Welcome to our dedicated page for Catalyst Bancorp SEC filings (Ticker: CLST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Catalyst Bancorp, Inc. (NASDAQ: CLST) SEC filings page provides access to the company’s regulatory reports as a publicly traded bank holding company in the savings institutions industry. Through these filings, investors can review detailed information about the financial condition, results of operations, capital management, and governance of Catalyst Bancorp and its banking subsidiary, Catalyst Bank.
Key documents include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, management’s discussion and analysis, loan portfolio composition, credit quality metrics, investment securities data, deposit and borrowing structures, and information about non-interest income and expenses. These filings also discuss non-performing assets, allowance for credit losses on loans and unfunded commitments, and other risk-related disclosures that are central to evaluating a community-oriented savings institution.
The company also files current reports on Form 8-K to announce material events. Examples disclosed in recent filings include quarterly earnings press releases furnished under Item 2.02 and the approval of new share repurchase programs under Item 8.01. Another 8-K describes a change in the independent registered public accounting firm, noting the resignation of the prior firm after its partners and professional staff joined a new firm and the subsequent appointment of the successor auditor with audit committee approval.
In addition, investors can review information related to share repurchase plans, capital levels, and other corporate actions that appear in periodic and current reports. By combining these filings with AI-powered summaries and highlights, this page helps users quickly understand the main points of lengthy documents, such as how CLST’s loan mix, deposit base, and capital ratios evolve over time, and how specific 8-K events fit into the company’s broader regulatory history.
Catalyst Bancorp, Inc. Employee Stock Ownership Plan reported beneficial ownership of 416,791.85 shares of Catalyst Bancorp common stock, representing 10.2% of the class, based on 4,074,911 shares outstanding as of December 31, 2025.
The plan has sole voting and dispositive power over 333,270 shares and shared voting and dispositive power over 83,521.85 shares. Of the total, 83,521.85 shares are allocated to individual employee accounts and 333,270 shares remain unallocated for future allocation. The plan states the shares are held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
Catalyst Bancorp, Inc. filed a current report to note that it has announced its financial results for the quarter ended December 31, 2025. The company released these results through a press release dated January 29, 2026, which is included as Exhibit 99.1.
The report clarifies that the results press release and related information furnished under Items 2.02 and 9.01 are not treated as filed for liability purposes under the Exchange Act and are not automatically incorporated into other SEC filings except by specific reference.
Stilwell-affiliated investment entities filed an amended Schedule 13D reporting beneficial ownership of 260,009 shares of Catalyst Bancorp, Inc. common stock, or 6.3% of the 4,113,660 shares outstanding as of November 7, 2025. The stake is held across Stilwell Activist Fund, Stilwell Activist Investments, Stilwell Partners and related entities, with shared voting and dispositive power. Since their prior report, Stilwell Activist Fund spent $70,220.57 to buy 4,710 shares and Stilwell Activist Investments spent $592,999.82 to buy 39,316 shares, funded by working capital and margin loans. The group describes itself as an activist investor, states it believes Catalyst Bancorp’s asset value is not fully reflected in the share price, and aims to profit by asserting shareholder rights and working with management and the board to maximize shareholder value.
Catalyst Bancorp, Inc. reported that its Board of Directors approved a sixth share repurchase program, called the November 2025 Repurchase Plan. Under this plan, the company may buy back up to 205,000 shares of its common stock, which is approximately 5% of its outstanding shares. Repurchases may occur in open-market trades or privately negotiated transactions, depending on market conditions and other factors.
The new authorization is in addition to the company’s fifth repurchase plan announced in November 2024. As of the date of this report, 18,183 shares were still available to be repurchased under that earlier plan, so the company now has two active authorizations for buying back its stock.
Catalyst Bancorp (CLST) filed its Q3 2025 10‑Q, reporting net income of $489 thousand and diluted EPS of $0.13, up from $0.11 a year ago. Net interest income was $2.45 million versus $2.53 million, supported by a $36 thousand reversal of credit losses compared with a $337 thousand provision last year. Non‑interest expense declined to $2.20 million from $2.26 million.
Total assets were $283.8 million, up from $276.7 million at year‑end. Deposits were $186.4 million and borrowings rose to $14.7 million, reflecting $15.0 million of FHLB advances at a 2.05% rate. Shareholders’ equity increased to $81.6 million as accumulated other comprehensive loss improved to $2.65 million from $3.56 million with higher available‑for‑sale securities valuations ($44.9 million fair value vs. $28.7 million at year‑end).
Loans, net, were $162.4 million (down from $164.6 million) while the allowance for credit losses was $2.40 million. Nonaccrual loans totaled $1.46 million, slightly lower than year‑end. The company recorded a $30,000 refund related to a foreign ATM fee correction. There were 4,113,660 common shares outstanding as of November 7, 2025.
Catalyst Bancorp (CLST) reported a change in independent auditor. After the partners and professional staff of HORNE LLP joined BDO USA, P.C., HORNE resigned as auditor on October 31, 2025. With Audit Committee approval, the Company appointed BDO on November 5, 2025.
The Company stated there were no disagreements with HORNE on accounting principles, disclosures, or audit scope during the period from March 28, 2025 through October 31, 2025, and HORNE did not issue reports on the Company’s financial statements.
Catalyst Bancorp (CLST) director Kirk E. Kleiser reported insider trades on 10/28/2025. Indirect holdings via Kleiser Enterprises Corporation sold 1,500 shares at $13.43, 2,500 at $13.39, and 750 at $13.3974. The reporting person also purchased 100 shares at $13.4 and 4,650 shares at $13.4099 through an IRA.
Post‑trade holdings include 24,522 direct shares and 17,749 shares held indirectly via IRA, plus 1,000 via K & G On the Geaux LLC, 5,000 via K Kleiser LLC, 3,100 via spouse’s IRA, and 900 via spouse. Derivatives listed include stock options for 21,160 shares at $13.3 (expire 09/01/2032) and 2,645 shares at $12.08 (expire 06/10/2035), each vesting 20% per year per their stated schedules.
Catalyst Bancorp, Inc. (CLST) furnished an update on its business by announcing results for the quarter ended September 30, 2025. The company provided a press release as Exhibit 99.1, offering details on the quarter.
The information under Items 2.02 and 9.01 is expressly furnished, not filed under the Exchange Act, and is not subject to Section 18 liabilities nor incorporated by reference unless specifically stated. The company’s common stock trades on the Nasdaq Capital Market under the symbol CLST.
Amanda B. Quebedeaux, Chief Operations Officer of Catalyst Bancorp, Inc. (CLST), reported a transaction on 09/01/2025. She disposed of 553 shares of common stock at $12.83 per share to satisfy tax obligations related to a stock benefit distribution. After that disposition she directly beneficially owned 9,263 shares and indirectly held 3,204.8705 shares through the company ESOP as of the last reported date. The filing also reports two outstanding stock options: one to purchase 21,160 shares with a $13.30 exercise price expiring 09/01/2032 and one to purchase 4,000 shares with a $12.08 exercise price expiring 06/10/2035; the grants vest on multi-year schedules disclosed in the form. The Form 4 was signed by power of attorney on 09/02/2025.
Jacques L.J. Bourque, Chief Financial Officer and director of Catalyst Bancorp, Inc. (CLST), reported insider transactions on Form 4. The filing shows a single sale of 131 shares of common stock on 09/01/2025 at $12.83 per share to satisfy a tax obligation related to a stock benefit plan. After the sale, Mr. Bourque directly owns 3,597 shares. He also holds 687.9343 shares indirectly in the Catalyst Bank 401(k) plan, 2,040.8886 shares indirectly via the ESOP, and two custodial positions of 100 shares each for Quinn and Levi Bourque.
Derivative holdings include two stock option grants exercisable for 5,000 shares at $13.30 (vesting 20% per year from 09/01/2023) and 4,000 shares at $12.08 (vesting 20% per year commencing 06/10/2026).