What is Comerica Incorporated's earnings per share (EPS)?

Comerica Incorporated (CMA) reported diluted earnings per share of $5.02 for fiscal year 2024. This represents a -22.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Comerica Incorporated (CMA) Financials

CMA

Trailing 12 months to September 30, 2025

Revenue $3.3B +4.4% YoY

Net Income $717.0M +27.8% YoY

EPS (Diluted) $5.24 +31.0% YoY

Operating Cash Flow $125.0M -94.0% YoY

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2025, ended Sep 30, 2025 Reported Oct 28, 2025 Currency USD FYE December

Newest figures come from the 10-Q for Q3 FY2025, filed Oct 28, 2025. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CMA SEC filings page.

Comerica Incorporated (CMA) reported $3.3B in revenue over the twelve months to Sep 30, 2025, up 4.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CMA FY2024 2026-10-04

Comerica remains profitable, but a smaller balance sheet now carries higher leverage alongside weaker earnings and operating cash generation.

Between FY2022 and FY2024, the asset base contracted while debt-to-equity rose from 0.6x to 1.0x. That pairing points to a more debt-dependent funding mix rather than simple downsizing; long-term debt increased from $3.0B in FY2022 to $6.7B in FY2024.

Net profit margin fell from 32.6% in FY2022 to 21.5% in FY2024, indicating less earnings from each dollar of reported revenue. ROA also fell from 1.4% to 0.9%, so the profitability decline was visible both in the income stream and in how efficiently the asset base produced earnings.

In FY2024, reported operating cash flow was $601M versus $698M of net income, a weaker cash-to-earnings relationship than in FY2023. That divergence means reported earnings were not fully mirrored by operating cash in the latest year, making funding-related balance-sheet movements important when interpreting cash flow.

Financial Health Signals

Financial Health Score 43/100

Scored as: Banks peer group

Scored against banks for FY2024. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Comerica Incorporated's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Comerica Incorporated earned a return on assets of 0.9% in fiscal year 2024, which is the profit it made on every dollar of assets on its books. This is down from 1.0% the prior year. Earnings ranks banks on that return over three years, and Comerica Incorporated scores 63/100 among other banks.

Growth

Comerica Incorporated reported revenue of $3.2B in fiscal year 2024, against $3.6B in fiscal year 2023. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Comerica Incorporated scores 10/100 among other banks.

Capital

Comerica Incorporated funded 8.3% of its assets with shareholders' equity at the end of fiscal year 2024, holding $6.5B of equity against $79.3B of assets. Capital ranks banks on that cushion, and Comerica Incorporated scores 11/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Comerica Incorporated scores 40/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Comerica Incorporated scores 77/100 on it among other banks.

Stability

Comerica Incorporated reported net income of $698.0M in fiscal year 2024, against $881.0M in fiscal year 2023. Stability ranks banks on how steady net income has been across five years, and Comerica Incorporated scores 59/100 among other banks.

Piotroski F-Score Partial

3/7

Comerica Incorporated passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.86x

For every $1 of reported earnings, Comerica Incorporated generates $0.86 in operating cash flow ($601.0M OCF vs $698.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$838.0M

YoY+3.3%

QoQ-1.3%

5Y CAGR+3.4%

10Y CAGR+2.1%

Comerica Incorporated generated $838.0M in revenue in Q3 2025. This represents an increase of 3.3% from the same quarter a year earlier. Against the prior quarter it is down 1.3%.

Net Income

$176.0M

YoY-4.3%

QoQ-11.6%

5Y CAGR-4.1%

10Y CAGR+2.6%

Comerica Incorporated reported $176.0M in net income in Q3 2025. This represents a decrease of 4.3% from the same quarter a year earlier. Against the prior quarter it is down 11.6%.

EPS (Diluted)

$1.35

YoY+1.5%

QoQ-4.9%

5Y CAGR-1.8%

10Y CAGR+6.2%

Comerica Incorporated earned $1.35 per diluted share (EPS) in Q3 2025. This represents an increase of 1.5% from the same quarter a year earlier. Against the prior quarter it is down 4.9%.

EBITDA

Not reported for Q3 2025.

Cash & Balance Sheet

Cash & Debt

$5.0B

YoY-21.2%

QoQ-4.7%

5Y CAGR-14.7%

10Y CAGR-3.5%

Comerica Incorporated held $5.0B in cash against $5.4B in long-term debt as of Q3 2025.

Dividends Per Share

$0.71

YoY0.0%

QoQ0.0%

5Y CAGR+0.9%

10Y CAGR+13.0%

Comerica Incorporated paid $0.71 per share in dividends in Q3 2025. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

128M

YoY-2.9%

QoQ-0.6%

5Y CAGR-1.7%

10Y CAGR-3.2%

Comerica Incorporated had 128M shares outstanding in Q3 2025. This represents a decrease of 2.9% from the same quarter a year earlier. Against the prior quarter it is down 0.6%.

Free Cash Flow

Not reported for Q3 2025.

Margins & Returns

Net Margin

21.0%

YoY-1.7pp

QoQ-2.4pp

5Y change-9.6pp

10Y change+1.1pp

Comerica Incorporated's net profit margin was 21.0% in Q3 2025, showing the share of revenue converted to profit. This is down 1.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.4 percentage points.

Return on Equity

2.4%

YoY-0.1pp

QoQ-0.5pp

5Y change-0.4pp

10Y change+0.6pp

Comerica Incorporated's ROE was 2.4% in Q3 2025, measuring profit generated per dollar of shareholder equity. This is down 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Gross Margin

Not reported for Q3 2025.

Operating Margin

Not reported for Q3 2025.

Capital Allocation

Share Buybacks

$151.0M

QoQ+49.5%

10Y CAGR+9.7%

Comerica Incorporated spent $151.0M on share buybacks in Q3 2025, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is up 49.5%.

R&D Spending

Not reported for Q3 2025.

Capital Expenditures

Not reported for Q3 2025.

CMA Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CMA quarterly income statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Revenue	$3.3B	$3.2B-9.7%	$3.6B+1.6%	$3.5B+19.1%	$3.0B+1.9%	$2.9B-13.0%	$3.3B+0.6%	$3.3B+5.1%	$3.2B+11.2%	$2.8B+4.6%	$2.7B+8.4%	$2.5B-1.6%	$2.6B-1.7%	$2.6B+6.3%	$2.4B+0.4%	$2.4B
SG&A Expenses	$1.4B	$1.4B+3.5%	$1.3B+8.1%	$1.2B+6.6%	$1.1B+11.2%	$1.0B-0.1%	$1.0B+1.1%	$1.0B+5.0%	$961.0M-2.8%	$989.0M-2.0%	$1.0B+3.0%	$980.0M-2.9%	$1.0B-0.9%	$1.0B+4.4%	$975.0M+6.1%	$919.0M
Interest Expense	$1.5B	$1.7B+5.3%	$1.7B+706.3%	$206.0M+261.4%	$57.0M-68.7%	$182.0M-61.1%	$468.0M+75.3%	$267.0M+120.7%	$121.0M+8.0%	$112.0M+17.9%	$95.0M0.0%	$95.0M-15.2%	$112.0M-17.0%	$135.0M-13.5%	$156.0M-24.6%	$207.0M
Income Tax	$196.0M	$190.0M-27.8%	$263.0M-19.1%	$325.0M+0.9%	$322.0M+159.7%	$124.0M-63.1%	$336.0M+12.0%	$300.0M-38.9%	$491.0M+154.4%	$193.0M-15.7%	$229.0M-17.3%	$277.0M+13.1%	$245.0M+1.7%	$241.0M+75.9%	$137.0M+149.1%	$55.0M
Net Income	$717.0M	$698.0M-20.8%	$881.0M-23.5%	$1.2B-1.5%	$1.2B+135.0%	$497.0M-58.7%	$1.2B-2.7%	$1.2B+66.2%	$743.0M+55.8%	$477.0M-8.4%	$521.0M-12.1%	$593.0M+9.6%	$541.0M+3.8%	$521.0M+32.6%	$393.0M+41.9%	$277.0M
EPS (Basic)	N/A	$5.06-21.8%	$6.47-24.4%	$8.56+1.3%	$8.45+144.9%	$3.45-56.8%	$7.98+9.2%	$7.31+72.8%	$4.23+54.4%	$2.74-6.5%	$2.93-10.7%	$3.28+12.3%	$2.92+9.0%	$2.68+27.0%	$2.11+134.4%	$0.90
EPS (Diluted)	$5.24	$5.02-22.0%	$6.44-24.0%	$8.47+1.4%	$8.35+143.4%	$3.43-56.6%	$7.90+9.7%	$7.20+73.9%	$4.14+54.5%	$2.68-5.6%	$2.84-10.1%	$3.16+10.9%	$2.85+6.7%	$2.67+27.8%	$2.09	$0.88
Diluted Shares (Avg)	N/A	134M+0.8%	133M0.0%	133M-2.9%	137M-2.1%	140M-7.3%	151M-11.7%	171M-3.9%	178M+0.6%	177M-2.2%	181M-2.2%	185M-1.1%	187M-2.6%	192M+3.2%	186M	173M

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Revenue	$838.0M+3.3%	$849.0M+3.0%	$829.0M+5.7%	$825.0M+5.5%	$811.0M-9.5%	$824.0M-10.8%	$784.0M-20.8%	$782.0M-23.3%
SG&A Expenses	$353.0M+5.4%	$358.0M+10.8%	$368.0M+5.7%	$346.0M-3.6%	$335.0M+6.3%	$323.0M+5.6%	$348.0M+6.7%	$359.0M+12.9%
Interest Expense	$372.0M-17.0%	$356.0M-18.7%	$349.0M-25.9%	$392.0M-15.7%	$448.0M-10.8%	$438.0M-3.3%	$471.0M+95.4%	$465.0M+247.0%
Income Tax	$51.0M0.0%	$45.0M-28.6%	$53.0M+82.8%	$47.0M+147.4%	$51.0M-32.9%	$63.0M-24.1%	$29.0M-65.9%	$19.0M-80.2%
Net Income	$176.0M-4.3%	$199.0M-3.4%	$172.0M+24.6%	$170.0M+415.2%	$184.0M-26.7%	$206.0M-24.5%	$138.0M-57.4%	$33.0M-90.6%
EPS (Basic)	$1.36+1.5%	$1.43-4.7%	$1.26+27.3%	$1.23+515.0%	$1.34-27.6%	$1.50-25.7%	$0.99-58.9%	$0.20-92.3%
EPS (Diluted)	$1.35+1.5%	$1.42-4.7%	$1.25+27.6%	$1.22+510.0%	$1.33-27.7%	$1.49-25.9%	$0.98-59.0%	$0.20-92.3%
Diluted Shares (Avg)	130M-3.0%	132M-1.5%	133M0.0%	N/A	134M+0.8%	134M+1.5%	133M+0.8%	N/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

CMA Balance Sheet

CMA quarterly balance sheet

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Total Assets	$79.3B-7.6%	$85.8B+0.5%	$85.4B-9.7%	$94.6B+7.4%	$88.1B+20.1%	$73.4B+3.6%	$70.8B-1.0%	$71.6B-1.9%	$73.0B+1.5%	$71.9B+3.9%	$69.2B+6.1%	$65.2B+0.2%	$65.1B+6.7%	$61.0B+13.7%	$53.7B
Cash & Equivalents	$6.8B-28.4%	$9.5B+51.3%	$6.3B-72.3%	$22.7B+43.8%	$15.8B+171.0%	$5.8B+27.6%	$4.6B-22.0%	$5.8B-19.0%	$7.2B+17.4%	$6.1B+1.3%	$6.1B-5.9%	$6.5B+42.3%	$4.5B+27.5%	$3.6B+70.7%	$2.1B
Short-Term Investments	$375.0M-6.0%	$399.0M+154.1%	$157.0M-20.3%	$197.0M+14.5%	$172.0M+11.0%	$155.0M+15.7%	$134.0M+39.6%	$96.0M+4.3%	$92.0M-18.6%	$113.0M+14.1%	$99.0M-11.6%	$112.0M-10.4%	$125.0M-16.1%	$149.0M+5.7%	$141.0M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M0.0%	$635.0M+323.3%	$150.0M
Total Liabilities	$72.8B-8.4%	$79.4B-1.0%	$80.2B-7.5%	$86.7B+8.3%	$80.1B+21.2%	$66.1B+4.4%	$63.3B-0.5%	$63.6B-2.4%	$65.2B+1.3%	$64.3B+4.1%	$61.8B+6.4%	$58.1B-0.1%	$58.1B+7.4%	$54.1B+13.1%	$47.9B
Long-Term Debt	$6.7B+7.5%	$6.2B+105.2%	$3.0B+8.2%	$2.8B-51.2%	$5.7B-21.2%	$7.3B+12.5%	$6.5B+39.8%	$4.6B-10.4%	$5.2B+68.7%	$3.1B+14.3%	$2.7B-24.5%	$3.5B-24.9%	$4.7B-4.5%	$4.9B-19.5%	$6.1B
Total Equity	$6.5B+2.1%	$6.4B+23.6%	$5.2B-34.4%	$7.9B-1.9%	$8.1B+9.9%	$7.3B-2.4%	$7.5B-5.7%	$8.0B+2.1%	$7.8B+3.1%	$7.6B+2.1%	$7.4B+3.5%	$7.2B+3.0%	$6.9B+1.1%	$6.9B+18.5%	$5.8B
Retained Earnings	$12.0B+2.5%	$11.7B+4.2%	$11.3B+7.3%	$10.5B+7.9%	$9.7B+2.0%	$9.5B+8.6%	$8.8B+11.3%	$7.9B+7.6%	$7.3B+3.5%	$7.1B+5.0%	$6.7B+6.7%	$6.3B+6.5%	$5.9B+6.9%	$5.5B+5.7%	$5.2B

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Total Assets	$77.4B-2.9%	$78.0B-2.0%	$77.6B-2.3%	$79.3B-7.6%	$79.7B-7.1%	$79.6B-12.3%	$79.4B-12.8%	$85.8B+0.5%
Cash & Equivalents	$5.0B-21.2%	$5.3B+9.9%	$5.8B+12.8%	$6.8B-28.4%	$6.4B-21.2%	$4.8B-52.9%	$5.1B-52.2%	$9.5B+51.3%
Short-Term Investments	$325.0M-10.7%	$334.0M-15.7%	$379.0M+3.6%	$375.0M-6.0%	$364.0M-9.7%	$396.0M+1.8%	$366.0M+3.4%	$399.0M+154.1%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$635.0M0.0%	$635.0M	$635.0M	$635.0M0.0%	$635.0M	N/A	N/A	$635.0M0.0%
Total Liabilities	$69.9B-3.3%	$71.1B-3.1%	$70.6B-3.8%	$72.8B-8.4%	$72.3B-10.5%	$73.4B-13.8%	$73.4B-13.8%	$79.4B-1.0%
Long-Term Debt	$5.4B-20.1%	$5.8B-19.0%	$5.7B-19.5%	$6.7B+7.5%	$6.8B+12.2%	$7.1B+2.2%	$7.1B+0.5%	$6.2B+105.2%
Total Equity	$7.4B+0.9%	$6.9B+11.3%	$7.1B+16.6%	$6.5B+2.1%	$7.4B+48.1%	$6.2B+10.1%	$6.0B+0.9%	$6.4B+23.6%
Retained Earnings	$12.3B+2.7%	$12.2B+2.7%	$12.1B+2.8%	$12.0B+2.5%	$11.9B+1.3%	$11.9B+1.9%	$11.8B+2.5%	$11.7B+4.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

CMA Cash Flow Statement

CMA quarterly cash flow statement

Metric	TTM	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Operating Cash Flow	$125.0M	$601.0M-52.0%	$1.3B+96.1%	$638.0M+0.6%	$634.0M-31.7%	$928.0M-14.9%	$1.1B-32.5%	$1.6B+48.9%	$1.1B+123.3%	$486.0M-43.8%	$865.0M+35.4%	$639.0M-23.6%	$836.0M+20.8%	$692.0M-13.1%	$796.0M-38.1%	$1.3B
Depreciation & Amortization	N/A	$96.0M+10.3%	$87.0M-5.4%	$92.0M-7.1%	$99.0M-8.3%	$108.0M-5.3%	$114.0M-5.0%	$120.0M-0.8%	$121.0M0.0%	$121.0M+2.5%	$118.0M-4.1%	$123.0M+0.8%	$122.0M-8.3%	$133.0M+9.0%	$122.0M-1.6%	$124.0M
Stock-Based Compensation	N/A	$54.0M+3.8%	$52.0M-13.3%	$60.0M+46.3%	$41.0M+70.8%	$24.0M-38.5%	$39.0M-18.8%	$48.0M+23.1%	$39.0M+14.7%	$34.0M-10.5%	$38.0M0.0%	$38.0M+8.6%	$35.0M-5.4%	$37.0M0.0%	$37.0M+15.6%	$32.0M
Investing Cash Flow	$773.0M	$3.3B-6.7%	$3.5B+135.1%	-$10.0B-677.6%	$1.7B+137.4%	-$4.6B-831.6%	-$494.0M-142.7%	$1.2B+1063.3%	-$120.0M+52.8%	-$254.0M+92.2%	-$3.3B+13.0%	-$3.7B-418.8%	$1.2B+131.9%	-$3.7B-333.0%	-$849.0M-170.4%	$1.2B
Financing Cash Flow	-$2.3B	-$6.6B-330.2%	-$1.5B+78.5%	-$7.1B-255.5%	$4.6B-66.6%	$13.6B+1961.0%	$661.0M+137.9%	-$1.7B+25.4%	-$2.3B-378.7%	$839.0M-66.0%	$2.5B-9.5%	$2.7B+3029.0%	-$93.0M-102.3%	$4.0B+159.6%	$1.5B+125.3%	-$6.0B
Dividends Paid	$375.0M	$377.0M+1.6%	$371.0M+5.1%	$353.0M-4.3%	$369.0M-1.6%	$375.0M-6.7%	$402.0M+52.9%	$263.0M+46.1%	$180.0M+18.4%	$152.0M+3.4%	$147.0M+7.3%	$137.0M+11.4%	$123.0M+26.8%	$97.0M+32.9%	$73.0M+114.7%	$34.0M
Share Buybacks	$402.0M	$100.0M	$0-100.0%	$36.0M-95.1%	$729.0M+266.3%	$199.0M-85.7%	$1.4B+4.2%	$1.3B+138.9%	$560.0M+75.0%	$320.0M+33.3%	$240.0M-7.7%	$260.0M-10.7%	$291.0M-5.5%	$308.0M+165.5%	$116.0M+2800.0%	$4.0M

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Operating Cash Flow	-$270.0M-125.7%	$476.0M+328.8%	$273.0M+233.2%	-$354.0M-131.6%	$1.0B+689.3%	$111.0M+171.6%	-$205.0M-144.4%	$1.1B+87.9%
Depreciation & Amortization	$24.0M+4.3%	$25.0M0.0%	$25.0M+13.6%	$26.0M+13.0%	$23.0M+4.5%	$25.0M+13.6%	$22.0M+10.0%	$23.0M+9.5%
Stock-Based Compensation	N/A	N/A	$27.0M0.0%	N/A	N/A	N/A	$27.0M-3.6%	N/A
Investing Cash Flow	$655.0M-64.3%	-$1.0B-84.5%	$913.0M-47.5%	$253.0M-85.2%	$1.8B-37.2%	-$568.0M-308.6%	$1.7B+272.9%	$1.7B+220.4%
Financing Cash Flow	-$634.0M+51.4%	$68.0M-49.3%	-$2.2B+62.8%	$512.0M+135.4%	-$1.3B+73.1%	$134.0M+161.8%	-$5.9B-218.1%	-$1.4B-227.0%
Dividends Paid	$91.0M-2.2%	$92.0M-1.1%	$93.0M+1.1%	$99.0M+2.1%	$93.0M+1.1%	$93.0M-1.1%	$92.0M+4.5%	$97.0M+11.5%
Share Buybacks	$151.0M	$101.0M	$50.0M	$100.0M+525.0%	$0	$0-100.0%	$0-100.0%	-$16.0M+128.6%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

CMA Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CMA quarterly financial ratios

Metric	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K	FY1010-K
Net Margin	21.5%-3.0pp	24.5%-8.0pp	32.6%-6.8pp	39.4%+22.3pp	17.1%-18.8pp	35.9%-1.2pp	37.1%+13.7pp	23.4%+6.7pp	16.8%-2.4pp	19.1%-4.5pp	23.6%+2.4pp	21.2%+1.1pp	20.1%+4.0pp	16.1%+4.7pp	11.4%
Return on Equity	10.7%-3.1pp	13.8%-8.5pp	22.2%+7.4pp	14.8%+8.6pp	6.2%-10.2pp	16.4%0.0pp	16.4%+7.1pp	9.3%+3.2pp	6.1%-0.8pp	6.9%-1.1pp	8.0%+0.4pp	7.6%+0.1pp	7.5%+1.8pp	5.7%+0.9pp	4.8%
Return on Assets	0.9%-0.1pp	1.0%-0.3pp	1.4%+0.1pp	1.2%+0.7pp	0.6%-1.1pp	1.6%-0.1pp	1.7%+0.7pp	1.0%+0.4pp	0.7%-0.1pp	0.7%-0.1pp	0.9%0.0pp	0.8%0.0pp	0.8%+0.2pp	0.6%+0.1pp	0.5%
Debt-to-Equity	1.02+0.1x	0.97+0.4x	0.58+0.2x	0.35-0.4x	0.71-0.3x	0.99+0.1x	0.86+0.3x	0.58-0.1x	0.66+0.3x	0.400.0x	0.36-0.1x	0.50-0.2x	0.680.0x	0.72-0.3x	1.06
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.05

Metric	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q	Q2'2410-Q	Q1'2410-Q	Q4'2310-K
Net Margin	21.0%-1.7pp	23.4%-1.6pp	20.8%+3.1pp	20.6%+16.4pp	22.7%-5.3pp	25.0%-4.5pp	17.6%-15.1pp	4.2%-30.1pp
Return on Equity	2.4%-0.1pp	2.9%-0.4pp	2.4%+0.2pp	2.6%+2.1pp	2.5%-2.6pp	3.3%-1.5pp	2.3%-3.1pp	0.5%-6.2pp
Return on Assets	0.2%0.0pp	0.3%0.0pp	0.2%+0.1pp	0.2%+0.2pp	0.2%-0.1pp	0.3%0.0pp	0.2%-0.2pp	0.0%-0.4pp
Debt-to-Equity	0.73-0.2x	0.84-0.3x	0.81-0.4x	1.02+0.1x	0.92-0.3x	1.15-0.1x	1.180.0x	0.97+0.4x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Comerica Incorporated CMA	FY2024	$3.2B	$698.0M	21.5%	$11.6B	43/100
Wintrust Financial Corp WTFC	FY2025	$2.7B	$824.0M	30.2%	$9.7B	58/100
Zions Bancorporation N.A. ZION	FY2025	$3.4B	$899.0M	26.6%	$9.2B	35/100
Columbia Banking Systems Inc COLB	FY2025	$2.3B	$550.0M	23.9%	$8.1B	51/100
Western Alliance Bancorporation WAL	FY2025	$3.5B	$969.0M	27.4%	$8.2B	53/100
Old National Bancorp ONB	FY2025	$2.5B	$669.3M	26.5%	$9.5B	52/100

Where Comerica Incorporated Ranks

Frequently Asked Questions

What is Comerica Incorporated's annual revenue?

Comerica Incorporated (CMA) reported $3.2B in total revenue for fiscal year 2024. This represents a -9.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Comerica Incorporated's revenue growing?

Comerica Incorporated (CMA) revenue declined by 9.7% year-over-year, from $3.6B to $3.2B in fiscal year 2024.

Is Comerica Incorporated profitable?

Yes, Comerica Incorporated (CMA) reported a net income of $698.0M in fiscal year 2024, with a net profit margin of 21.5%.

How much debt does Comerica Incorporated have?

As of fiscal year 2024, Comerica Incorporated (CMA) had $6.8B in cash and equivalents against $6.7B in long-term debt.

What is Comerica Incorporated's net profit margin?

Comerica Incorporated (CMA) had a net profit margin of 21.5% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.

Does Comerica Incorporated pay dividends?

Yes, Comerica Incorporated (CMA) paid $2.84 per share in dividends during fiscal year 2024.

What is Comerica Incorporated's return on equity (ROE)?

Comerica Incorporated (CMA) has a return on equity of 10.7% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is Comerica Incorporated's operating cash flow?

Comerica Incorporated (CMA) generated $601.0M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are Comerica Incorporated's total assets?

Comerica Incorporated (CMA) had $79.3B in total assets as of fiscal year 2024, including both current and long-term assets.

Does Comerica Incorporated buy back shares?

Yes, Comerica Incorporated (CMA) spent $100.0M on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.

How many shares does Comerica Incorporated have outstanding?

Comerica Incorporated (CMA) had 131M shares outstanding as of fiscal year 2024.

What is Comerica Incorporated's debt-to-equity ratio?

Comerica Incorporated (CMA) had a debt-to-equity ratio of 1.02 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Comerica Incorporated's return on assets (ROA)?

Comerica Incorporated (CMA) had a return on assets of 0.9% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is Comerica Incorporated's Piotroski F-Score?

Comerica Incorporated (CMA) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Comerica Incorporated's earnings high quality?

Comerica Incorporated (CMA) has an earnings quality ratio of 0.86x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Comerica Incorporated?

Comerica Incorporated (CMA) scores 43 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.