STOCK TITAN

[Form 4] Columbia Financial, Inc. Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary

Torres Daria Stacy-Walls, a director of Columbia Financial, Inc. (CLBK), reported transactions dated 08/08/2025. The filing shows an acquisition of 644.9177 phantom stock units purchased by the trustee of the bank's rabbi trust under the Columbia Bank Stock Based Deferral Plan; those stock units will be settled in shares upon distribution. The transaction price is shown as $14.33 per share. The report also records a disposition of 8,048 shares and reflects 3,207 shares reported as indirect ownership from a stock award (Stock Award IV) that vests March 11, 2026. Following the reported activity, the filing lists 25,061.029 shares as beneficially owned. The form is signed by a power of attorney on 08/12/2025.

Torres Daria Stacy-Walls, direttrice di Columbia Financial, Inc. (CLBK), ha segnalato operazioni in data 08/08/2025. La comunicazione riporta un'acquisizione di 644.9177 unità di azioni fantasma acquistate dal trustee del rabbi trust della banca nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unità saranno regolate in azioni al momento della distribuzione. Il prezzo di transazione è indicato in $14.33 per azione. Il rapporto segnala inoltre una cessione di 8,048 azioni e indica 3,207 azioni come proprietà indiretta derivante da un premio azionario (Stock Award IV) che matura l'11 marzo 2026. A seguito delle operazioni riportate, la dichiarazione elenca 25,061.029 azioni come detenute a titolo beneficiario. Il modulo è firmato per procura in data 08/12/2025.

Torres Daria Stacy-Walls, directora de Columbia Financial, Inc. (CLBK), reportó transacciones con fecha 08/08/2025. El documento muestra una adquisición de 644.9177 unidades de acciones fantasma compradas por el trustee del rabbi trust del banco bajo el Columbia Bank Stock Based Deferral Plan; esas unidades serán liquidadas en acciones al momento de la distribución. El precio por acción figura en $14.33. El informe también registra una disposición de 8,048 acciones y refleja 3,207 acciones reportadas como propiedad indirecta procedente de una adjudicación de acciones (Stock Award IV) que consolida derechos el 11 de marzo de 2026. Tras las operaciones informadas, el expediente enumera 25,061.029 acciones como poseídas en beneficio. El formulario está firmado por un apoderado el 08/12/2025.

Torres Daria Stacy-Walls는 Columbia Financial, Inc. (CLBK)의 이사로서 08/08/2025자 거래를 보고했습니다. 신고서에는 은행의 rabbi trust 수탁자가 Columbia Bank Stock Based Deferral Plan에 따라 매입한 644.9177 팬텀 스톡 단위취득이 기재되어 있으며, 해당 단위는 분배 시 주식으로 정산됩니다. 거래 가격은 주당 $14.33로 표시되어 있습니다. 보고서에는 또한 8,048주 처분이 기록되어 있고, 3,207주2026년 3월 11일 권리확정되는 Stock Award IV에 따른 간접 소유로 보고되어 있습니다. 보고된 거래 후 신고서에는 실질적으로 25,061.029주를 보유한 것으로 기재되어 있습니다. 양식은 08/12/2025에 위임대리인이 서명했습니다.

Torres Daria Stacy-Walls, administratrice de Columbia Financial, Inc. (CLBK), a déclaré des opérations datées du 08/08/2025. Le dépôt indique une acquisition de 644.9177 unités d'actions fantômes achetées par le trustee du rabbi trust de la banque dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unités seront réglées en actions lors de la distribution. Le prix de la transaction est indiqué à $14.33 par action. Le rapport enregistre également une cession de 8,048 actions et fait état de 3,207 actions déclarées comme propriété indirecte issue d'une attribution d'actions (Stock Award IV) qui devient acquise le 11 mars 2026. À la suite des mouvements signalés, l'enregistrement indique 25,061.029 actions détenues à titre bénéficiaire. Le formulaire est signé par un mandataire le 08/12/2025.

Torres Daria Stacy-Walls, Direktorin von Columbia Financial, Inc. (CLBK), meldete Transaktionen datiert 08/08/2025. Die Meldung weist einen Erwerb von 644.9177 Phantom-Aktieneinheiten aus, die vom Trustee des bankeigenen rabbi trust im Rahmen des Columbia Bank Stock Based Deferral Plan erworben wurden; diese Einheiten werden bei Auszahlung in Aktien abgewickelt. Der Transaktionspreis ist mit $14.33 je Aktie angegeben. Der Bericht verzeichnet außerdem eine Veräußerung von 8,048 Aktien und führt 3,207 Aktien als indirekten Besitz auf, resultierend aus einer Aktienzuteilung (Stock Award IV), die am 11. März 2026 fällig wird. Nach den gemeldeten Vorgängen sind in der Meldung 25,061.029 Aktien als wirtschaftlich gehalten aufgeführt. Das Formular wurde am 08/12/2025 von einem Bevollmächtigten unterschrieben.

Positive
  • Acquisition of 644.9177 phantom stock units under the Columbia Bank Stock Based Deferral Plan, which will be settled in shares upon distribution
  • Stock Award IV of 3,207 shares granted that vests on March 11, 2026, indicating continued alignment with shareholder interests
Negative
  • Disposition of 8,048 shares reported on the form, representing an insider sale disclosed to the market
  • Beneficial ownership remains concentrated in a relatively small nominal share count (25,061.029), which may limit public float-related liquidity considerations for insider holdings

Insights

TL;DR: Routine compensation-related transactions by a director: phantom stock units added, a separate sale recorded, and unvested awards noted.

The filing documents a director-level participation in the companys stock-based deferral plan and a recorded sale of shares. The phantom units are trustee-purchased and will convert to shares on distribution, indicating compensation deferral rather than open-market purchasing. The presence of an unvested award that vests on March 11, 2026, is consistent with retention-focused equity grants. Overall, these are standard governance-era equity activities without explicit corporate-control implications.

TL;DR: Insider activity appears mixed: modest acquisition via deferral plan and a notable disposition; impact appears limited based on available detail.

The report shows acquisition of 644.9177 phantom units at $14.33 and a disposition of 8,048 shares, with total reported beneficial ownership of 25,061.029 shares. The filing does not state market context, company market cap, or reasons for the sale, so materiality to shareholders cannot be quantified from this form alone. Transactions are documented under standard Section 16 reporting procedures.

Torres Daria Stacy-Walls, direttrice di Columbia Financial, Inc. (CLBK), ha segnalato operazioni in data 08/08/2025. La comunicazione riporta un'acquisizione di 644.9177 unità di azioni fantasma acquistate dal trustee del rabbi trust della banca nell'ambito del Columbia Bank Stock Based Deferral Plan; tali unità saranno regolate in azioni al momento della distribuzione. Il prezzo di transazione è indicato in $14.33 per azione. Il rapporto segnala inoltre una cessione di 8,048 azioni e indica 3,207 azioni come proprietà indiretta derivante da un premio azionario (Stock Award IV) che matura l'11 marzo 2026. A seguito delle operazioni riportate, la dichiarazione elenca 25,061.029 azioni come detenute a titolo beneficiario. Il modulo è firmato per procura in data 08/12/2025.

Torres Daria Stacy-Walls, directora de Columbia Financial, Inc. (CLBK), reportó transacciones con fecha 08/08/2025. El documento muestra una adquisición de 644.9177 unidades de acciones fantasma compradas por el trustee del rabbi trust del banco bajo el Columbia Bank Stock Based Deferral Plan; esas unidades serán liquidadas en acciones al momento de la distribución. El precio por acción figura en $14.33. El informe también registra una disposición de 8,048 acciones y refleja 3,207 acciones reportadas como propiedad indirecta procedente de una adjudicación de acciones (Stock Award IV) que consolida derechos el 11 de marzo de 2026. Tras las operaciones informadas, el expediente enumera 25,061.029 acciones como poseídas en beneficio. El formulario está firmado por un apoderado el 08/12/2025.

Torres Daria Stacy-Walls는 Columbia Financial, Inc. (CLBK)의 이사로서 08/08/2025자 거래를 보고했습니다. 신고서에는 은행의 rabbi trust 수탁자가 Columbia Bank Stock Based Deferral Plan에 따라 매입한 644.9177 팬텀 스톡 단위취득이 기재되어 있으며, 해당 단위는 분배 시 주식으로 정산됩니다. 거래 가격은 주당 $14.33로 표시되어 있습니다. 보고서에는 또한 8,048주 처분이 기록되어 있고, 3,207주2026년 3월 11일 권리확정되는 Stock Award IV에 따른 간접 소유로 보고되어 있습니다. 보고된 거래 후 신고서에는 실질적으로 25,061.029주를 보유한 것으로 기재되어 있습니다. 양식은 08/12/2025에 위임대리인이 서명했습니다.

Torres Daria Stacy-Walls, administratrice de Columbia Financial, Inc. (CLBK), a déclaré des opérations datées du 08/08/2025. Le dépôt indique une acquisition de 644.9177 unités d'actions fantômes achetées par le trustee du rabbi trust de la banque dans le cadre du Columbia Bank Stock Based Deferral Plan ; ces unités seront réglées en actions lors de la distribution. Le prix de la transaction est indiqué à $14.33 par action. Le rapport enregistre également une cession de 8,048 actions et fait état de 3,207 actions déclarées comme propriété indirecte issue d'une attribution d'actions (Stock Award IV) qui devient acquise le 11 mars 2026. À la suite des mouvements signalés, l'enregistrement indique 25,061.029 actions détenues à titre bénéficiaire. Le formulaire est signé par un mandataire le 08/12/2025.

Torres Daria Stacy-Walls, Direktorin von Columbia Financial, Inc. (CLBK), meldete Transaktionen datiert 08/08/2025. Die Meldung weist einen Erwerb von 644.9177 Phantom-Aktieneinheiten aus, die vom Trustee des bankeigenen rabbi trust im Rahmen des Columbia Bank Stock Based Deferral Plan erworben wurden; diese Einheiten werden bei Auszahlung in Aktien abgewickelt. Der Transaktionspreis ist mit $14.33 je Aktie angegeben. Der Bericht verzeichnet außerdem eine Veräußerung von 8,048 Aktien und führt 3,207 Aktien als indirekten Besitz auf, resultierend aus einer Aktienzuteilung (Stock Award IV), die am 11. März 2026 fällig wird. Nach den gemeldeten Vorgängen sind in der Meldung 25,061.029 Aktien als wirtschaftlich gehalten aufgeführt. Das Formular wurde am 08/12/2025 von einem Bevollmächtigten unterschrieben.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Torres Daria Stacy-Walls

(Last) (First) (Middle)
19-01 ROUTE 208 NORTH

(Street)
FAIR LAWN NJ 07410

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc. [ CLBK ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
08/08/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 08/08/2025 A 644.9177(1) A $14.33 25,061.029 I By Stock-Based Deferral Plan
Common Stock 8,048 D
Common Stock 3,207 I By Stock Award IV(2)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Represents phantom stock purchased, on a non-discretionary basis, by the trustee of the Bank's rabbi trust maintained in connection with the Columbia Bank Stock Based Deferral Plan, a non-qualified stock-based deferral plan. Stock unit interests under the Columbia Bank Stock Based Deferral Plan will be settled in shares of stock upon distribution to the reporting person.
2. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 11, 2026.
Remarks:
/s/ Dennis E. Gibney, Power of Attorney 08/12/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the CLBK Form 4 filed by Torres Daria Stacy-Walls report?

The form reports transactions dated 08/08/2025: acquisition of 644.9177 phantom stock units under the stock-based deferral plan, a disposition of 8,048 shares, and 3,207 shares shown as an indirect stock award.

How many shares does the filing say the reporting person beneficially owns after the transactions?

The filing lists 25,061.029 shares as beneficially owned following the reported transactions.

What is the price shown for the acquired units on the Form 4 (CLBK)?

The transaction table shows a price of $14.33 per share for the reported acquisition.

When do the reported stock awards vest according to the filing?

The Explanation states the stock awards (Stock Award IV) vest in one year on March 11, 2026.

Who signed the Form 4 on behalf of the reporting person?

The form is signed by Dennis E. Gibney, Power of Attorney, dated 08/12/2025.
Columbia Financ

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CLBK Stock Data

1.55B
26.84M
74.42%
13.23%
1.63%
Banks - Regional
Savings Institution, Federally Chartered
Link
United States
FAIR LAWN