Columbia Financial director buys 49,980 shares

Columbia Financial, Inc. director Elizabeth E. Randall reported buying a total of 49,980 shares of common stock on July 20, 2026 at $10.00 per share across direct, Roth IRA, and stock-based deferral plan accounts.

Rhea-AI Filing Summary

Columbia Financial, Inc. director Elizabeth E. Randall reported buying a total of 49,980 shares of common stock on July 20, 2026 at $10.00 per share across direct, Roth IRA, and stock-based deferral plan accounts. Following these transactions, she held 105,490 direct shares, plus indirect common stock holdings and fully vested stock options for 137,442 shares at a $7.10 exercise price expiring July 23, 2029.

Insider Trade Summary

Net Buyer: 49,980 shares

Net Buy 6 txns

Insider Randall Elizabeth E.

Role Director

Bought 49,980 shs ($500K)

Type	Security	Shares	Price	Value
Purchase	Common Stock	10,580	$10.00	$106K
Purchase	Common Stock	12,200	$10.00	$122K
Purchase	Common Stock	27,200	$10.00	$272K
holding	Stock Options (right to buy) F2	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock F1	--	--	--

Holdings After Transaction: Common Stock — 105,490 shares (Direct); Common Stock — 26,949 shares (Indirect, By Roth IRA); Common Stock — 49,184 shares (Indirect, By Stock-Based Deferral Plan); Stock Options (right to buy) — 137,442 contracts (Direct); Common Stock — 97,783 shares (Indirect, By IRA); Common Stock — 6,494 shares (Indirect, By Stock Award V)

Footnotes (2)

1. F1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.
2. F2. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.

Key Figures

Direct purchase: 10,580 shares at $10.00 Roth IRA purchase: 12,200 shares at $10.00 Deferral plan purchase: 27,200 shares at $10.00 +3 more

6 metrics

Direct purchase 10,580 shares at $10.00 Common Stock purchased directly on 2026-07-20

Roth IRA purchase 12,200 shares at $10.00 Common Stock purchased indirectly by Roth IRA on 2026-07-20

Deferral plan purchase 27,200 shares at $10.00 Common Stock purchased indirectly by Stock-Based Deferral Plan on 2026-07-20

Total shares bought 49,980 shares Net common stock purchases reported for 2026-07-20

Direct holdings after 105,490 shares Direct common stock holdings following transactions

Vested stock options 137,442 shares at $7.10 Options on common stock, fully vested, expiring 2029-07-23

Key Terms

Roth IRA, Stock-Based Deferral Plan, Stock Options (right to buy), 2019 Equity Incentive Plan, +1 more

5 terms

Roth IRA financial

"Indirect ownership noted as "By Roth IRA" for common stock"

A Roth IRA is a retirement savings account you fund with money that’s already been taxed, and withdrawals taken in retirement under the account rules are tax-free. It matters to investors because it shifts the tax bill to today instead of retirement, potentially increasing after-tax income later—think of it like paying for a lifetime subscription now so you can use it without extra charges in the future—helpful for long-term tax planning and flexibility.

Stock-Based Deferral Plan financial

"Indirect ownership listed as "By Stock-Based Deferral Plan""

Stock Options (right to buy) financial

"Derivative security titled "Stock Options (right to buy)""

2019 Equity Incentive Plan financial

"Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan"

Stock Award V financial

"Indirect ownership nature described as "By Stock Award V""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did CLBK director Elizabeth E. Randall report on July 20, 2026?

Elizabeth E. Randall reported three purchases totaling 49,980 CLBK common shares on July 20, 2026 at $10.00 per share. The purchases were split between direct ownership, a Roth IRA, and a Stock-Based Deferral Plan account.

How many CLBK shares did Elizabeth E. Randall buy directly in this Form 4 filing?

She bought 10,580 shares of Columbia Financial, Inc. common stock in her direct account at $10.00 per share. After this transaction, her direct common stock holdings increased to 105,490 shares as reported in the Form 4.

What indirect CLBK holdings did Elizabeth E. Randall report through retirement and deferral plans?

Randall purchased 12,200 shares via a Roth IRA and 27,200 shares via a Stock-Based Deferral Plan, both at $10.00 per share. Post-transaction, these accounts held 26,949 and 49,184 shares, respectively.

What stock option position in CLBK did Elizabeth E. Randall disclose?

She disclosed fully vested stock options covering 137,442 shares of Columbia Financial common stock with an exercise price of $7.10 per share. These options, granted under the 2019 Equity Incentive Plan, expire on July 23, 2029.

What additional indirect CLBK share holdings does Elizabeth E. Randall have after these transactions?

Beyond new purchases, she reported indirect holdings of 97,783 shares by an IRA and 6,494 shares under a Stock Award V. The stock awards were granted under the 2019 Equity Incentive Plan and vest in one year on March 12, 2027.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Accepted by SEC EDGAR 07/22/2026 - 09:22 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Randall Elizabeth E.

(Last) (First) (Middle)

19-01 ROUTE 208 NORTH

(Street)

FAIR LAWN NEW JERSEY 07410

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Columbia Financial, Inc./MD/ [ CLBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/20/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/20/2026		P		10,580	A	$10	105,490	D
Common Stock	07/20/2026		P		12,200	A	$10	26,949	I	By Roth IRA
Common Stock	07/20/2026		P		27,200	A	$10	49,184	I	By Stock-Based Deferral Plan
Common Stock								97,783	I	By IRA
Common Stock								6,494	I	By Stock Award V(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options (right to buy)	$7.1							07/23/2020(2)	07/23/2029	Common Stock	137,442		137,442	D

Explanation of Responses:

1. Stock Awards granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan which vest in one year on March 12, 2027.

2. Stock Options granted pursuant to the Columbia Financial, Inc. 2019 Equity Incentive Plan are fully vested and exercisable.

Remarks:

Exhibit List: Exhibit 24 Power of Attorney

	/s/ Thomas F. Splaine, Jr., Power of Attorney	07/22/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)