[8-K] Comerica Incorporated Reports Material Event

Rhea-AI Filing Summary

Comerica Incorporated (CMA) will present at the 2025 Barclays Global Financial Services Conference on Tuesday, September 9, 2025, with management including the CEO, CFO and Chief Banking Officer speaking and the Director of Investor Relations participating. The presentation begins at 7:30 a.m. ET and will be available live via Comerica's Investor Relations website, with replays and a copy of the presentation slides filed as Exhibit 99.1. The company notes it may discuss material information not contained in the slides and may use the presentation in other investor conversations.

Positive

• Live webcast and replay available via Comerica's Investor Relations website, increasing access for investors
• Management participation includes CEO, CFO and Chief Banking Officer, indicating senior-level engagement
• Presentation slides filed as Exhibit 99.1, providing investors with the prepared materials

Negative

• Company may disclose material information not in slides, meaning market-moving details could arise during the live remarks
• Slides are furnished, not filed, so they are not subject to Section 18 liabilities and are not incorporated by reference into other filings

Insights

Investor Relations Specialist

TL;DR: Routine investor presentation with live webcast and published slides; management may disclose additional material information.

This is a standard Regulation FD disclosure to ensure broad access to a management presentation at a major industry conference. Management participation by the CEO, CFO and Chief Banking Officer, plus the investor relations director, signals a coordinated messaging effort. The live webcast and posted slides (Exhibit 99.1) support transparency and equal access for investors unable to attend. The explicit notice that Comerica "may discuss or disclose material business, financial or other information not contained in the presentation slides" is a prudent Reg FD caution to investors and market participants.

Corporate Governance Expert

TL;DR: Proper Reg FD compliance for a conference presentation; highlights potential for material disclosures beyond slide deck.

Furnishing the slide deck as Exhibit 99.1 and announcing the webcast is consistent with best practices for broad dissemination. The filing clarifies that the furnished materials are not "filed" for Section 18 purposes, preserving legal framing. Investors should note the company's explicit statement that additional material information may be disclosed during the presentation, which makes the timing and content of the live remarks potentially important for market-moving detail.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 8, 2025

COMERICA INCORPORATED

(Exact name of registrant as specified in its charter)

Delaware			1-10706			38-1998421
------------			------------			------------
(State or other Jurisdiction of Incorporation)			(Commission File Number)			(IRS Employer Identification Number)

Comerica Bank Tower

1717 Main Street, MC 6404

Dallas, Texas 75201

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(Address of principal executive offices) (zip code)

(833) 571-0486

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(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $5 par value

CMA

New York Stock Exchange

Depositary Shares, each representing a 1/40th interest in a share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

CMA PrB

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.         ☐

ITEM 7.01    REGULATION FD DISCLOSURE.

Comerica Incorporated (“Comerica”) previously announced that Curtis C. Farmer, Chairman, President and Chief Executive Officer, James J. Herzog, Senior Executive Vice President and Chief Financial Officer and Peter L. Sefzik, Senior Executive Vice President and Chief Banking Officer, will make a presentation on behalf of Comerica at the 2025 Barclays Global Financial Services Conference on Tuesday, September 9, 2025. Kelly A. Gage, Director of Investor Relations, will also participate. Comerica's presentation will begin at 7:30 a.m. ET. To access the live audio webcast, visit the “Investor Relations” area of Comerica's website at www.comerica.com. Replays will be available at the same location following the conference.

A copy of the presentation slides, which will be discussed at that conference, is attached hereto as Exhibit 99.1. Comerica may also discuss or disclose material business, financial or other information not contained in the presentation slides. From time to time, Comerica may also use this presentation in conversations with investors and analysts.

The information in Items 7.01 and 9.01 of this report (including Exhibit 99.1 hereto) is being “furnished” and shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and is not deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

ITEM 9.01    FINANCIAL STATEMENTS AND EXHIBITS.

    (d)     Exhibits

    99.1 2025 Barclays Global Financial Services Conference Presentation Slides

    104 The cover page from Comerica's Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

COMERICA INCORPORATED

By:    /s/ Von E. Hays

Name:    Von E. Hays

Title:    Senior Executive Vice President and

Chief Legal Officer

Date: September 8, 2025

FAQ

When will Comerica (CMA) present at the Barclays conference?

Comerica will present on Tuesday, September 9, 2025 beginning at 7:30 a.m. ET.

Where can investors watch Comerica's (CMA) presentation?

The live audio webcast and replays are available on Comerica's Investor Relations website at www.comerica.com.

Are the presentation slides from Comerica (CMA) available?

Yes. A copy of the presentation slides is furnished as Exhibit 99.1 to the 8-K.

Will Comerica (CMA) potentially disclose new material information at the presentation?

Yes. The company states it may discuss or disclose material business, financial or other information not contained in the presentation slides.

Is the furnished slide deck considered a filed document under SEC rules?

No. The filing states the information (including Exhibit 99.1) is being furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act.