Financial Common Stock at $21.2500 per share, credited through a stock-based deferral plan, classified as a grant or award acquisition rather than an open-market purchase.

How many Columbia Financial (CLBK) shares does Kemly hold directly after this Form 4?

Following the reported holdings, Thomas J. Kemly directly owns 249269.0000 shares of Columbia Financial Common Stock. This direct position is separate from his indirect interests in plans, trusts, and awards disclosed in the same Form 4.

What is the Columbia Bank Stock Based Deferral Plan mentioned in CLBK's Form 4?

The Columbia Bank Stock Based Deferral Plan is a non-qualified stock-based deferral plan where a rabbi trust purchases phantom stock on a non-discretionary basis. These stock unit interests will be settled in shares of Columbia Financial stock upon distribution to Kemly.

What stock options does Kemly hold in Columbia Financial (CLBK)?

Kemly holds several stock option grants under the 2019 Equity Incentive Plan, including options on 656471.0000 shares at an exercise price of $15.6000 expiring on 2029-07-23, plus additional options with exercise prices up to $18.2800 expiring through 2036.

Does this Columbia Financial (CLBK) Form 4 show any open-market buying or selling?

The Form 4 shows no open-market purchases or sales. The only coded transaction is an A-code grant of 87.4207 shares via a stock-based deferral plan; other entries simply update Kemly’s existing direct, indirect, and option holdings.

How many Columbia Financial (CLBK) share equivalents does Kemly hold in the stock-based deferral plan?

After the reported grant, Kemly indirectly holds 69689.4191 share equivalents in the Columbia Bank Stock Based Deferral Plan. These are phantom stock units held in a rabbi trust and are payable in actual shares when distributed.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Kemly Thomas J.

(Last)(First)(Middle)
19-01 ROUTE 208 NORTH

(Street)
FAIR LAWN NEW JERSEY 07410

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President & CEO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/10/2026A87.4207(1)A$21.2569,689.4191IBy Stock-Based Deferral Plan
Common Stock249,269D
Common Stock40,946IBy 401(k)
Common Stock8,689IBy ESOP
Common Stock35,309IBy SERP
Common Stock41,572IBy SIM
Common Stock5,933IBy Spouse
Common Stock46,078IBy Stock Award III(2)
Common Stock54,690IBy Stock Award IV(3)
Common Stock53,842IBy Stock Award V(4)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options (right to buy)$15.607/23/2020(5)07/23/2029Common Stock656,471656,471D
Stock Options (right to buy)$15.9405/01/2024(5)05/01/2033Common Stock37,89437,894D
Stock Options (right to buy)$16.4903/06/2025(6)03/06/2034Common Stock37,16837,168D
Stock Options (right to buy)$16.2303/03/2026(7)03/03/2035Common Stock94,74994,749D
Stock Options (right to buy)$18.2803/02/2027(8)03/02/2036Common Stock91,47791,477D
Explanation of Responses:
1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
2. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, 25% of which vest in three approximately equal annual installments commencing on March 6, 2025; and the remaining 75% of which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award.
3. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 3, 2028.
4. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive plan, which vest upon achievement of certain specified performance-based vesting criteria, which if achieved, such Awards would vest three years after the date of the Award on March 2, 2029.
5. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.
6. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 6, 2025.
7. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 3, 2026.
8. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan vest in three approximately equal annual installments commencing on March 2, 2027.
Remarks:
/s/ Thomas F. Splaine, Jr., Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)