Welcome to our dedicated page for Canadian Imperial Bank of Commerce SEC filings (Ticker: CM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Canadian Imperial Bank of Commerce (CIBC) (symbol CM) provides access to the bank’s U.S. regulatory disclosures as a foreign private issuer. CIBC files its annual report on Form 40-F and furnishes current reports on Form 6-K under the Securities Exchange Act of 1934. These documents cover key areas such as audited financial statements, capital markets transactions, governance documents and material news releases.
For investors analyzing CM, the filings include annual financial statements audited under Canadian generally accepted auditing standards and under the standards of the U.S. Public Company Accounting Oversight Board, as referenced in a Form 6-K that incorporates the report of the independent registered public accounting firm. Other 6-K filings incorporate information by reference into CIBC’s registration statements on Form F-3 and Form S-8, reflecting the bank’s use of U.S. capital markets for issuing securities and administering equity-based plans.
Recent Form 6-K submissions also attach underwriting agreements for securities offerings, subordinated debt indentures and supplemental indentures, and a Code of Conduct. These documents help users understand CIBC’s funding activities, legal structure for issued securities, and governance framework. Some 6-Ks include news releases on senior executive leadership changes, which are incorporated into the regulatory record.
On Stock Titan, these filings are updated as they are furnished to EDGAR, and AI-powered tools can help explain the content of lengthy documents such as the Form 40-F and related exhibits. Users can quickly identify which filings relate to annual reporting, capital markets transactions, governance or significant news events, and use the structured access to track how CIBC manages its regulatory obligations and cross-border banking operations.
Canadian Imperial Bank of Commerce (CIBC) is issuing US$3 million aggregate principal amount of 5.00% Senior Global Medium-Term Callable Notes due July 14 2032. The notes are offered in $1,000 denominations at par, settle on July 14 2025, and mature seven years later unless earlier redeemed. Interest accrues on a 30/360 basis and is paid semi-annually on January 14 and July 14, beginning January 14 2026.
Call feature: CIBC may redeem the entire issue at 100% of principal plus accrued interest on any July 14 interest-payment date from 2027 through 2031, providing only 2-20 Business Days’ notice via DTC. Once called, no further interest is paid.
Pricing & distribution: Notes are offered through CIBC World Markets (CIBCWM) with a 0.867% underwriting discount ($8.67 per $1,000). Net proceeds after fees equal US$2,973,990. Fee-based advisory accounts may purchase at 99.133% of face.
Ranking & bail-in risk: The notes are senior unsecured, subject to Canadian bail-in powers under the CDIC Act, meaning principal and interest can be converted into CIBC common shares or written off if the bank becomes non-viable. They are not insured by CDIC or FDIC.
Key risks disclosed:
- Issuer call risk leading to reinvestment at lower rates.
- Market value sensitivity to rates, credit spreads and call option.
- Illiquidity—no exchange listing and no market-making obligation.
- Potential loss of some or all investment on a bail-in conversion or issuer default.
- Uncertain U.S. and Canadian tax treatment; investors should seek advice.
Canadian Imperial Bank of Commerce (CM) is offering US$6.457 million of three-year Trigger Autocallable Contingent Yield Notes linked to the least-performing of the S&P 500 Index (SPX) and the Russell 2000 Index (RTY).
Key commercial terms
- Denomination: $10 (minimum $1,000).
- Issue/Settlement: 9 Jul 2025 / 14 Jul 2025.
- Maturity: 13 Jul 2028, unless called earlier.
- Contingent Coupon: 9.62% p.a. (2.405% quarterly) paid only if the closing level of each index on a Coupon Determination Date is ≥ 70% of its Initial Level (the “Coupon Barrier”).
- Autocall: Beginning 9 Jan 2026, the notes are automatically redeemed at par plus the current coupon if both indices are ≥ their respective Initial Levels on any quarterly Call Observation Date.
- Principal protection: conditional. If not called and the Final Level of the least-performing index is ≥ 70% of its Initial Level (the “Downside Threshold”), principal is repaid in full; otherwise investors receive $10 × (1 + Underlying Return) and can lose up to 100% of principal.
- Initial Levels: SPX 6,263.26; RTY 2,252.490. Coupon Barrier/Downside Threshold: 70% of each Initial Level.
- Initial estimated value: $9.783 per $10 note (97.83% of face), reflecting structuring and hedging costs.
- Distribution: CIBC World Markets sells the notes to UBS Financial Services at no underwriting discount; the notes will not be listed on any exchange.
Principal risk considerations
- No coupon payable if either index closes <70% of its Initial Level on a determination date.
- If the least-performing index finishes <70% of its Initial Level at maturity, investors participate 1-for-1 in the downside.
- Credit risk of CIBC; the notes are senior unsecured obligations and are not CDIC or FDIC insured.
- Liquidity risk: no secondary-market listing; CIBCWM is under no obligation to make markets.
- Conflicts of interest: the issuer and its affiliates set the terms, hedge and may trade the underlyings.
- Tax treatment of contingent coupons is uncertain for both U.S. and non-U.S. holders.
The structure targets investors who are moderately bullish to neutral on both large-cap and small-cap U.S. equities, are comfortable with issuer credit risk, and can tolerate loss of principal in exchange for a high but contingent coupon.
Canadian Imperial Bank of Commerce (CM) is offering $9,110,890 of Trigger Autocallable Contingent Yield Notes maturing 13 July 2028. The senior unsecured notes are linked to the least-performing of the S&P 500® Index (SPX) and the Russell 2000® Index (RTY).
- Coupon profile: Quarterly contingent coupon of 1.905% (7.62% p.a.) is paid only if on the relevant determination date both indices close at or above their respective Coupon Barriers (70 % of initial level).
- Autocall feature: From 9 Jan 2026 and each quarter thereafter, the notes will be automatically called if both indices close at or above their initial levels. Investors then receive par plus the due coupon; no further payments occur.
- Principal at risk: If not called, repayment of the $10 principal is contingent on the Downside Threshold (70 % of initial level). A final level below the threshold triggers a loss equal to the negative return of the worst index, up to 100 % of principal.
- Key index data (9 Jul 2025): SPX 6,263.26; RTY 2,252.490. Coupon Barriers & Downside Thresholds are 4,384.28 for SPX and 1,576.743 for RTY.
- Issue economics: Price to public $10; underwriting discount $0.20; proceeds to issuer $9.80. CIBC’s initial estimated value is $9.636, below issue price due to selling & hedging costs.
- Credit & liquidity: The notes are senior unsecured obligations of CIBC, not CDIC/FDIC insured, not bail-inable, and will not be listed on any exchange. Secondary market trading, if any, will be through CIBCWM/affiliates and may involve significant bid–ask spreads.
- Risk highlights: Possible non-payment of coupons, full principal loss, market risk of each index, greater risk due to dual-underlying structure, small-cap exposure via RTY, uncertainty of U.S./Canadian tax treatment, potential conflicts of interest, and valuation/market-making limitations.
- Key dates: Trade 9 Jul 2025; settlement 14 Jul 2025; first coupon determination 9 Oct 2025; maturity 13 Jul 2028.
- Minimum investment: $1,000 (denominations of $10).
The product targets investors comfortable with equity-index risk, credit risk of CIBC, limited upside (7.62% p.a. maximum) and the possibility of losing their entire investment.