CNO Financial (NYSE: CNO) furnishes Q4 2025 earnings materials

Rhea-AI Filing Summary

CNO Financial Group, Inc. furnished materials summarizing its financial performance for the quarter ended December 31, 2025. The company issued a press release, a quarterly financial supplement, and additional financial and operating information, all dated February 5, 2026.

These materials are attached as Exhibits 99.1, 99.2, and 99.3 and are described as being furnished rather than filed, which means they are not subject to certain Exchange Act liabilities or automatically incorporated into other securities filings unless specifically referenced.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001224608falsetrue00012246082025-11-032025-11-030001224608us-gaap:CommonStockMember2025-11-032025-11-030001224608cno:RightsToPurchaseSeriesFJuniorParticipatingPreferredStockMember2025-11-032025-11-030001224608cno:A5125SubordinatedDebenturesDue2060Member2025-11-032025-11-03

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 5, 2026

CNO Financial Group, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware			001-31792			75-3108137
(State or Other Jurisdiction of Incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

11299 Illinois Street

Carmel, Indiana  46032

(Address of Principal Executive Offices) (Zip Code)

(317) 817-6100

(Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Stock, par value $0.01 per share

CNO

New York Stock Exchange

Rights to purchase Series F Junior Participating Preferred Stock

New York Stock Exchange

5.125% Subordinated Debentures due 2060

CNOpA

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On February 5, 2026, CNO Financial Group, Inc. ("CNO" or the "Company") issued: (i) a press release announcing its financial results for the quarter ended December 31, 2025, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference; (ii) the Quarterly Financial Supplement for December 31, 2025, a copy of which is attached hereto as Exhibit 99.2 and is incorporated herein by reference; and (iii) additional financial information related to its financial and operating results for the quarter ended December 31, 2025, a copy of which is attached hereto as Exhibit 99.3 and is incorporated herein by reference.

The information contained under Item 2.02 in this Current Report on Form 8-K (including Exhibits 99.1, 99.2 and 99.3) is being furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that Section. The information contained in this Current Report on Form 8-K shall not be incorporated by reference into any registration statement or other document pursuant to the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in any such filing.

Item 9.01(d). Financial Statements and Exhibits.

The following materials are furnished as exhibits to this Current Report on Form 8-K:

99.1			Press release dated February 5, 2026 related to financial results for the quarter ended December 31, 2025.
99.2			Quarterly Financial Supplement - 4Q2025.
99.3			Fourth Quarter 2025 Financial and Operating Results for the period ended December 31, 2025.
104			Cover Page Interactive Data File (embedded within the Inline XBRL document).

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			CNO Financial Group, Inc.
Date: February 5, 2026
			By:			/s/ Joel T. Koehneman
						Joel T. Koehneman
						Senior Vice President and Chief Accounting Officer

3

FAQ

What did CNO (CNO) disclose in its latest 8-K filing?

CNO Financial Group disclosed that it furnished a press release, a quarterly financial supplement, and additional financial and operating information for the quarter ended December 31, 2025, as Exhibits 99.1, 99.2, and 99.3 dated February 5, 2026.

Which period do CNO (CNO)’s newly furnished financial materials cover?

The furnished materials cover CNO Financial Group’s financial and operating results for the quarter ended December 31, 2025. This includes the press release, the Quarterly Financial Supplement – 4Q2025, and the Fourth Quarter 2025 Financial and Operating Results presentation attached as exhibits.

Are CNO (CNO)’s Q4 2025 financial exhibits considered filed with the SEC?

The company states that the information under Item 2.02, including Exhibits 99.1, 99.2, and 99.3, is being furnished and shall not be deemed filed for purposes of Section 18 of the Exchange Act or otherwise subject to its liabilities, unless specifically incorporated elsewhere.

What exhibits did CNO (CNO) attach related to Q4 2025 results?

CNO attached four exhibits: a press release dated February 5, 2026 on Q4 2025 results (99.1), the Quarterly Financial Supplement – 4Q2025 (99.2), a Fourth Quarter 2025 Financial and Operating Results document (99.3), and a Cover Page Interactive Data File embedded in the Inline XBRL document (104).

Who signed CNO (CNO)’s February 5, 2026 8-K report?

The report was signed on behalf of CNO Financial Group, Inc. by Joel T. Koehneman, who is identified as Senior Vice President and Chief Accounting Officer, dated February 5, 2026, indicating corporate authorization of the furnished information and exhibits.